Robertson Ryan Insurance

Robertson Ryan Insurance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Robertson Ryan Insurance, Insurance broker, 3880 Salem Lake Drive suit H, Long Grove, IL.

Robertson Ryan offers Complete Insurance Solutions rather its your personal Auto,Home or Commercial insurance for your large or small business, i have you covered!!

Insurance Tip of the Day: (Deductibles)Raising your deductibles can save you hundreds of dollars per year on your premiu...
05/21/2026

Insurance Tip of the Day: (Deductibles)
Raising your deductibles can save you hundreds of dollars per year on your premium.
If you are willing to self-insure a little bit more by paying slightly more out-of-pocket at the time of a loss, you are often making that money back through the savings on your premium anyways.
For example, increasing your deductible from $500 to $1,000 can create meaningful savings year after year, while only increasing your responsibility during a claim by $500.
Insurance policies are not designed to be maintenance policies. They are designed for catastrophic or major financial losses.
If insurance is constantly being used for smaller claims, it can lead to higher premiums over time and make insurance significantly more expensive long-term.
The goal is not just to have insurance. The goal is to structure it intelligently around the risks that would actually create financial hardship.

05/09/2026

I can’t provide quotes to anyone commercial or personal without the information 😂.

Had a prospect text me earlier today “hey how are my quotes coming will you have something by next week”?

No we won’t have anything back, because your never sent the documents I need for quoting purposes I requested 1.5 weeks ago.

Guys it’s not a joke when I tell you what we need to quote without the information we can’t do anything, we can’t and won’t just guess on everything 😆.

04/09/2026

STANDARD PRACTICE OVER HERE.

Lesson #2: A Driver’s License Isn’t Enough

If your employees drive for work, checking their Motor Vehicle Records is your responsibility, not the insurance carrier’s.

Too many business owners submit a driver’s license to the carrier and wait to see if the driver is “acceptable.” That is not risk management. That is outsourcing responsibility.

You would not hire an employee and let the insurance company decide if they are doing drugs. You drug test them yourself. MVR screening is no different. It is part of hiring, supervision, and safety standards. Courts have made it clear that when an employee causes an accident, the question becomes what the business owner knew and what they should have known.
Insurance is not meant to find your safety gaps. It is meant to respond after a loss.

Risk management is about preventing what you can control and transferring what you cannot to the insurance carrier. Reviewing MVRs, setting driver standards, and monitoring behavior over time are all within your control.

The most successful businesses take safety seriously. They set clear standards and enforce them. Those are also the businesses that earn access to loss sensitive insurance programs and more control over their long‑term insurance costs.

If your agent is not talking with you about MVRs and driver responsibility, it may be time to start asking better questions.

“Just give me a quote.”It’s understandable, but it’s not that simple. There’s a real difference between rating and under...
04/05/2026

“Just give me a quote.”

It’s understandable, but it’s not that simple. There’s a real difference between rating and underwriting. Rating is mechanical. Underwriting is analytical and judgment-driven. On larger, more complex risks, an underwriter can easily spend four hours or more reviewing details, assessing exposures, and shaping terms. With a standard salary, that’s $200+ of underwriting time devoted to one submission.

Quotes aren’t free. The best results come from the best inputs. Clear narratives, complete data, and a strong explanation of what actually wins the deal matter. Better submissions get better quotes.

FmarroRobertson Ryan Insurance

03/26/2026

Had a prospect tell me today…… “I don’t really care if I’m underinsured, just want a good price”

I said, “ well I hold an insurance license to make sure my clients are protected in the case of a loss, I can’t and won’t purposely underinsure you just to win your business and then you have a loss possibly holding the ball for hundreds of thousands of dollars, you will care then about not having the proper coverage and I will be getting the call from you, I’m sorry but I don’t think you are a good fit for our agency”

03/18/2026

😂

Address

3880 Salem Lake Drive Suit H
Long Grove, IL
60047

Telephone

+18477075627

Website

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