Phinanceus

Phinanceus PhinanceUS is a mortgage company that specializes in residential, multi-family, and commercial real estate financing. NMLS:1854440
DRE:02088927

We have 30 years of experience in the mortgage industry.

08/07/2024

Mortgage update:

I know you see posts about rates going down, but remember that mortgage rates rise and fall daily, much like stocks and bonds.

Bond pricing is down this morning as Treasury yields edge higher. The U.S. 10-year Treasury yield has risen to 3.933%, up from the open at 3.883%. Meanwhile, stocks have rallied broadly in early trading after a 3-day losing streak, which is adding pressure to Treasury yields today.

Markets are hopeful that the Fed will announce their first rate cut at the mid-September policy meeting.

Tomorrow, we’ll see initial jobless claims and wholesale inventories data, with no economic releases scheduled for Friday. Mortgage rates are facing upward pressure this morning, all else being equal.

06/24/2024

I am adding a few veteran loan officers. If you are looking on making a move, DM me. Has to be the right fit.

A victory for justice with Phinance Us: In the past, housing discrimination was a painful reality for many African Ameri...
02/15/2023

A victory for justice with Phinance Us: In the past, housing discrimination was a painful reality for many African American families, such as the Jones v. Mayer Co. case where African Americans were denied the right to buy homes in certain neighborhoods. At Phinance Us, we are proud to carry on this legacy and provide fair and equal housing opportunities to all. A victory for justice with Phinance Us: In the past, housing discrimination was a painful reality for many African American families, such as the Jones v. Mayer Co. case where African Americans were denied the right to buy homes in certain neighborhoods. At Phinance Us, we are proud to carry on this legacy and provide fair and equal housing opportunities to all.

Building wealth and community with Phinance Us: African American communities have a proud history of creating their own ...
02/14/2023

Building wealth and community with Phinance Us: African American communities have a proud history of creating their own financial institutions to provide for their members, such as the Freedman's Savings and Trust Company. At Phinance Us, we continue this legacy by empowering our clients to build wealth and strong, vibrant communities. NMLS: 1854440 DRE: 02088927

09/09/2022

Pro Tip: Get a pre-approval to know how much you can afford for your home. This will help narrow down your purchasing power and get you into your home sooner. A Pre-approval is the official step to verify your financial information and credit history

NMLS: 1854440
DRE: 02088927

Buying a home can be difficult. But let’s face it, in today’s market, it shouldn’t be that hard. PhinanceUS is changing ...
09/07/2022

Buying a home can be difficult. But let’s face it, in today’s market, it shouldn’t be that hard. PhinanceUS is changing the way you buy a home by making it easier and faster than ever before.

NMLS: 1854440
DRE: 02088927

PhinanceUS is a company that helps families purchase homes. We work with predominantly Black families in California (Los...
09/05/2022

PhinanceUS is a company that helps families purchase homes. We work with predominantly Black families in California (Los Angeles, Oakland, Berkeley, Richmond, San Francisco...etc.) who are interested in home ownership! Our application process can be done anywhere, and you can access your account from your smartphone. Let's build generational wealth together!

NMLS: 1854440
DRE: 02088927

The process of home buying can be difficult, but PhinanceUS has developed an easy to use application process that allows...
09/03/2022

The process of home buying can be difficult, but PhinanceUS has developed an easy to use application process that allows you to apply on the go. We are 100% Black owned and 100% accessible by phone, computer, or in person. Let's build generational wealth together!

NMLS: 1854440
DRE: 02088927

We love helping families achieve their goals of generational wealth, leading eventually into financial independence. We ...
09/01/2022

We love helping families achieve their goals of generational wealth, leading eventually into financial independence. We are 100% Black Owned with over 30 years of experience in the industry. No gimmicks, no fluff. We make sure we get the proper and fair information to our borrowers and applicants.

NMLS: 1854440
DRE: 02088927

We're here to help you get the best reverse mortgage possible. Call our team at PhinanceUS today and let us get you star...
08/30/2022

We're here to help you get the best reverse mortgage possible. Call our team at PhinanceUS today and let us get you started on the right path towards your retirement goals.

NMLS: 1854440
DRE: 02088927

Address

4929 Wilshire Boulevard #1010
Los Angeles, CA
90010

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

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