Andee Montemorano at American Pacific Mortgage NMLS ID 115462

Andee Montemorano at American Pacific Mortgage NMLS ID 115462 Mortgage Loans
Equal Housing Opportunity 1850 Licensed by the Dept of Financial Protection and Inno Look at their track record!

How do you know if you’re choosing the right mortgage advisor? Let’s be honest, securing a mortgage is one of the biggest commitments you’ll make in your lifetime. You need to feel confident that you’re working with the best. I take pride in providing high-quality service and my goal is to earn your trust and become your mortgage advisor for life. The biggest compliment I can receive is when a cli

ent comes back for a refinance, to purchase another home, or refers a friend or family member. I’ve been in the mortgage industry since 2004 and I still love coming to work each day. I pledge to handle every facet of your transaction with professionalism, dedication and personalized care. It’s my goal that you are 100% satisfied throughout the entire transaction. I partnered with American Pacific Mortgage because I can rely on their 20 years of experience to make the difference for my clients. And with their game-changing loan programs, specialty products and award-winning tools at my disposal, I can make your dreams a reality. Let me help you chase your dreams. My Specialties are:
First-Time Homebuyers
Jumbo Financing
Bridge Loans
Self-Employed/Complex-Income Borrowers
Veteran’s Financing
Education & Advising
Government Loans
FHA Specialist
Refinance Specialist
Down-payment Assistance Programs
Condo Financing
Construction
Rehab/Renovation Financing

09/21/2023

Curious about where mortgage rates are headed? We all are. Let's tackle this together.

The truth is, predicting current rates is quite the challenge. Check out this data – it reveals experts' predictions for rates in the coming year. A slight retreat is expected as inflation eases and rates follow suit.

Based on my experience, here's the scoop. Mortgage rates have three options: they stay put, they drop, or they rise. If you buy now and rates hold steady, you're on the right track, especially considering prices are projected to rise. Should rates decrease, you've locked in your home before prices climb. And remember, refinancing is an option down the road. If rates go up after your purchase, you've secured a victory.
Questions? Reach out anytime. We're here to guide you through your mortgage journey and explore the range of loan options available. 🏡📞

Doing what is best for our clients.
09/14/2023

Doing what is best for our clients.

09/13/2023

Ever wondered why headlines on home prices seem so contradictory? Let's uncover the truth!

Some reports rely on the median home sales price, but in today's dynamic market, it might not provide the full picture. Join us as we break down the median price concept with a simple analogy involving coins.

With rising mortgage rates, more people are opting for less expensive homes to manage their monthly housing budgets. This shift is causing the median home sales price to dip.

Remember, just because the median price decreases doesn't necessarily mean home prices are falling overall. 📈

Got questions about your local market? We're here to help! Reach out for answers, and let's stay informed together.

Don't forget to like and subscribe for more insightful updates! 🏡📈

09/11/2023

Are you worried about home prices plummeting? 📉 It's a common concern with all the negative headlines around. But let's separate fact from fiction.

New data reveals that one in four people believe prices will fall. However, last year's doomsday headlines were off the mark. While prices did dip a bit nationwide earlier this year, the latest data shows they're on the rise in most markets. 📈

The reason is simple: there aren't enough homes available for sale, especially considering the high demand. So, if you've been waiting for prices to drop, it's time to reconsider. The data suggests the worst is behind us, and prices are actually going up across the country. 🏠

Don't let negative headlines or unreliable news outlets deter you from your homeownership dreams. Let's connect and get all your questions answered. Together, we can make it happen! 🤝

Like, subscribe, and join the conversation. Share your thoughts with 📣

09/07/2023

🏠 Worried about a looming foreclosure crisis? Let's debunk the myths and provide clarity! 📊 Our data shows a different story - a declining trend in seriously delinquent mortgages.

🌊 It's not a flood of foreclosures! 🌊

Don't let negative headlines cloud your judgment. Connect with us to understand your local housing market, and let's navigate it together. 📈

Don't wait for values to drop - reach out today! We're here to guide you. Like, subscribe, and thank you for watching the video.

08/24/2023

Remember the 2008 crash? Adjustable rate mortgages (ARMs) are making a comeback, but it's not a repeat. See the graph – ARMs are more common due to rising rates. Unlike before, today's ARMs are safe. Buyers qualify and prove repayment ability. No need to fret about headlines. Your financial security is paramount! 💪📈

First day of ‘23/‘24 School Year!
08/23/2023

First day of ‘23/‘24 School Year!

08/17/2023

Here is what you Should Know about today’s Mortgage Rates

Hey Guys, let's chat you shouldn't put your home search on pause right now with the current interest rates?

07/27/2023

Hey guys! Are you hesitant to sell and upgrade your home? Have you put your plans to sell and hold because you have a great mortgage rate on your current house or maybe you just don't know where you'll go if you move? A lot of people are thinking that way right now and here's why I want you to look at that. A little bit differently. Find out more in this video.

07/14/2023

CalHFA is launching the Dream For All Shared Appreciation Loan on March 27, 2023. The program is a down payment assistance initiative for first-time homebuyers, which will be used in conjunction with the Dream For All Conventional first mortgage. Its aim is to improve equitable access to homeownership for all Californians.

06/28/2023

"Discover the benefits of homeownership, including payment stability, equity building, appreciation, tax benefits, and the freedom to personalize your space. With each mortgage payment, you're investing in your future and increasing your net worth. Let's explore all the available loan programs together and make homeownership possible for you!"

Watch this video to learn more about the benefits of homeownership.

06/22/2023

Hey guys, I wanted to talk about one of the biggest ways you can grow your Net Worth and Equity through Homeownership. Watch this video for more details.

Address

Los Angeles, CA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+17148698369

Website

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