1st Choice Funds

1st Choice Funds Here for your home & investment financing needs! CA | VLH | Business Only.

Having student loans doesn’t mean buying a home is off the table. Before you count yourself out, talk to a lender to get...
05/14/2025

Having student loans doesn’t mean buying a home is off the table. Before you count yourself out, talk to a lender to get a clearer picture of what you can afford and how close you are to taking the first step toward homeownership.

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home.

Whether you’re looking at a newly built home or something a little older, there’s a good chance you can benefit from con...
05/13/2025

Whether you’re looking at a newly built home or something a little older, there’s a good chance you can benefit from concessions or incentives.

If a seller or builder offered you something extra, what would make the biggest difference to help you move forward?

Let’s talk about it and see if it’s realistic based on inventory and competition in our local market.

Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more.

It doesn’t matter whether you plan to move soon or not, it can still pay off to make strategic updates that’ll help you ...
05/12/2025

It doesn’t matter whether you plan to move soon or not, it can still pay off to make strategic updates that’ll help you love your home now and stand out later.

What’s one upgrade you’ve been thinking about – and wondering if it’s worth it? Let’s make sure it’ll pay off when the time comes.

Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on.

Once your offer is accepted, an inspector will assess the condition of the house, including things like the roof, founda...
05/09/2025

Once your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more.

That information is incredibly important and paves the way for you to re-negotiate with the seller, as needed. So, you don’t want to skip this step.

An inspection is your chance to avoid costly headaches and get peace of mind. Let’s connect to talk about other ways to make your offer stand out.

An inspection is your chance to avoid costly headaches and get peace of mind. Connect with an agent to talk about other ways to make your offer stand out.

So, if you want or need to move this year, know that the experts say things should start looking up. Let’s connect so yo...
05/08/2025

So, if you want or need to move this year, know that the experts say things should start looking up. Let’s connect so you can take advantage of any market shifts that work in your favor.

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move.

Homes that sell quickly don’t necessarily have better features – they have better agents and a better strategy.Are you t...
05/07/2025

Homes that sell quickly don’t necessarily have better features – they have better agents and a better strategy.

Are you thinking about selling? Let's talk about how to get your home sold quickly and for top dollar.

As you think ahead to your own move, you may have noticed some houses sell within days, while others linger.

A lot of people are feeling nervous about their finances right now. But there’s one reason for you to feel more secure –...
05/06/2025

A lot of people are feeling nervous about their finances right now. But there’s one reason for you to feel more secure – your investment in something that’s stood the test of time: real estate.

With all the uncertainty in the economy, the stock market has been bouncing around more than usual.

Saving up for your first home can feel like a lot, especially if you’re still thinking you have to put 20% down. The tru...
05/05/2025

Saving up for your first home can feel like a lot, especially if you’re still thinking you have to put 20% down. The truth is that’s a common myth. Many loan options require much less, and there are even programs out there designed to boost your savings too.

To learn more about what’s available and if you’d qualify for any down payment assistance programs, talk to a trusted lender.

Saving up to buy a home can feel a little intimidating, especially right now.

Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, h...
05/02/2025

Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.

Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash.

If you want to find out how much equity you have, let's connect. Because it may make a move a lot more feasible than you'd think.

Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.

The answer to the recession question is still unknown, but the odds have gone up. However, that doesn’t mean you have to...
05/01/2025

The answer to the recession question is still unknown, but the odds have gone up. However, that doesn’t mean you have to worry about what it means for the housing market – or the value of your home. Historical data tells us what usually happens.

If you’re wondering how the current economy is impacting our local market, let’s connect.

Talk about the economy is all over the news, and the odds of a recession are rising this year.

If you're ready to make a move, or even just thinking about it, let’s connect. That way, you’ll have someone to help you...
04/30/2025

If you're ready to make a move, or even just thinking about it, let’s connect. That way, you’ll have someone to help you understand our local market and create a game plan that works for you.

What’s one thing you’re curious about when it comes to the market in our area?

For a long time, the housing market was all sunshine for sellers.

Even with the recent increase, foreclosure numbers are not at the levels seen during the 2008 crash. Plus, most homeowne...
04/29/2025

Even with the recent increase, foreclosure numbers are not at the levels seen during the 2008 crash. Plus, most homeowners today are in a much stronger equity position, even with rising costs.

If you are a homeowner who’s facing hardship, talk to your mortgage provider to explore your options.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market.

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Los Angeles, CA

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Thursday 8am - 7pm
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+15622459991

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