Bassett Insurance Group

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Bassett Insurance Group Family-owned independent insurance agency serving Longmont and Boulder County since 2014.

Bassett Insurance Group is a family-owned independent insurance agency in Longmont, Colorado, serving Boulder County and the Front Range since 2014. Being independent means we compare coverage and price across multiple carriers rather than selling one company's products. We write home, auto, condo, renters, landlord, flood, motorcycle, RV, boat, classic car, ATV, umbrella and high-value homeowners cover, plus general liability, workers compensation and commercial auto for business. Colorado brings risks generic policies handle badly - Front Range hail, wildfire near open space, and rebuild costs that have outrun many dwelling limits.

People ask why we're independent instead of flying one company's flag.Because a captive agent has exactly one answer. Wh...
10/16/2026

People ask why we're independent instead of flying one company's flag.

Because a captive agent has exactly one answer. When that carrier's appetite changes, or they decide they'd rather not write your corner of Boulder County anymore, the conversation is over.

We can walk your file down the hall to a lot of different carriers. Either way you get the same two people — Charlotte and me — at renewal and at claim time.

Renewal just landed? Send it over. 303-776-7676.

Your truck is insured. The tools in the bed probably aren't.Most auto policies — personal or commercial — cover the vehi...
10/13/2026

Your truck is insured. The tools in the bed probably aren't.

Most auto policies — personal or commercial — cover the vehicle, not what's riding in it. And a homeowners policy generally won't cover tools you use to earn a living. That gap is what tools and equipment coverage exists to close, including gear that walks off a job site.

Fall cleanup season has a lot of Longmont trades hauling everything they own, every day.

Questions? 303-776-7676.

Deer are in rut and elk are dropping to lower ground for winter — the combination Colorado Parks and Wildlife warns driv...
10/09/2026

Deer are in rut and elk are dropping to lower ground for winter — the combination Colorado Parks and Wildlife warns drivers about every fall.

Here's the part most people don't know: hitting an animal is generally a comprehensive claim, not a collision claim. Different deductible, and it usually isn't treated as an at-fault accident — depending on your policy.

If you carry liability only, neither one applies.

Worth a look before the next drive up the canyon. 303-776-7676.

Hail season in Colorado runs April through September. It's over. Which makes right now the best time of year to read one...
10/06/2026

Hail season in Colorado runs April through September. It's over. Which makes right now the best time of year to read one line on your declarations page.

Roofs settle two ways. Replacement cost pays to put a new roof on, subject to your deductible. Actual cash value pays what the old roof was worth after years of depreciation — a very different number.

A lot of policies also carry a separate wind and hail deductible. Worth knowing before you need it, not after.

Questions? 303-776-7676.

October renewals are landing in mailboxes right now.If yours went up and nothing about your life changed, that's worth a...
09/29/2026

October renewals are landing in mailboxes right now.

If yours went up and nothing about your life changed, that's worth a conversation — not because switching is always the answer, but because you should know why the number moved.

Send us the declarations page. We'll read it, tell you what changed, and shop it across our carriers if it's worth shopping. Sometimes it isn't, and we say so.

Text 304-381-1719 or call 303-776-7676.

The best three weeks of collector car season in Colorado are right now.Aspens turning on the Peak to Peak, cool mornings...
09/25/2026

The best three weeks of collector car season in Colorado are right now.

Aspens turning on the Peak to Peak, cool mornings, the last cars-and-coffee meets of the year. If the car's coming out, two things worth a look first:

Is it insured for a value you actually agreed to — or for "actual cash value"?

And when it goes under the cover for winter, does coverage stay on? Theft, fire, and hail don't take the season off, and storage-lapse gaps are a classic mistake — depending on the policy.

Quote online anytime: bassettinsurancegroup.com/classic-car-insurance — or call 303-776-7676.

The e-bike in your garage sits in a coverage gray area, and most owners have never checked which side of it they're on.H...
09/22/2026

The e-bike in your garage sits in a coverage gray area, and most owners have never checked which side of it they're on.

Home and renters policies generally cover bicycles as personal property — but many carriers treat a faster e-bike more like a motor vehicle, which is exactly the category home policies exclude. Auto policies usually don't pick it up either.

Liability is the bigger question. You on a fast e-bike on the Greenway is a different risk than you on a beach cruiser.

Ask before you need the answer. 303-776-7676.

If you're selling what you make this weekend, your homeowners policy probably isn't coming with you.Longmont Arts Week w...
09/18/2026

If you're selling what you make this weekend, your homeowners policy probably isn't coming with you.

Longmont Arts Week wraps up Saturday — Downtown Ink! and the Wanderlust Art Fair both run the 19th. A lot of the people behind those tables are running a real small business.

Two things a home policy generally won't do: cover inventory you're holding for sale, or cover you if someone trips over your booth. Both are fixable.

Worth ten minutes before the holiday markets start. 303-776-7676.

Thirteen years ago this week, the St. Vrain ran at more than double anything in the 125-year record.The Lyons gage hit 2...
09/15/2026

Thirteen years ago this week, the St. Vrain ran at more than double anything in the 125-year record.

The Lyons gage hit 23,800 cubic feet per second on September 12, 2013. The old record, set in 1941, was 10,500.

The part people miss: standard homeowners policies exclude flood. It's a separate policy, and it generally takes 30 days to take effect — so it isn't something you buy when the forecast turns.

Longmont's in the federal program, so coverage is available for any property here, floodplain or not. 303-776-7676.

Nobody calls us on a good day.When the call is a claim, the first thing we do isn't paperwork. It's ten minutes of quest...
09/11/2026

Nobody calls us on a good day.

When the call is a claim, the first thing we do isn't paperwork. It's ten minutes of questions — what happened, what's damaged, is anyone hurt, is the house safe to be in tonight.

Then we walk through what your policy actually says before you file, so you're not finding that out afterward.

Same two people every time. Charlotte or me. 303-776-7676.

Address

1079 South Hover Street Suite 200
Longmont, CO
80501

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13037767676

Website

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