Moothart Insurance Agency, Inc

05/05/2022

Summer Vacation Safety Tips
Summer Vacation Safety Tips
These Vacation Safety Tips Brought to You By Moothart Insurance Agency, Inc.

As the summer vacation season approaches and thoughts turn to fun in the sun, getting on an airplane, or even camping. Remember your homeowner's insurance will cover your personal property while on vacation. If you plan on traveling to a foreign country, call our office at 714-891-6090 for an insurance review.
Here are some tips to protect your data from prying eyes so you can have one less thing to worry about on your vacation.

Don't post on social media until you return.
Let a trusted neighbor know you will be away and have them keep an eye on your home. It is a good idea to leave your vacation address and telephone number with a neighbor so you can be reached in case of an emergency.
Be aware of any travel and health alerts at your destination
Write out a schedule and give it to a family member for safety purposes.
Make copies of all of your credit cards, important identification information, including your medical insurance cards and your traveler's checks.
Look for deals. You can find websites all over the internet that can help you score deals on hotels, amusement park tickets, airline travel, and so on. Make sure you look for bargains after you set the budget.
Put inside and outside lights on timers.
Advise your alarm company and local police if you will be gone for an extended period.
Stop the paper and garbage service.
Don't take expensive jewelry with you. Jewelry can get lost or be a target for thieves.
Never put your home address on your luggage tags. Write your phone number instead.
If you are traveling to a foreign country, remember to study up on laws and customs. You will have a much better time if you understand the culture.
Make sure all electrical appliances are turned off.
Before you leave for vacation, you may decide to close your curtains to prevent people from peering inside your home to see whether you're there.

Now go and have a great time!

04/01/2022

Mercury Insurance - 60 Years of Service
Celebrating Mercury Insurance – 60 years

and better than ever!

On this day in 1962, Mercury sold its first policy! Mr. George Joseph founded Mercury with six employees and 90 agents. He recognized the insurance industry wasn't fair for all drivers, so he started a company that provided affordable insurance for drivers of all risks. This simple concept sparked the inspiration for Mercury Insurance, as did Mr. Joseph's belief that if consumers were going to put their trust in a company, they deserved the best service possible. Today, Mercury has over 4,400 team members and more than 9,400 independent agents nationwide.

Since its establishment in 1962 in California, Mercury has expanded nationwide offering insurance options in 10 additional states: Georgia, Illinois, Oklahoma, Texas, Florida, New York, Virginia, New Jersey, Arizona, and Nevada.

Today, we celebrate the vision of Mr. George Joseph and his infinite dedication to consumers, employees, and our agency partners. We look forward to your continued partnership over the next 60 years!

03/08/2022

03/08/2022

03/08/2022

Spring Clean Your Insurance Policies!
Spring Clean Your Insurance Policies!
These Tips Brought to you by Moothart Insurance Agency, Inc.

Spring is always a good time to organize, clean, and update your house and yard. But spring is also a great time to clean up your personal insurance program. Between yard cleaning and painting the garage, we hope you contact us and ask for a spring insurance review.

Here are some tips we have found helpful when starting your spring personal insurance clean-up.

Examine Your Automobile, Home, and Personal Liability Limits – If your policy limits are less than $100,000, you may not be able to cover your legal liabilities in the event of a claim or accident. Anyone with any assets or income to protect should get minimum liability coverage of $500,000 to $1 million or more. You will find the cost of higher limits is very competitively priced. For higher limits this would be a good time to call us regarding purchasing an Umbrella policy.

Recognize The Risks And Coverage You Need - Every property, home, and family is unique and comes with its own set of risks. In general, homeowner's insurance is intended to protect against dangers beyond the owner's control, such as rain, wind, fire, vandalism, pipe bursts, falling objects, theft caused by broken glass, and so on. Flood and earthquakes are generally excluded.

Keep a Home Inventory - Keeping an accurate inventory of your personal belongings will help you recover faster in the event of a loss.

Bundle Your Insurance - Save money by combining your vehicle, house, and umbrella policies with one insurer.

Choose the Right Deductible - A greater deductible lowers your premium, but you'll be responsible for more out-of-pocket expenses in the event of an accident. If you have a clean driving record and no accidents, you might choose to raise your deductible. The benefit for taking this risk might be as much as a 40% discount.

Consider Identity Theft — One of the fastest-growing crimes in the United States is identity theft.

Read Your Policy - We're not referring to the 1-2 page Declarations Page that serves solely to demonstrate coverage, but rather the 20-30-page insurance Binder or Policy that provides the specifics of the coverage and exclusions. Nobody enjoys reading insurance policies, so don't be surprised if you don't comprehend them.

We'll be more than happy to help you review your coverage needs and make the changes necessary to your policy. Once this is completed, you can enjoy a cold drink in your freshly mowed backyard!

As always, all of us here at Moothart Insurance Agency, Inc. thank you for your continued business and hope your March will see plenty of sunshine!

12/06/2021

Come drop off your $20 unwrapped gift for the Motel Kids of Orange County. Let's show Sick Dogs Tattoo and Piercing how much love we have for them and the kids.

12/06/2021

12/03/2021

These Holiday Tips Brought To You By Moothart Insurance Agency, Inc.
The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fastest growing risks for many people is stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not cover this loss as it often tends to be under your deductible.
Things To Do
Delivery confirmation is a good way to prove the package was delivered.
Thieves will follow delivery trucks, waiting for the perfect target.
These thieves commonly strike during working hours as many homes are empty at that time.
You can insure your packages.
Consider having a person there when the delivery is scheduled.
Install a security camera.
What To Do If A Package Is Stolen

Track your package. Check the delivery confirmation and tracking number.
Make sure a neighbor did not pick it up for you.
Contact the seller. Different retailers have different policies and processes for handling stolen items, but usually, you are entitled to a refund or a replacement item.
File a claim with the shipping company.
Check your Credit Cards for Purchase Protection.
Call our office at 714-891-6090 for a review of your homeowner’s insurance, as each policy is unique to your circumstances. We are happy to help you through your claim and help you determine the best course of action.

12/03/2021

We are accepting donations on behalf of Sick Dogs Tattoo and Piercing $20 unwrapped gift for the motel kids of Orange County.
3532 Katella Ave., Suite 202
Los Alamitos, CA 90720

12/03/2021

We are accepting donations on behalf of Sick Dogs Tattoo and Piercing $20 unwrapped gift for the motel kids of Orange County.
3532 Katella Ave., Suite 202
Los Alamitos, CA 90720

Toys for Tats starts today! $40 and a $20 Toy! Piercings $20 and a $20 toy. Buy your friend a tattoo for Christmas and help a underprivileged Motel kid out with a Christmas gift. Tell a friend and repost. Thank You

09/29/2021

Made me laugh, but seriously lets talk about saving you money on your Auto insurance. Call us at 562-598-2481.