Nicole Melgar, Mortgage Loans - NMLS #1778449

10/20/2026

3 things every woman should know before buying her first home 🏡✨

1. You don’t need 20% down.
2. You don’t need a partner to become a homeowner.
3. Homeownership can be a powerful way to build long-term wealth.

Ladies, your future is worth investing in! 🤍

09/19/2026

Somebody has to make the numbers make sense. 💅🏼📊🏡

Real estate may be the pretty side of the transaction… but financing is where I come in. 😉

07/29/2026

The pre-approval process doesn't have to be scary.

It usually starts with a quick phone call so I can learn about your goals. From there, I'll send you a simple list of documents needed, review everything, and guide you through the rest. Rebecca De Leon

05/18/2026

Mortgage tip of the day:

No car payment.
Better income ratio.
Better shot at the dream home.

04/29/2026

Thinking about buying in Coachella Valley? Start sooner than you think 👀
DM me “COACHELLA” and I’ll help you see what you qualify for.

investmentproperty

03/25/2026

Thinking about buying a home but worried about the down payment? 🏡💰

Rebecca and I are talking about a Down Payment Assistance Program that may help buyers qualify with:
✔ 660 minimum FICO
✔ 1–2 unit properties
✔ No income limit

A lot of people think they need a huge amount saved up to buy a home… and that’s not always the case.
If you want to see if this program could be a fit for you, send me “DPA” 📩

Rebecca can help you find the home, and I can help you with the financing 🤝

03/25/2026

If you’re self-employed and writing everything off, that doesn’t mean you can’t buy a home. With a bank statement loan, we use your actual cash flow — not what’s on paper.

Teamed up with Rebecca the agent to help more clients get approved and into homes 🙌

If your income looks “low” on taxes but strong in the bank… this is for you.

estate

03/23/2026

03/23/2026

A contingency gives you an “out” in a contract.
Without it, your deposit could be at risk.

03/20/2026

The right team makes all the difference.

firsttimehomebuyer