11/20/2019
The process of getting a home loan can seem intimidating, which is why we are here to help walk you through it!
As you're preparing to apply, you will need to gather a few documents:
Income verification (Last two years' tax returns, W-2s, 1099s, and your last few pay stubs)
Drivers' license and Social Security card (or alternative ID)
Bank statements
Proof of funds to close (and an explanation of where they came from if it's not obvious)
If some or all of your down payment is coming from a gift, you will need a gift letter from the source of the funds that confirm they are a gift, not a loan.
The application process can be taken care of in one sitting and gives you an advantage over other buyers. Get started today, (916)206-8100.