Claydoesloans - Mortgage Consultant

Claydoesloans - Mortgage Consultant NMLS # 643155. MUFG Union Bank, N.A., is a full-service bank with offices across the United States. This is a public, not private space. EOE. All rights reserved.

We provide a wide spectrum of corporate, commercial, retail banking, and wealth management solutions to meet the needs of customers. The bank also offers an extensive portfolio of value-added solutions for customers, including investment banking, personal and corporate trust, capital markets, global custody, transaction banking, and other services. MUFG Union Bank is a proud member of the Mitsubis

hi UFJ Financial Group (NYSE: MTU), one of the world’s largest financial organizations. For more information on MUFG, please visit our web site: https://www.unionbank.com/global/about/company-profile/our-parent-mufg.jsp. This is not a customer service channel; please refer to our website at: https://www.unionbank.com/contactus for any customer-related questions. Facebook is owned by a Third Party and is not affiliated with Union Bank. Never disclose any personal, financial, or confidential information on Facebook. Please refer to our website at: https://www.unionbank.com/personal-banking/privacy-security/privacy-policy.jsp for our privacy policy. M/F/D/V. ©2018 MUFG Union Bank, N.A. Member FDIC. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. Equal Housing Lender

02/12/2026

💰 $550,831 saved for homeowners… and we’re just getting started.
Last year at ClayDoesLoans we eliminated $476,831 in PMI and secured $74,000 in grant funds for buyers across CA & NV — real money back in real people’s pockets.
This year the mission is bigger:
🎯 $1,000,000 in homeowner savings
Know someone buying a home?
Refer them. Share this. Or DM me “1M” and I’ll reach out personally.
Let’s help more families own smarter — not just own a house.
👇 Comment “1M” to start
📩 Or share this with a future homeowner

02/02/2026

Rate isn’t everything. Payment is.
A 5.5% FHA loan with upfront funding fees + monthly mortgage insurance can actually cost you MORE per monththan my 6% NO-PMI loan.
Higher rate ≠ higher payment.
Lower rate ≠ better deal.
What really matters is your total monthly cost:
• Principal
• Interest
• Mortgage Insurance (or none 👀)
I’ll show you a side-by-side breakdown of:
👉 FHA vs NO-PMI loan
👉 Exact numbers
👉 Real monthly payments
No guesswork. No sales talk. Just math.
💬 Comment “PAYMENT”
📩 I’ll run your exact scenario so you can choose smart.

01/29/2026

🏡 Bought with an FHA loan in the last two years? Don’t automatically do a streamline refinance.
Most FHA streamlines still leave you paying expensive mortgage insurance (PMI).
In many cases, we can refinance you into a no-PMI program and save you hundreds every month 💰
Why keep overpaying if you don’t have to?
👇 Comment “RIFI” and I’ll check if you can drop that PMI today.
— Clay Does Loans

01/27/2026

Agents — want to close more deals by giving your buyers more buying power? 💰
Clay Does Loans offers exclusive products that help you win and close faster:
✅ No PMI for qualified buyers
✅ Fair pricing with a 620+ credit score
✅ Fast pre-approvals
✅ Co-branded marketing
✅ Dedicated lending rep
We help you win more deals and close faster.
DM “LENDER” to get set up as a preferred partner today.

01/23/2026

If you’re home is in one of these zip code dms me🙏

01/06/2026

🚨 Big news for homebuyers: the conforming loan limit just increased to over $832,000 🏡⬆️
That matters because loans at or below this limit qualify as conforming, which means better pricing, lower rates, and easier underwriting compared to jumbo loans.
If you bought this year and were told you needed a jumbo loan — you may want to check again.
More borrowers now qualify for conforming financing, potentially lowering monthly payments and long-term costs 💰📉
Want me to run the numbers and see if you qualify under the new conforming loan limit?
👉 Comment “LIMIT” or DM me and I’ll take a look.
Subject to credit and income qualifications.

01/05/2026

Do NOT automatically do an FHA Streamline Refinance.
You could still be stuck paying mortgage insurance for years.
In many cases, we can move you into our Home Affordable Mortgage Program with:
✔️ NO PMI (we pay for it)
✔️ Rates priced like an 800 credit score — even if you’re at 6.20
✔️ Loan amounts up to $832,750
We’ve already covered $370,000 in borrower PMI this year —
that’s about $15,000 saved per borrower on average 💸
Want me to check if you qualify and help you drop PMI + lower your long-term cost?
👇 Comment “REFI” or DM me and I’ll connect you with our lending team.
Subject to credit and income qualification.
Homeowners LowerYourPayment RealEstateFinance

12/29/2025

If you want to win more borrowers, you need a lender that gives your buyers real advantages — not just pre-quals.
The Home Affordable Mortgage team at California Bank & Trust offers eligible buyers:
• No PMI (lender-paid)
• No FHA funding fees
• Competitive pricing comparable to top credit tiers
• Loan amounts up to $832,000
We’ve already covered $370,000+ in PMI, helping buyers reduce long-term costs — while agents get:
✔ Fast, solid pre-approvals
✔ Dedicated lending support
✔ Co-branded marketing
✔ Fewer fall-throughs
If you’re a Realtor looking for a lender that helps you close more deals, let’s connect.
DM “LENDER” or tap Learn More.

12/19/2025

Want me to check if you qualify to lower your monthly payment?
Most people don’t realize there are better options available — they just haven’t had them reviewed.
💸 Lower payments
📉 Better terms
⏱ Fast review
💬 Comment “SAVE” or DM me and I’ll connect you directly with our lending team.
Subject to credit & income qualification.
RealEstateFinance MortgageTips

12/19/2025

Most buyers lose not because of price… but because their pre-approval isn’t real.
A verified pre-approval beats vague pre-quals every time.
🚀 Verified pre-approval in 24 hours
📄 Fast-tracked docs
🔒 Pricing locked
🤝 Lender-ready letters agents & sellers trust
That’s how your offer:
✔️ Looks stronger
✔️ Moves faster
✔️ Gets accepted
If you’re serious about buying, don’t wait days while someone else wins the house.
💬 Comment “PREAPP” or DM me and let’s fast-track your verified pre-approval today.
Subject to qualification.
WinningOffers FirstTimeHomeBuyer CaliforniaRealEstate HomeLoanHelp BuyAHome

Everyday I keep focused on delivering opportunity to Real estate Agents and customers on how to save money and do more b...
09/11/2025

Everyday I keep focused on delivering opportunity to Real estate Agents and customers on how to save money and do more business with niche products and guidelines not available anywhere else

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Los Angeles, CA

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