Swift Funding LLC

Swift Funding LLC Branch Manager/VP of Mortgage Lending at Guaranteed Rate NMLS ID: 202124 Guaranteed Rate NMLS ID: 261

No matter the challenge, I always knew I had someone praying for me, believing in me, and pushing me to become better. H...
05/10/2026

No matter the challenge, I always knew I had someone praying for me, believing in me, and pushing me to become better. Her love has been consistent, genuine, and powerful the kind of love that shapes generations.

Thank you for always having my back, for leading with grace, and for showing me the true meaning of a mother’s love. I am beyond blessed and forever grateful to call you my mother.

Happy Mother’s Day Queen. Your love, prayers, and strength built more than you know

🔥 Rate Check Wednesday! 🔥Today’s average 30‑year fixed mortgage rate is 6.72% 📈That’s about $654/month per $100K borrowe...
07/09/2025

🔥 Rate Check Wednesday! 🔥
Today’s average 30‑year fixed mortgage rate is 6.72% 📈

That’s about $654/month per $100K borrowed (P&I only).
🏠 Whether you’re buying, refinancing, or consolidating—

✅ 30‑yr fixed
✅ FHA, VA, USDA loans
✅ ARM, Jumbo, HELOC
✅ Lending in all 50 states!

📩 DM me for a personalized rate quote or just drop a 🏡 if you’re ready to explore options!

📉🏦 Do Wars Lower Mortgage Rates? Let’s Break It Down:🔹 Sometimes yes — sometimes no. Here’s why:✅ Rates may go down duri...
06/23/2025

📉🏦 Do Wars Lower Mortgage Rates? Let’s Break It Down:

🔹 Sometimes yes — sometimes no. Here’s why:

✅ Rates may go down during war if:
• Investors flee to safer assets like U.S. Treasury bonds 📉
• The Fed cuts rates to support the economy
• Uncertainty slows down global growth

🚫 Rates may go up if:
• War causes inflation (think: oil or gas spikes) ⛽
• The government borrows more to fund the war
• The Fed fights inflation by raising rates

📊 Bottom line: Wars create uncertainty, but inflation and Fed policy usually have the biggest impact on mortgage rates.

🧠 Stay informed. Stay ready. If you’re thinking about locking in a rate, timing matters — and I’m here to help you make sense of it.

Happy Mother’s Day to my wife, Dr. Paula Swift.I’ve had the honor of watching you earn not one, not two, but THREE degre...
05/11/2025

Happy Mother’s Day to my wife, Dr. Paula Swift.

I’ve had the honor of watching you earn not one, not two, but THREE degrees (yes, including that doctorate!), start and run your own business, and still show up every day as an amazing mother. You make the impossible look easy — like balancing mom life with meetings, deadlines, and dinner (that I may or may not have helped with).

You always show up for your people! You’re a survivor, a go-getter, and now you’re on your way to adding a new title: Congresswoman Dr. Paula Swift. Happy Mother’s Day Queen

The Grand Unveiling: “🌟 Drumroll, please! 🥁 I’m thrilled to announce that I’ve been chosen to join the Long Beach Realti...
10/11/2023

The Grand Unveiling: “🌟 Drumroll, please! 🥁 I’m thrilled to announce that I’ve been chosen to join the Long Beach Realtist Board! 🏡 Let’s celebrate this milestone together – join us for the grand unveiling on October 26! Your presence will make it extra special. 🎉

09/01/2023

The Power of Refinancing: Unlock Savings!
Wintrust Mortgage

* Refinancing can lower monthly payments: By refinancing to a lower interest rate or extending the loan term, you can reduce your monthly payments. This can free up cash for other expenses or investments.

* It can help you pay off your mortgage faster: If you refinance to a shorter loan term, you can pay off your mortgage more quickly. While this might increase monthly payments, it can save you money in interest over the life of the loan.

* Consider closing costs before refinancing: Refinancing isn't free. There are closing costs involved, which can range from 2% to 5% of the loan amount. It's essential to calculate how long it will take to recoup these costs through your monthly savings to determine if refinancing is worth it.

* Monitor interest rates regularly: Interest rates fluctuate based on various economic factors. By keeping an eye on rates, you can time your refinance to lock in the best possible deal.

* Refinancing can also help consolidate debt: If you have significant high-interest debt, such as credit cards, you can use a cash-out refinance to pay them off. This can simplify your finances and potentially reduce your interest burden.



Roderick Swift | Sales Manager
Wintrust Mortgage | NMLS #: 202124
Direct: 310-702-5922
[email protected]

08/25/2023

Fixed Rate vs. Adjustable Rate Mortgages
Which is right for you?

Roderick Swift | Sales Manager
Wintrust Mortgage | NMLS #: 202124
Direct: 310-702-5922
[email protected]
Wintrust Mortgage

Fixed Rate Mortgages
Pros:
Stable monthly payments.
No surprises.
Great for long-term planning.

Cons:
Initial interest rates may be higher than ARM.

Adjustable Rate Mortgages

Pros:
Often starts with lower interest rates.
Can save money if rates remain low.

Cons:
Payments can increase.
Unpredictable for long-term budgeting.

Consider your financial goals, how long you plan to stay in the home, and your risk tolerance. Consult with a mortgage professional to make an informed decision.

08/16/2023

FACEBOOK CONTEST! ($90 VALUE)
Win 2 adult tickets to the AQUARIUM OF THE PACIFIC in Long Beach, CA! Dive into a world of wonder and experience the magic of marine life. 🐠🐟🐡

HOW TO ENTER:Swift Funding LLC
* LIKE this post. ❤️
* SHARE this post on your story and tag us.
* FOLLOW & TAG A FRIEND you'd like to take with you!
(Each comment with a different friend counts as an additional entry, so tag away!)

RULES & DETAILS:
Contest BEGINS 8/16/23
Contest ENDS 9/4/23 MONDAY
Winner ANNOUNCED 9/5/23 TUESDAY

Good luck to everyone! Dive into the contest and you might just swim away with a win! 🌊

Disclaimer: Make sure your profile is public so we can see your share. This giveaway is not sponsored, endorsed, or administered by, or associated with Instagram or the Aquarium of the Pacific. Must be 18 years or older to participate. Tickets are non-transferable and cannot be exchanged for cash.



Roderick Swift | Sales Manager
Wintrust Mortgage | NMLS #: 202124
Direct: 310-702-5922
[email protected]

Aquarium of The Pacific
(562) 590-3100
100 Aquarium Way,
Long Beach, CA 90802
https://www.aquariumofpacific.org

Photo Credits: Aquarium of the Pacific, Long Beach, CA

Address

6080 Center Drive, 6th Floor Office 638
Los Angeles, CA
90045

Telephone

+13107025922

Website

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