08/10/2026
🚗 Is your auto repair shop fully covered?
Many shop owners assume general liability protects everything under their roof, but leaving customer vehicles unprotected can lead to massive out-of-pocket expenses. Understanding the split between "Garage Liability" and "Garagekeepers Insurance" is key to keeping your business safe:
🔧 Garage Liability: Covers third-party bodily injury and property damage resulting from your business operations (e.g., a customer slips in your waiting room or an employee causes an accident while test-driving a client's car).
🚘 Garagekeepers Insurance: Specifically covers physical damage to a "customer's vehicle" while it's in your care, custody, or control, whether that's from fire, theft, vandalism, or an accident during service.
Protect your hard work, your employees, and your customers' trust before an unexpected event happens.
