02/23/2026
In Q4 2025, home prices rose 1.2% year-over-year to $414,900, while monthly mortgage payments dropped 5.7% to $2,057. The 30-year fixed mortgage rate decreased to 6.31%. Median family incomes increased to $107,751.
More on affordability: https://www.nar.realtor/blogs/economists-outlook/single-family-home-prices-had-positive-price-gains-in-73-of-230-metro-areas-in-2025-q4