At CalUnion Funding, Inc., we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs in order to formulate the perfect solution for you. We'd be happy to help you calculate your options - over the phone or in person. Learn how low your monthly payments could be with a different loan. Discover the hidden cash you can tap
from your existing home. Whatever your financial situation, whatever your credit score, we'll help you make the right decisions to achieve your goals. It would be our pleasure to serve you. Whether you are buying, selling, or simply considering a move, we will be happy to speak with you. With a stellar track record as a high-performing agent, David Lerman brings a wealth of expertise garnered over 17 years in the mortgage industry. Throughout his career, he has collaborated extensively with the Federal Housing Administration, Private Money Investors, and Veterans Administration, successfully securing conventional loans and financing for expansive construction projects. David's profound understanding of mortgage markets, industry trends, emerging loan programs, and real estate dynamics, coupled with his strong relationships with previous clients, real estate professionals, and community leaders, offers invaluable advantages to investors, buyers, sellers, and partners. Notably, he has skillfully managed investors' funds exceeding $100 million & funding over $5 billion in loans! During his leisure time, David indulges in his passion for exquisite cuisine, frequently visiting various restaurants with his cherished friends and family. Moreover, he ardently embraces health and fitness, often embarking on long walks alongside his beloved Boston terrier, Porscha. As a firm believer in the significance of accreditation and continual professional growth, I specialize in an extensive array of loan products, including CONVENTIONAL, FHA, HOMEPATH, and JUMBO. As Vice President/Sr. Loan Officer at CalUnion Funding, Inc., I possess the expertise to guide you in identifying the ideal loan that suits your unique needs. Whether it's the FHA option with a minimum down payment of 3.5%, the VA program offering 100% financing, the Conventional loan requiring a minimum down payment of 5%, or the HomePath solution with a minimum down payment of 3%, I am well-equipped to navigate these options. Furthermore, I am up-to-date with the latest Down Payment Assistance Program, enabling you to purchase a home with a remarkably low down payment of just 0.5%. Additionally, Private Money loans are also available, further broadening the spectrum of possibilities. I eagerly anticipate the opportunity to earn your trust and business.
