Avarica Insurance Solutions

10/12/2026

🌺🙏 विजया दशमी-२०८३ को हार्दिक मंगलमय शुभकामना
𝐇𝐚𝐩𝐩𝐲 𝐁𝐚𝐝𝐚 𝐃𝐚𝐬𝐡𝐚𝐢𝐧 🎆
To you and your beautiful family.

On this auspicious occasion, we sincerely pray that you and your loved ones are blessed with 𝐞𝐭𝐞𝐫𝐧𝐚𝐥 𝐣𝐨𝐲 🥹 𝐩𝐞𝐚𝐜𝐞, 𝐠𝐨𝐨𝐝 𝐡𝐞𝐚𝐥𝐭𝐡, 𝐚𝐧𝐝 𝐩𝐫𝐨𝐬𝐩𝐞𝐫𝐢𝐭𝐲 throughout your lives.

We would also like to express our sincere gratitude for your 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐨𝐮𝐬 𝐭𝐫𝐮𝐬𝐭 𝐚𝐧𝐝 𝐬𝐞𝐥𝐟𝐥𝐞𝐬𝐬 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 🙏

Best Regards
Ram Dhungel I Agency Manager
Avarica Insurance Solutions llc CA Lic # 6013274
Life, Health Insurance & Retirement Plan
CA Lic #: 4106080
Cell 📲 (213) 378-3572
Email 📧 [email protected] 🌐 avarica.com

10/01/2026

⏰ 𝐎𝐏𝐄𝐍 𝐄𝐍𝐑𝐎𝐋𝐋𝐌𝐄𝐍𝐓 𝐀𝐍𝐃 𝐑𝐄𝐍𝐄𝐖𝐀𝐋 𝐎𝐅 𝐘𝐎𝐔𝐑 𝐇𝐄𝐀𝐋𝐓𝐇 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐓𝐈𝐌𝐄 🌟

🌟 Renew Your Health Insurance Today 🌟
And also 𝐎𝐩𝐞𝐧 𝐄𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭 is going to starting soon in Covered California.

📆 Enrollment Deadlines
• 𝐎𝐩𝐞𝐧 𝐄𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭: Nov 1, 2026– Jan 31, 2027
• Renewal: Oct 1, 2026– Dec 31, 2027

✅ Enroll or renew your health insurance today
✅ Avoid coverage gaps & penalties

📲 📩 𝐑𝐞𝐚𝐜𝐡 𝐨𝐮𝐭 𝐭𝐨𝐝𝐚𝐲 𝐟𝐨𝐫 𝐟𝐫𝐞𝐞 𝐞𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭 𝐡𝐞𝐥𝐩 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧.

☎️ 𝐂𝐨𝐧𝐭𝐚𝐜𝐭:
Ram Dhungel
Insurance Professional
CA Lic #: 4106080
Cell 📲 (213) 378-3572
Email ✉️ [email protected] 🌐 avarica.com

09/26/2026

09/26/2026

08/14/2026

We work day and night,
to decorate our dreams,
for the smiles of our loved ones,
to build a beautiful world. ❤️

But what will happen tomorrow,
who really knows?
So let’s think today itself,
and brighten our family’s future. ✨

Love is not just about being together,
it is also about securing the future. ❤️
Life is not only about dreaming,
it is also about protecting those dreams. ✨

Life Insurance — a responsible promise of love,
a strong support for the family in difficult times.
Let’s make this beautiful promise today,
and secure the future of our loved ones. 🌅

Life is precious, family is priceless,
a small preparation today
can protect a big dream tomorrow. ❤️

The sweet laughter of children,
the warm blessings of parents,
our hard work, our dreams—
these are the joys of life. ❤️

We will smile together in happiness,
we will hold hands in sorrow,
the right preparation today
can become a great support tomorrow. 🙏

Parents’ dreams, children’s future,
our responsibility—our love.
With Life Insurance,
let’s make the journey ahead more secure. ❤️

Safe today, certain tomorrow,
let’s make our loved ones’ future beautiful.
Health is wealth, life is a blessing,
family protection is the greatest honor. ❤️

If there is love, let’s think today,
let’s protect tomorrow’s dreams today.
Life is precious, family is priceless—
let love secure the future. ✨

Life may be uncertain,
but our love for our family
and our responsibility can always be certain. 🙏❤️

Life Insurance — not just a policy,
but love, responsibility, and security for the family’s future. ❤️

💚Let’s love, let’s protect,
let’s build the future.
Let’s think today, let’s secure today—
for a beautiful tomorrow for our loved ones. 🙏❤️

07/18/2026

You work hard every day for your family. Make sure your family’s future is protected if life takes an unexpected turn.

Life Insurance with Living Benefits can help protect your income, your loved ones, and your peace of mind.

I’m here to help. 🙏

06/13/2026

🚨 SPECIAL ENROLLMENT OPEN! 🚨

You may qualify for health insurance today if you’ve had a recent life event:

✔️ Lost Health Insurance
✔️ Moved to or within California
✔️ Got Married or Had a Baby 👶
✔️ Turned 26 & left parents’ plan
✔️ Change in household size
✔️ Gained legal status

✅ Don’t wait — protect yourself & your family
✅ Avoid coverage gaps & penalties
✅ Get the right plan for your needs

📲 Call or Text Now: (213) 378-3572
👤 Ram Dhungel
Licensed Insurance Agent (CA Lic # 4106080)

👉 Free help. Fast enrollment.

https://www.coveredca.com/special-enrollment/

04/25/2026

💼✨ Protect your today. Secure your tomorrow. Build your future.

We’re here to help you with:

✅ Life Insurance with Living Benefits
✅ Health Insurance Protection
✅ Retirement Plans (Index Annuities)
✅ Career Opportunities in Finance

📩 Contact us today and take the first step toward financial confidence and peace of mind.

Your future deserves a plan. Let’s build it together. 💙

04/23/2026

It doesn’t have to be this way. The good news? A strong strategy can change that. Financial literacy helps turn uncertainty into action, and action into progress. 💪
Tools like life insurance can help provide a financial safety net.

Source: Adulthood Across Generations, Life Happens, Sept. 2024