David Diaz- Equitysmart Home Loans

David Diaz- Equitysmart Home Loans We are the #1 mortgage brokerage in Los Angeles for residential, commercial and reverse mortgages. Call David now for a free consultation. (626) 737-2777

We are the North East Leader in Residential, Commercial and Reverse Mortgages.

04/30/2026

The big banks have a very narrow “box” you have to fit into.If your DTI is a hair too high or your income isn’t “traditional,” they often just say no. But a bank rejection isn’t the end of the road.

As a broker, I have access to over 200+ lenders with flexible guidelines designed for real-life situations. We specialize in finding the “Yes” that the big banks missed. Stop letting a “No” stop your homeownership dreams. Let’s look at the options they didn’t tell you about.

Call now and I’ll share to you my Mortgage Recovery Checklist to get you back on track!

David Diaz | NMLS #292706 | 📞 626-737-2777

Education is key to a stress-free escrow. I'm here to guide you through every step of the inspections and valuations.DAV...
04/29/2026

Education is key to a stress-free escrow. I'm here to guide you through every step of the inspections and valuations.

DAVID DIAZ
NMLS #: 292706
📞 626‑737‑2777

Let's make April the month you stopped dreaming and started owning. Call me today to see which program fits your life!DA...
04/28/2026

Let's make April the month you stopped dreaming and started owning. Call me today to see which program fits your life!

DAVID DIAZ
NMLS #: 292706
📞 626‑737‑2777

Imagine buying a home with almost zero out-of-pocket expenses. By pairing DPA with seller credits, it is possible!DAVID ...
04/21/2026

Imagine buying a home with almost zero out-of-pocket expenses. By pairing DPA with seller credits, it is possible!

DAVID DIAZ
NMLS #: 292706
📞 626‑737‑2777

04/20/2026

Attention Real Estate Investors: Stop letting tax returns hold back your portfolio growth.

DSCR (Debt Service Coverage Ratio) loans are a game-changer.Instead of looking at your personal income or job history, lenders look at one thing: Can the rental income of the property cover the mortgage?

This means:

-No personal income verification
-No tax returns required
-Faster scaling for your portfolio

Whether you’re buying your first rental or your tenth, this is the tool you need in 2026.

David Diaz
NMLS #: 292706
📞626-737-2777

🚫 Bank said NO? That’s not the end of the road.I specialize in non-traditional loan programs for borrowers who don’t fit...
03/11/2026

🚫 Bank said NO? That’s not the end of the road.

I specialize in non-traditional loan programs for borrowers who don’t fit the standard box.

✔ No income loans
✔ DSCR investor loans
✔ Bank statement loans
✔ Foreign national loans
✔ Hard money & bridge loans

If you need creative financing solutions, let’s talk.

📲 Call/Text: 626-737-2777

LoanSolutions

Call now for a free consultation.
02/23/2026

Call now for a free consultation.

11/21/2025

Five-star service isn’t a slogan. It’s how I work. Here’s one of our clients sharing their experience. If you want a loan process that’s smooth, transparent, and tailored to you, call now for your free quote.
DAVID DIAZ (310) 857-0660

NMLS # 292706

Looking to purchase more investment properties? We're ready for you. Call us to learn about our home loan options based ...
05/15/2025

Looking to purchase more investment properties? We're ready for you. Call us to learn about our home loan options based on prospective rental income.

Real estate agents: We offer instant funding at the closing table. No waiting to get paid!
05/14/2025

Real estate agents: We offer instant funding at the closing table. No waiting to get paid!

Paperwork pushing you over the edge? We'll help you save time and your sanity with e-docs! Contact us today to learn mor...
05/13/2025

Paperwork pushing you over the edge? We'll help you save time and your sanity with e-docs! Contact us today to learn more.

No, you don't. There are many options that require a lot less for a down payment. Don’t let homebuying myths keep you fr...
05/12/2025

No, you don't. There are many options that require a lot less for a down payment. Don’t let homebuying myths keep you from closing on your dream home! Call me today.

Address

1150 S Olive Street
Los Angeles, CA
90015

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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