06/21/2026
Every prop department makes this call constantly: rent it, or build it? π¬
Renting is smart when you just need something for one job. Lower cost, does the job, goes back when you're done.
Building your own makes sense when you need it to last β across a season, across years, something that becomes part of your permanent kit and holds value the whole time.
Term life insurance works like the rental: lower cost, covers a specific window, done when the term ends.
Whole life insurance works like the build: costs more, but it's permanently yours and builds value (cash value) the entire time you have it.
Neither call is wrong β it depends on the job, your budget, and how long you need the coverage to last. Same as on set.
π© DM me if you want help figuring out which one fits your situation.
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