Seth M. Reeves, NMLS #227948

Seth M. Reeves, NMLS #227948 Seth M. Reeves has been a loan originator for 23 years and has over 125 5 star Google Reviews

Reeves
Producing Branch Manager NMLS #227948
Canopy Mortgage LLC NMLS #1359687
www.nmlsconsumeraccess.org
903-738-5626
Equal Housing Lender
State Licenses Page: https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

02/27/2026

Today marks one full year at Canopy Mortgage.

I’ve been in the mortgage business for over two decades, and one thing I’ve learned is this — you don’t really know a place during the honeymoon phase. It takes time. A full cycle. You have to see how people operate when things aren’t easy.

The honeymoon phase is over.

Now comes the partnership phase.

And I can honestly say — it fits.

More than anything, I’m grateful.

Grateful for the realtors who continue to trust me with their clients.
Grateful for the families who allow me to help them purchase or refinance their homes.
Grateful for the referrals, the conversations, and the continued support through every season.

Helping people navigate home financing is something I’ve done for over twenty years, and I don’t take that responsibility lightly.

If you ever need guidance on buying, refinancing, or just want a straight answer about what this market is doing, I’m here.

One year in. Solid partnership. And very thankful.

01/22/2026

Mortgage rates just dropped — but it’s not because of the Fed or inflation.

The real reason? The government instructed Fannie Mae and Freddie Mac to start buying more mortgage bonds.
This boosted demand, lowered yields, and triggered a sharp drop in rates. Applications spiked 28.5%, and refinances jumped over 40%.

This isn’t a forever opportunity. The bond-buying program is limited.
Comment “REFI” or DM me for a free consultation.

01/16/2026

Quick market headline: there is a proposal being pushed to limit large institutional investors from buying more single family homes.

This is not about mom and pop investors. It is aimed at the biggest players with large portfolios.

If it becomes law, it could include things like tax penalties on bulk purchases, tighter ownership rules, and new reporting requirements. For now, it is only a proposal.

What questions are you getting from buyers and sellers this week?

From our family to yours, happy holidays! We appreciate the trust you’ve placed in us and wish you peace, joy, and many ...
12/25/2025

From our family to yours, happy holidays! We appreciate the trust you’ve placed in us and wish you peace, joy, and many reasons to celebrate this season. ✨

12/17/2025

The Fed just cut rates again, but mortgage rates are not guaranteed to drop. The cut was expected, so a lot was already priced in. The bigger story is the split vote and the Fed’s 2026 outlook, which suggests rates could dip and bounce instead of falling in a straight line.

If you are waiting for the perfect moment, watch for short windows of opportunity, not one big drop.

12/10/2025

A lot of people still think we are in a housing bubble because prices climbed so fast during COVID.

The Mortgage Bankers Association is saying something very different. Their latest forecast calls for:

✅ More home sales through 2026 as rates ease
✅ Steady, moderate home price growth
✅ No signs of a classic bubble

Inventory is still tight, lending standards are strong, and builders are actually slowing new starts, which usually means more incentives on the homes already in the pipeline.

If you have buyers or sellers sitting on the sidelines, this is a great update to share.

This Thanksgiving, I’m grateful for my clients, partners, and everyone who lets me be part of their home journey. If a n...
11/27/2025

This Thanksgiving, I’m grateful for my clients, partners, and everyone who lets me be part of their home journey. If a new home is on your holiday wishlist, I’d love to help.
🍁🏡🍽🦃🎄Happy Thanksgiving to everyone!

11/17/2025

📢 Fannie Mae just made a big move.
Starting Nov 16, 2025, their Desktop Underwriter (DU) will no longer require a 620 minimum credit score.

That means approvals will consider your entire financial profile including income, assets, and overall loan structure, not just your score.

This could be a game changer for buyers with strong finances but lower scores.

And about that 50-year mortgage rumor? Still just talk for now.

11/06/2025

🚨 Fed rate cut? It’s not what you think for mortgage rates.

While the Fed just lowered its short-term policy rate, this doesn’t directly impact 30-year mortgage pricing.

That’s because mortgage rates follow the 10-year Treasury yield and investor demand for mortgage-backed securities — not the Fed’s overnight rate.

Use this moment to educate your clients.
A quick update could help set expectations and position you as the expert in a noisy market.

Address

Longview, TX

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm

Telephone

+19037385626

Website

Alerts

Be the first to know and let us send you an email when Seth M. Reeves, NMLS #227948 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Seth M. Reeves, NMLS #227948:

Shortcuts

Share

Category