Mark Smith Home Loans

05/26/2026

w/e 5/22/26: Rates Touch Nine Month Highs
http://marksmithloans.com/CurrentRates

05/11/2026

w/e 5/8/26: Rates Remain Range Bound Waiting For Something Definitive to Happen

Rates have decreased a little over the last week but unlike the Stock market they have not recovered to pre-Iran conflict levels. They are still around 0.375% higher.

04/27/2026

w/e 4/24/26: Rates More Stable but Have Not Recovered to Pre Iran War levels http://marksmithloans.com/CurrentRates

04/13/2026

w/e 4/10/26: Rates Drop on Iran De-escalation. But that May Change After Talks Break Down. http://marksmithloans.com/CurrentRates

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03/30/2026

w/e 3/27/26: Rates Continue Upwards with Iran War and Price of Oil.

Rates continue to increase with the Iran War and the knock-on effects on the price of oil and inflation concerns. Rates are now up 0.75% since the conflict started and back to 8-Month highs last seen in August 2025.

03/15/2026

w/e 3/13/26: Iran War Sends Rates to 7-Month Highs
http://marksmithloans.com/CurrentRates

03/02/2026

w/e 2/27/26: Rates Stable at 3-Year Lows.

Rates are very close to 3-Year lows and have only been lower for a few hours on January 10th when President Trump announced Fannie Mae and Freddie Mac bond buy backs. The rates have settled lower despite a better-than-expected employment report as investors seem to have focused more on the lower-th...

02/16/2026

w/e 2/14/26: Rates Close to 3 Year Lows Despite Better-than-Expected Jobs Report
http://marksmithloans.com/CurrentRates

02/01/2026

w/e 1/30/26: Muted Reaction to Fed Meeting.
http://marksmithloans.com/CurrentRates

01/19/2026

w/e 1/16/26: Rates Hit 3-Year Lows but then Lose Some of the Improvements.

Conforming 30 year fixed no point rates for well qualified borrowers started 2025 at 6.375%, touched their highest a few times during the year at 6.75% (April and May) and are now at close to their lowest levels at 5.875% (matching September).