Insurance Enrollment Center

Insurance Enrollment Center Emeric Insurance Services

Medicare Annual Enrollment Period opens October 15.That might sound far away but if you wait until October to start revi...
06/01/2026

Medicare Annual Enrollment Period opens October 15.

That might sound far away but if you wait until October to start reviewing your options.Here's why planning ahead matters:

Plan formularies (your drug coverage list) change every year. Premiums shift. New plans enter your area.

Call or DM us today: 888-840-3181
emericinsurance.com

"What's a deductible?"It's one of the most common questions we get!Let us explain it to you.Your deductible is the amoun...
05/29/2026

"What's a deductible?"
It's one of the most common questions we get!
Let us explain it to you.
Your deductible is the amount you pay OUT OF POCKET before your insurance starts paying for most services.

Example: If your deductible is $2,000 and you need a $6,000 procedure:
- You pay the first $2,000
- Insurance covers the rest (based on your plan)

Once you hit your deductible, you typically only pay your copay or coinsurance.

Save this for reference!

If you haven't reviewed your health insurance plan this year, you could be leaving money on the table or worse, paying ...
05/27/2026

If you haven't reviewed your health insurance plan this year, you could be leaving money on the table or worse, paying for coverage that no longer fits your life.
Jobs change. Families grow. Premiums go up. Your plan should keep up.
Don't wait until open enrollment is closing to make a move, and switching without guidance can cost you.
We're here RIGHT NOW to review your current plan and show you what better looks like.
📞 Call us today: 888-840-3181
🌐 emericinsurance.com

05/25/2026

Today we pause to remember and honor the men and women who gave everything in service to this country.

If you or a family member is a veteran navigating VA coverage or exploring supplemental health insurance options, our team is here to help you understand what you have and what gaps may exist.

Here's a number that might surprise you: 70% of people over 65 will need some form of long-term care in their lifetime.M...
05/22/2026

Here's a number that might surprise you: 70% of people over 65 will need some form of long-term care in their lifetime.Most health insurance doesn't cover it.Medicare only covers short-term skilled nursing care.

Long-Term Care insurance helps cover:
- In-home care
- Assisted living facilities
- Nursing home care

The younger you start, the lower the premium. We help clients in CA and AZ plan for this before they need it.

DM us or call 888-840-3181

MYTH: "Medicare covers everything once you turn 65."TRUTH: Original Medicare (Parts A & B) leaves significant gaps, no o...
05/21/2026

MYTH: "Medicare covers everything once you turn 65."

TRUTH: Original Medicare (Parts A & B) leaves significant gaps, no out-of-pocket maximum, limited dental/vision, and no prescription coverage unless you add Part D.

This is exactly why we help people compare:
- Medicare Advantage Plans (Part C)
- Medicare Supplement (Medigap) Plans

Thinking about retirement in the next 5 years? The best time to plan is BEFORE you turn 65. DM us or call 888-840-3181

Meet Valentina Gatewood, our Licensed Insurance Agent and the heart behind our Long Beach, Los Angeles, and Orange Count...
05/20/2026

Meet Valentina Gatewood, our Licensed Insurance Agent and the heart behind our Long Beach, Los Angeles, and Orange County community.

With a background in the medical field and a passion for making healthcare accessible, Valentina specializes in Medicare plans, individual coverage, and group coverage for companies, helping clients truly understand their options, not just enroll in another plan.
If you're in the Long Beach or greater LA area and want real answers about your health coverage, Valentina is your person.

Reach us at 888-840-3181 or visit emericinsurance.com.

05/20/2026

The ruling helps keep drug prices affordable for older adults on Medicare.

Offering health insurance to your employees isn't just the right thing to do, it's a smart tax strategy.For most small b...
05/16/2026

Offering health insurance to your employees isn't just the right thing to do, it's a smart tax strategy.

For most small businesses (under 25 employees, average wage under $67,000), you may qualify for the Small Business Health Care Tax Credit worth up to 50% of your premium costs.

We work with employers in AZ and CA to design group plans that:
- Attract and retain talent
- Stay within budget
- Maximize available tax credits
Happy to connect with business owners, CFOs, and HR directors.

Picking a health plan feels overwhelming but sometimes it comes down to 5 questions:1. Is my doctor in-network?2. What ...
05/14/2026

Picking a health plan feels overwhelming but sometimes it comes down to 5 questions:

1. Is my doctor in-network?
2. What is my deductible and out-of-pocket maximum?
3. Does this plan cover my prescriptions?
4. Do I need referrals to see specialists?
5. What does this plan cost per month vs. what I'd pay if I got sick?

Save this checklist for open enrollment season.

And if you'd rather just talk it through DM/call us. We do this every day.

Address

5150 Pacific Coast Highway
Long Beach, CA
90804

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18888403181

Website

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