Swift Funding LLC

Swift Funding LLC Branch Manager/VP of Mortgage Lending at Guaranteed Rate NMLS ID: 202124 Guaranteed Rate NMLS ID: 261

🔥 Rate Check Wednesday! 🔥Today’s average 30‑year fixed mortgage rate is 6.72% 📈That’s about $654/month per $100K borrowe...
07/09/2025

🔥 Rate Check Wednesday! 🔥
Today’s average 30‑year fixed mortgage rate is 6.72% 📈

That’s about $654/month per $100K borrowed (P&I only).
🏠 Whether you’re buying, refinancing, or consolidating—

✅ 30‑yr fixed
✅ FHA, VA, USDA loans
✅ ARM, Jumbo, HELOC
✅ Lending in all 50 states!

📩 DM me for a personalized rate quote or just drop a 🏡 if you’re ready to explore options!

📉🏦 Do Wars Lower Mortgage Rates? Let’s Break It Down:🔹 Sometimes yes — sometimes no. Here’s why:✅ Rates may go down duri...
06/23/2025

📉🏦 Do Wars Lower Mortgage Rates? Let’s Break It Down:

🔹 Sometimes yes — sometimes no. Here’s why:

✅ Rates may go down during war if:
• Investors flee to safer assets like U.S. Treasury bonds 📉
• The Fed cuts rates to support the economy
• Uncertainty slows down global growth

🚫 Rates may go up if:
• War causes inflation (think: oil or gas spikes) ⛽
• The government borrows more to fund the war
• The Fed fights inflation by raising rates

📊 Bottom line: Wars create uncertainty, but inflation and Fed policy usually have the biggest impact on mortgage rates.

🧠 Stay informed. Stay ready. If you’re thinking about locking in a rate, timing matters — and I’m here to help you make sense of it.

Happy Mother’s Day to my wife, Dr. Paula Swift.I’ve had the honor of watching you earn not one, not two, but THREE degre...
05/11/2025

Happy Mother’s Day to my wife, Dr. Paula Swift.

I’ve had the honor of watching you earn not one, not two, but THREE degrees (yes, including that doctorate!), start and run your own business, and still show up every day as an amazing mother. You make the impossible look easy — like balancing mom life with meetings, deadlines, and dinner (that I may or may not have helped with).

You always show up for your people! You’re a survivor, a go-getter, and now you’re on your way to adding a new title: Congresswoman Dr. Paula Swift. Happy Mother’s Day Queen

The Grand Unveiling: “🌟 Drumroll, please! 🥁 I’m thrilled to announce that I’ve been chosen to join the Long Beach Realti...
10/11/2023

The Grand Unveiling: “🌟 Drumroll, please! 🥁 I’m thrilled to announce that I’ve been chosen to join the Long Beach Realtist Board! 🏡 Let’s celebrate this milestone together – join us for the grand unveiling on October 26! Your presence will make it extra special. 🎉

09/01/2023

The Power of Refinancing: Unlock Savings!
Wintrust Mortgage

* Refinancing can lower monthly payments: By refinancing to a lower interest rate or extending the loan term, you can reduce your monthly payments. This can free up cash for other expenses or investments.

* It can help you pay off your mortgage faster: If you refinance to a shorter loan term, you can pay off your mortgage more quickly. While this might increase monthly payments, it can save you money in interest over the life of the loan.

* Consider closing costs before refinancing: Refinancing isn't free. There are closing costs involved, which can range from 2% to 5% of the loan amount. It's essential to calculate how long it will take to recoup these costs through your monthly savings to determine if refinancing is worth it.

* Monitor interest rates regularly: Interest rates fluctuate based on various economic factors. By keeping an eye on rates, you can time your refinance to lock in the best possible deal.

* Refinancing can also help consolidate debt: If you have significant high-interest debt, such as credit cards, you can use a cash-out refinance to pay them off. This can simplify your finances and potentially reduce your interest burden.



Roderick Swift | Sales Manager
Wintrust Mortgage | NMLS #: 202124
Direct: 310-702-5922
[email protected]

08/25/2023

Fixed Rate vs. Adjustable Rate Mortgages
Which is right for you?

Roderick Swift | Sales Manager
Wintrust Mortgage | NMLS #: 202124
Direct: 310-702-5922
[email protected]
Wintrust Mortgage

Fixed Rate Mortgages
Pros:
Stable monthly payments.
No surprises.
Great for long-term planning.

Cons:
Initial interest rates may be higher than ARM.

Adjustable Rate Mortgages

Pros:
Often starts with lower interest rates.
Can save money if rates remain low.

Cons:
Payments can increase.
Unpredictable for long-term budgeting.

Consider your financial goals, how long you plan to stay in the home, and your risk tolerance. Consult with a mortgage professional to make an informed decision.

