Zenith Investment Management

01/17/2025

As we embark on a new year, it's essential to identify the numbers that matter most to you. Consider the years remaining until retirement, significant milestones for your children or grandchildren, and the countdown to your next vacation. Equally important is ensuring you maximize your company's matching contributions, set a target for your annual investment returns, and determine your minimum savings rate on a monthly or yearly basis. Establishing these figures early and keeping them in focus throughout the year is crucial for financial success.

And don't forget to account for changing IRS contribution limits too!

contribution limits:
IRA: $7,000 per year
• 50+ years old: $8,000

401K: $23,500 per year
• 50+ year old $31,000
• 60-63 years old $34,750

HSA: $4,300 for individuals and $8,550 for families

We'd love to hear from you! What strategies do you use to stay on top of your financial goals? Share your thoughts in the comments below or reach out directly for a more personalized discussion.

Let's make this year a financially successful one together!

Send a message to learn more

03/06/2022

How can three portfolios with the same average annual returns create such different results? The key is consistency! Portfolio A has a consistent return, while B & C have the same average return but higher standard deviation - or variations in return year to year. You can create more consistent returns in your portfolio by DIVERSIFYING your holdings. 📈💰📉

02/25/2022

02/22/2022

With the tax deadline coming around the corner, do you have your goals met for the year?

02/19/2022

02/14/2022

Some very wise advice from one of the all time great investors.