Michele Morse Reen at Direct Mortgage Funding

10/29/2026

Call me to talk about how this financing strategy might help you or someone you know - 408.813.4729

10/15/2026

Join us Tuesday, Oct. 20th at 6:30 PM on Zoom. Reverse Mortgages Have Changed. Many opinions about reverse mortgages are based on outdated information or incomplete explanations. RSVP here to save your seat:
https://forms.cloud.microsoft/r/xvALSMV8mS
We will discuss:
- How modern reverse mortgages work
- Common myths and misconceptions
- Homeowner responsibilities
- Ways proceeds may be received
- Using a reverse mortgage to purchase a home
- What happens when the home is sold or inherited
- Questions adult children should ask
This is an educational webinar for homeowners, family members, financial professionals, real estate professionals, and anyone helping an older adult evaluate housing choices.

10/15/2026

Your Homebuying Game Plan - Ready, Set, Home! Thursday Nov. 12th, 2026 6:30 PM on ZOOM Register here: https://forms.cloud.microsoft/r/wJpcv3x6gk
This workshop is designed for homebuyers who may be:
-Thinking about purchasing but aren’t sure where to start
-Unsure how much they can comfortably afford
-Concerned about down payment or closing costs
-Waiting for rates or market conditions to “improve”
-Trying to understand the loan options and assistance programs available today
Our goal is simple: replace uncertainty with a real plan to buy your first home.
During the workshop, we’ll walk through the homebuying process, financing options, affordability, available programs, and the practical steps buyers can take now to become purchase-ready.

09/21/2026

Financial Advisors — join us September 24 for a CFP® CE webinar focused on a retirement asset that is often overlooked: home equity. With many clients planning for retirements that could last 20 years or more, understanding how home equity may fit into the overall retirement picture is becoming increasingly important.

Advanced Retirement Planning with Home Equity
📅 September 24, 2026
⏰ 11:00 PM PST
💻 Live Online Webinar

We’ll cover:

• Reverse mortgage products, eligibility, misconceptions and consumer safeguards
• Strategies for using home equity to supplement cash flow, eliminate a monthly mortgage payment* and address long-term retirement risks
• Client scenarios where home equity may support retirement and legacy-planning goals

Earn 1 CFP® CE credit.

The webinar is free to attend, with an $8 processing fee for those requesting CFP® CE credit.

*Borrower must continue to pay property taxes, homeowners insurance, and any applicable HOA dues, and maintain the home in accordance with loan requirements.

Register here:
https://financeofamerica.zoom.us/webinar/register/WN_X9moiKXgRembT_fiOVmhCg #/registration

Know a financial advisor who could benefit? Feel free to share this with them.

Retirement planning has traditionally excluded home equity; however, with seniors controlling over $14 Trillion in housing wealth and planning for 20 years or more in retirement, now may be the time to consider how home equity can be a key component of a retirement plan. In this webinar for Financia...

09/21/2026

📉 A little good news to start the week: bond yields improved this morning, which could help mortgage pricing compared with late last week. Here in the Bay Area, though, inventory is still tight—especially in Santa Clara County and San Francisco. Buyers may have more negotiating room on homes that have been sitting on the market, but well-priced homes can still move quickly. That makes it important to look beyond just the interest rate. Seller credits, permanent rate buydowns, loan structure, and a strong preapproval can all make a meaningful difference.

Thinking about buying or making a move? We’re happy to run the numbers and help you understand your options.

09/15/2026

Business owner and thinking about buying a home? For many self-employed borrowers, qualifying with business bank statements can be a simpler alternative to a detailed tax return analysis. Instead of digging through multiple years of tax returns, schedules, and business write-offs, certain loan programs can evaluate your business cash flow using 12–24 months of bank statements. It can make the income-review process more straightforward for business owners with consistent deposits and healthy cash flow.

Let's talk through your options and see if a business bank statement loan may be a good fit for you! 408.813.4729

09/06/2026

Come check out Clint’s beautiful listing this weekend. Open Saturday, Sunday and Monday 1-4pm. Need financing for your new home just reach out. 🏠

09/04/2026

Wishing You a Happy Labor Day! We hope you have an opportunity to enjoy some well-earned time with family and friends.

And as always, we’re here to be a resource if you or someone you know has questions about buying a home, refinancing, accessing home equity or planning for housing expenses in retirement! 408.813.4729

08/28/2026

Your Homebuying Game Plan - Ready, Set, Home! Thursday Nov. 12th, 2026 6:30 PM on ZOOM Register here: https://forms.cloud.microsoft/r/wJpcv3x6gk

This workshop is designed for homebuyers who may be:
-Thinking about purchasing but aren’t sure where to start
-Unsure how much they can comfortably afford
-Concerned about down payment or closing costs
-Waiting for rates or market conditions to “improve”
-Trying to understand the loan options and assistance programs available today
Our goal is simple: replace uncertainty with a real plan to buy your first home.

During the workshop, we’ll walk through the homebuying process, financing options, affordability, available programs, and the practical steps buyers can take now to become purchase-ready.

08/08/2026

Join us Tuesday, August 25th at 6:30 PM on Zoom. Reverse Mortgages Have Changed. Many opinions about reverse mortgages are based on outdated information or incomplete explanations. RSVP here to save your seat: https://forms.cloud.microsoft/r/e0Bz7FfNCw
We will discuss:
- How modern reverse mortgages work
- Common myths and misconceptions
- Homeowner responsibilities
- Ways proceeds may be received
- Using a reverse mortgage to purchase a home
- What happens when the home is sold or inherited
- Questions adult children should ask
This is an educational webinar for homeowners, family members, financial professionals, real estate professionals, and anyone helping an older adult evaluate housing choices.