Philip Garcia NMLS 642688

Home
United States
Los Angeles, CA
Philip Garcia NMLS 642688

Mortgage Sales Manager at Sunflower Bank, N.A. NMLS # 709491– Member FDIC –
Equal Housing Lender.

I’ve lived in the Santa Clarita Valley since 1995 and have a beautiful & supporting wife with three amazing children. My wife & I spend our free time as a softball parents as our daughter competes in youth travel softball or enjoying the outdoors with our two sons. I have been in the Financial Services Industry since 2006 and have held various positions including management. In my tenure in this i

ndustry I have worked in areas such as Studio City, Pasadena, Burbank, the Santa Clarita Valley, and the Antelope Valley. Real Estate Lending has been a passion of mine since I began my career in Financial Services. My ultimate goal is to create a positive and stress free experience for you during the mortgage process. Whether it be purchasing a new home or investment property or refinancing, I am confident we can work together to accomplish your goals. My extensive background will allow me to guide you through the complexities of the mortgage process all while providing world class service. I would love the opportunity to compete for, earn, & retain your relationship.

05/04/2026

May the Fourth be with you… and the savings too! 🚀 This Glendora family started on the dark side with another lender, but came to the Force to get it done right…closing a rate & term refinance just months later. Now they’re saving hundreds per month thanks to a trusted referral and a better strategy.

05/02/2026

From teardown to a one-of-a-kind dream home, this one is special. Proud to partner with .re on this custom build in Pasadena, using Sunflower Bank’s Private Bank portfolio construction financing to bring it to life. Excited to watch this vision come together from the ground up!

Swipe ➡️

High-value homes require more than a standard approach—they need a strategy. I work with clients who want a mortgage solution that fits their lifestyle and long-term goals. From flexible terms to personalized guidance, I’m here to help your clients financing work. If you’re working with high-earning professionals, let’s have a conversation.

661.212.2796 📲
[email protected]

04/21/2026

Smooth sailing and serious savings in San Fernando! Just closed a refinance using our CRA program to get this family into the 5% range with a lender credit back….And yes… no income limits on the CRA credit 👀 that’s a game changer!

04/17/2026

Help your medical clients overcome common homebuying barriers.

Sunflower Bank’s Medical Professionals Program offers flexible financing designed for physicians, dentists, pharmacists, CRNAs, veterinarians, and more. Perfect for early career providers navigating relocations or new contracts.

Let’s partner to support your clients. Connect with me for program details.

661.212.2796 📲

[email protected] 📧

04/16/2026

Strong market, strong service, and we’re just getting started! Grateful for an amazing first quarter, but even more proud of the incredible feedback from clients who trusted me through their mortgage journey. Changing companies can bring uncertainty, but delivering consistent, high-level service made the transition seamless and kept the experience top-tier every step of the way. Cheers to building even more relationships and an even bigger year ahead!

Link in bio 🔗

04/15/2026

With rates shifting and opportunities opening, homeowners are in a strong position to make smart financial moves! Refinancing can be a powerful tool…whether it’s lowering your monthly payment, eliminating PMI, or tapping into equity for major life goals.

From rate-and-term savings to cash-out flexibility, the right strategy depends on your timeline, goals, and break-even point.

Now’s the time to review your options and make your mortgage work for you, not the other way around!

Call me today to review your current mortgage, your housing plans, and your finances so you can decide if refinancing is the right decision for you!

661.212.2796 📲
[email protected] 📧

04/14/2026

When preparation meets opportunity, great things happen! Thrilled for these first-time buyers who trusted me to earn their business and close on a home that checked every box. A fully underwritten pre-approval and amazing negotiation gave them the edge to win with aggressive terms, and we sealed it with 10% down and NO PMI using our Saver 90 program. Huge win all around!

Swipe ➡️

If you’re ready to buy a home but don’t want to put down large sum for a down payment, our Saver 90 Program could be right for you.

This bank exclusive mortgage program offers lower down payment terms with added savings: no mortgage insurance!

Your dream home may be closer than you think! Contact me today to see if Saver 90 is the right fit for you.

661.212.2796 📲
[email protected] 📧

04/13/2026

Years in the making, but perfectly timed in the end. Thrilled to close on this beautiful home in Tarzana for our amazing clients. Huge shoutout to .re for guiding them through both the sale and purchase….true hustle to find the right fit on both sides of the transaction. When the right team is in place, everything comes together.

04/08/2026

This was one of those “too good to pass up” opportunities! Just funded a smooth refinance in the San Fernando using our CRA program which gave this family a 1.75% credit to buy down their rate and cover closing costs. 💰🏡 Smart financing made this an easy yes. Wins like this are exactly why strategy matters! 🔑

Swipe ➡️

Affordability can make or break a deal.

Our CRA incentive offers flexible solutions for eligible buyers in qualifying areas, helping you keep deals on track and clients happy.

Let’s work together to expand your reach and create smoother plans to homeownership

661.212.2796 📲
[email protected] 📧

12/08/2025

Sellers are coming back—and the market is gaining momentum! As mortgage rates dipped to a 12-month low, existing-home inventory jumped 14% YoY and buyer activity followed, with sales up 4.1% 📈. But while the outlook is strong, first-time buyers are facing higher down payments, lower participation (just 21%), and major knowledge gaps. 📚 That’s why homebuyer education, clarity, and access to the right programs matter now more than ever! 💼

Address

21650 Oxnard Street, Ste 1550
Los Angeles, CA
91367

Telephone

+16612122796

Website

http://www.sunflowerbank.com/philipgarcia, https://mortgagecx.stratmorgroup.com/sunflowerbank/PhilipGarcia, https://www.

Alerts

Be the first to know and let us send you an email when Philip Garcia NMLS 642688 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Philip Garcia NMLS 642688:

Shortcuts

Want your business to be the top-listed Finance Company in Los Angeles?