Steve Heinonen - Insurance and Financial Services Agent

Steve Heinonen - Insurance and Financial Services Agent Committed to creating an agency environment where our customers feel like privileged guests

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Serving the Long Lake, MN area since 1991, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today.

Committed to increasing your financial literacy? Don't be afraid to ask questions.
11/05/2025

Committed to increasing your financial literacy? Don't be afraid to ask questions.

Many Americans are operating their personal finances with only the barest minimum of knowledge.

Many retirees have discovered the benefits of a retirement spent in the great outdoors. Are you ready to do the same?
10/29/2025

Many retirees have discovered the benefits of a retirement spent in the great outdoors. Are you ready to do the same?

Get ready to enjoy America’s national park system with this helpful article.

This message provides a look at how variable rates of return impact investors over time.
10/22/2025

This message provides a look at how variable rates of return impact investors over time.

A look at how variable rates of return impact investors over time.

Sector investing may present an opportunity — if you do your homework.
10/15/2025

Sector investing may present an opportunity — if you do your homework.

Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.

U.S. markets surged in Q3, with the S&P 500 up nearly 8% and the Nasdaq leading with double-digit gains. Strong corporat...
10/10/2025

U.S. markets surged in Q3, with the S&P 500 up nearly 8% and the Nasdaq leading with double-digit gains. Strong corporate results, resilient consumer spending, and a long-anticipated Fed rate cut all fueled momentum. Globally, the MSCI EAFE Index rose over 4%, with China, Korea, and Japan posting standout performances. European markets were mostly positive, though Germany lagged.

Quarterly Market Insights | October 2025 U.S. Markets Stocks powered ahead in the third quarter as solid economic data, strong corporate results, and a positive shift in Fed policy drove market momentum. The Standard & Poor’s 500 Index advanced 7.79 percent while the Dow Jones Industrial Average g...

Generate income and rebuild principal. A powerful one-two punch.
10/08/2025

Generate income and rebuild principal. A powerful one-two punch.

Here's one strategy that combines two different annuities to generate income and rebuild principal.

Your insurance needs don’t stay the same when the nest empties, but what changes?
10/01/2025

Your insurance needs don’t stay the same when the nest empties, but what changes?

Do your insurance needs stay the same when the nest empties?

Have you heard about the new retirement contribution limits from the IRS? Read about it in our new article.
09/24/2025

Have you heard about the new retirement contribution limits from the IRS? Read about it in our new article.

A look at the new, record-high retirement contribution limits from the IRS.

\$100 not spent is more like \$143. Intrigued?
09/17/2025

\$100 not spent is more like \$143. Intrigued?

One way to find money is to examine your current spending habits and eliminate money wasters.

August ended strongly for U.S. markets, with the S&P 500 closing above 6,500 for the first time. A mix of slowing job gr...
09/11/2025

August ended strongly for U.S. markets, with the S&P 500 closing above 6,500 for the first time. A mix of slowing job growth and cooling inflation put the Fed’s next move in the spotlight as investors look ahead to the September meeting. And with football season kicking off, fans and advertisers are spending big to be part of the action.

Monthly Market Insights | September 2025 U.S. Markets Stocks posted a solid gain in August as investors eyed the Federal Reserve’s next move with interest rates. The Standard & Poor’s 500 Index advanced 1.91 percent, while the Nasdaq Composite rose 1.58 percent. The Dow Jones Industrial Average ...

Health-care coverage (including Medicare) typically does not cover extended medical care.
09/10/2025

Health-care coverage (including Medicare) typically does not cover extended medical care.

It's important to make sure your retirement strategy anticipates health-care expenses.

Other than a health emergency, few events are more stressful and disruptive to retirement strategy than an unexpected jo...
09/03/2025

Other than a health emergency, few events are more stressful and disruptive to retirement strategy than an unexpected job loss or layoff. For many, it’s not just a hit to finances but also to confidence and sense of self.

Job loss can shake both finances and confidence, reassessing your retirement strategy is key to moving forward with clarity.

Address

1935 W Wayzata Blvd Ste 185
Long Lake, MN
55356

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+19524499965

Website

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Our Story

At the Steve Heinonen Agency we believe what sets us apart is our staff and the service they provide. We realize people need quality, knowledgeable staff to assist in navigating the complex insurance world. We strive to do the right thing for our clients in a timely manner and we do it with fun and passion! Stop in for a visit -- we love meeting our clients face-to-face! Disclosure: farme.rs/disclosure