Michele Morse Reen at Direct Mortgage Funding

09/06/2026

Come check out Clint’s beautiful listing this weekend. Open Saturday, Sunday and Monday 1-4pm. Need financing for your new home just reach out. 🏠

09/04/2026

Wishing You a Happy Labor Day! We hope you have an opportunity to enjoy some well-earned time with family and friends.

And as always, we’re here to be a resource if you or someone you know has questions about buying a home, refinancing, accessing home equity or planning for housing expenses in retirement! 408.813.4729

08/28/2026

Your Homebuying Game Plan - Ready, Set, Home! Tuesday, Sept. 8th, 2026 6:30 PM on ZOOM Register here: https://forms.cloud.microsoft/r/yw95DTrZRn

This workshop is designed for homebuyers who may be:
-Thinking about purchasing but aren’t sure where to start
-Unsure how much they can comfortably afford
-Concerned about down payment or closing costs
-Waiting for rates or market conditions to “improve”
-Trying to understand the loan options and assistance programs available today
Our goal is simple: replace uncertainty with a real plan to buy your first home.

During the workshop, we’ll walk through the homebuying process, financing options, affordability, available programs, and the practical steps buyers can take now to become purchase-ready.

08/08/2026

Join us Tuesday, August 25th at 6:30 PM on Zoom. Reverse Mortgages Have Changed. Many opinions about reverse mortgages are based on outdated information or incomplete explanations. RSVP here to save your seat: https://forms.cloud.microsoft/r/e0Bz7FfNCw
We will discuss:
- How modern reverse mortgages work
- Common myths and misconceptions
- Homeowner responsibilities
- Ways proceeds may be received
- Using a reverse mortgage to purchase a home
- What happens when the home is sold or inherited
- Questions adult children should ask
This is an educational webinar for homeowners, family members, financial professionals, real estate professionals, and anyone helping an older adult evaluate housing choices.

08/07/2026

Loved attending the 34th Annual Make-A-Wish event today and running into so many of our real estate, lending & title friends!

Great people, great fun, and all for an incredible cause. ✨

08/03/2026

For many homeowners, a substantial portion of their net worth is tied up in their home. A reverse mortgage may provide several ways to access a portion of that equity, depending on the homeowner’s age, property, financial assessment, existing liens, and goals.

Join our August 25th Reverse Mortgage Webinar
RSVP: https://forms.cloud.microsoft/r/e0Bz7FfNCw
or contact us for a private review. 408.813.4729

Possible uses may include:

- Supplementing retirement income

- Creating an emergency reserve

- Paying off an existing mortgage

- Funding home improvements

- Helping manage healthcare or caregiving costs

- Purchasing a more suitable retirement home

A reverse mortgage is not appropriate for everyone. The first step is understanding the choices, costs, responsibilities, and alternatives. A Home Equity Conversion Mortgage is an FHA-insured reverse mortgage program for qualifying homeowners age 62 and older. Borrowers remain responsible for property taxes, homeowners insurance, property maintenance, and occupancy requirements.

07/30/2026

You found it. The one home that feels just right.
The location. The layout. The backyard you’ve been picturing. Everything checks the boxes.

Then reality sets in…

“We still have to sell our current home first.”

Many buyers assume they have to miss out on their next home because their equity is tied up in the one they already own.

In many cases, that’s simply not true.

There are financing strategies that can allow qualified buyers to purchase their next home before selling their current one, helping you make a competitive offer, move on your timeline, and avoid the stress of trying to coordinate two closings.

Every situation is different, but if you’re wondering whether buying before selling is possible, let’s have a conversation. You may have more options than you think.

📩 Send us a message or give us a call to explore what’s possible. 408.813.4729

07/23/2026

Please join us this evening if you are interested in learning how this program may help you or someone you know- RSVP Now!

Thinking about retirement cash flow, but not sure where home equity fits? Join us for a free Zoom webinar:
Modern Home Equity Strategies for Today’s Seniors
Thursday, July 23 | 6:30–7:30 PM on Zoom
We’ll cover how today’s reverse mortgages have changed, what borrower protections are built in, when a reverse mortgage may or may not make sense, and how newer HELOC and second mortgage options may provide flexibility without refinancing your current first mortgage.
This is designed for homeowners, adult children helping parents plan, financial planners, and real estate professionals who want a clearer understanding of modern home equity strategies.
Register here: https://forms.office.com/r/Vftmjr06fp
Reverse mortgages and home equity products are not right for everyone. Borrowers must meet program requirements and continue to pay property taxes, homeowners insurance, HOA dues if applicable, and maintain the home.

07/11/2026

Thinking about retirement cash flow, but not sure where home equity fits? Join us for a free Zoom webinar:
Modern Home Equity Strategies for Today’s Seniors
Thursday, July 23 | 6:30–7:30 PM on Zoom
We’ll cover how today’s reverse mortgages have changed, what borrower protections are built in, when a reverse mortgage may or may not make sense, and how newer HELOC and second mortgage options may provide flexibility without refinancing your current first mortgage.
This is designed for homeowners, adult children helping parents plan, financial planners, and real estate professionals who want a clearer understanding of modern home equity strategies.
Register here: https://forms.office.com/r/Vftmjr06fp
Reverse mortgages and home equity products are not right for everyone. Borrowers must meet program requirements and continue to pay property taxes, homeowners insurance, HOA dues if applicable, and maintain the home.

07/08/2026

We just opened registration for our next Homebuyers Workshop on July 28 at 6:30 - 7:45 PM on ZOOM. Would you like me to save you a seat?
In this workshop, you’ll discover:
• How you may be able to buy with less money than you expected
• What your housing expenses could really look like
• How your credit impacts your options (and how to improve it)
• The exact steps to go from renting to owning with confidence
• A clear plan tailored to your situation
We’ve helped many buyers navigate this process, and our goal is simple: Help you understand your options and make confident decisions
Please share with your friends, family, and coworkers!
RSVP: https://forms.office.com/r/iwA1aDJtMy
Or call 408.813.4729