08/16/2023

FACEBOOK CONTEST! ($90 VALUE)
Win 2 adult tickets to the AQUARIUM OF THE PACIFIC in Long Beach, CA! Dive into a world of wonder and experience the magic of marine life. 🐠🐟🐡

HOW TO ENTER:Swift Funding LLC
* LIKE this post. ❤️
* SHARE this post on your story and tag us.
* FOLLOW & TAG A FRIEND you'd like to take with you!
(Each comment with a different friend counts as an additional entry, so tag away!)

RULES & DETAILS:
Contest BEGINS 8/16/23
Contest ENDS 9/4/23 MONDAY
Winner ANNOUNCED 9/5/23 TUESDAY

Good luck to everyone! Dive into the contest and you might just swim away with a win! 🌊

Disclaimer: Make sure your profile is public so we can see your share. This giveaway is not sponsored, endorsed, or administered by, or associated with Instagram or the Aquarium of the Pacific. Must be 18 years or older to participate. Tickets are non-transferable and cannot be exchanged for cash.



Roderick Swift | Sales Manager
Wintrust Mortgage | NMLS #: 202124
Direct: 310-702-5922
[email protected]

Aquarium of The Pacific
(562) 590-3100
100 Aquarium Way,
Long Beach, CA 90802
https://www.aquariumofpacific.org

Photo Credits: Aquarium of the Pacific, Long Beach, CA

Is the housing market crashing soon? That’s a negative! Not even close, and here’s why:In 2007 (yellow highlight), roug...
08/04/2023

Is the housing market crashing soon? That’s a negative! Not even close, and here’s why:

In 2007 (yellow highlight), roughly 4 million homes for sale with a population of 300 million people.

In 2023 (green highlight), roughly 1.08 million homes for sale with a population of 335 million people.

35 million MORE people chasing nearly 3 million LESS homes for sale. 🤔

Supply & demand is the backbone of economics. With a high demand of Buyers chasing a short supply of homes for sale, anticipate bidding wars leading to increased home prices (& values).

Add in the predictions for lower mortgage rates and you’ve got an imminent feeding frenzy ahead. If you’re planning on buying in the next year, I would heavily recommend you don’t wait until interest rates drop. Once the media starts spreading the lower interest rate news, you’ll have even more competition when trying to buy your home.

This is not sales propaganda or panic selling…it’s just basic economic principles at play. 🏠‼️

Hat tip to MBS Highway for this graphic (& their ongoing awesomeness) why:

In 2007 (yellow highlight), roughly 4 million homes for sale with a population of 300 million people.

In 2023 (green highlight), roughly 1.08 million homes for sale with a population of 335 million people.

35 million MORE people chasing nearly 3 million LESS homes for sale. 🤔

Supply & demand is the backbone of economics. With a high demand of Buyers chasing a short supply of homes for sale, anticipate bidding wars leading to increased home prices (& values).

Add in the predictions for lower mortgage rates and you’ve got an imminent feeding frenzy ahead. If you’re planning on buying in the next year, I would heavily recommend you don’t wait until interest rates drop. Once the media starts spreading the lower interest rate news, you’ll have even more competition when trying to buy your home.

This is not sales propaganda or panic selling…it’s just basic economic principles at play.

***Chart created by MBS Highway***

This is awesome! So back in the day I would jump in the pregame warmup for Addy’s fast pitch softball team!( don’t judge...
07/31/2023

This is awesome!

So back in the day I would jump in the pregame warmup for Addy’s fast pitch softball team!( don’t judge me lol), it was fun and the girls seemed to love it. Addy told me she had something for me and you guys have to check this out! She painted this herself.

07/30/2023

Join me and Erika Evans for this beautiful
OPEN HOUSE today from 12pm to 3pm.

3500 Manchester Blvd Unit 7
Inglewood, CA 90305

Erica Evan
Khorr Realty
Realtor
BRE #01400853
310-351-1244
[email protected]

Rod Swift
Sales Manager
NMLS #: 202124
310-702-5922
[email protected]

Private oasis in the heart of Inglewood where modern luxury meets convenience and location! Step into this tastefully remodeled 2 bedroom, 1.5 half-bathroom townhome through a secure and gated entry, and experience a modern living space that exudes sophistication and comfort. All of this, located in an unbeatable location- short walking distance to the Sofi Stadium, The Intuit Dome, the Kia Forum and multiple restaurants and lounges. Experience the thrill of attending world-class sporting events, concerts, and entertainment, all just steps away from your doorstep. Short 10 minute ride to LAX and 20 mins to the ocean. This is an opportunity to purchase a truly beautiful townhome and make an amazing investment.

Address

6080 Center Drive, 6th Floor Office 638
Los Angeles, CA
90045

Telephone

+13107025922

Website

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