Josh Kaplan

Josh Kaplan What's the difference between a direct lender and a broker or bank? Brokers can't directly fund your loan.Retail banks offer little flexibility.

In addition to traditional purchase and refinance mortgages, Plaza Loans can now make loans to immigrants without social security numbers, as well as investors who own multiple properties. We also have programs for buyers who have cash flow but need downpayment assistance, and for condominiums that are subject to litigation. Give me a call with any question regarding your residential mortgage needs.

One of my favorite organizations!  Hoping my friends in Jerusalem will  stop by!
12/28/2017

One of my favorite organizations! Hoping my friends in Jerusalem will stop by!

We are pleased to be dedicating the Norton and Sylvia Alevy Bayit L'Chayalot in Jerusalem Friday morning at 10AM. This new project of the Lone Soldier Center in Memory of Michael Levin will provide female Lone Soldiers a new home!

So much of our information is now stored on our computers.  I use Backblaze to backup my data out of the house. But I al...
08/11/2015

So much of our information is now stored on our computers. I use Backblaze to backup my data out of the house. But I also have a local drive. Do you backup?

Each quarter, Backblaze updates our hard drive statistics with the latest data. As of the end of Q2 2015, there were 47,561 drives spinning in our datacenter. Subtracting out boot drives, drive models with less than 45 drives and drives in testing systems, we are publishing data on 46,038 hard drive…

05/19/2015

"Mega Jumbo Loans." Just in case you are in the market for a $15,000,000 loan, I'm your guy. For "Normal Regular Loans" too :)

04/09/2015

When it comes to saving for the future, it’s often the little things that make a difference. Even a one or two percent change in the amount you save and/or spend can have a profound impact on your ability to fund the lifestyle you want for the future. To understand...

04/01/2015

Major change coming to FICO scores. It will make lots of people eligible to obtain a mortgage by emphasizing payments not previously counted, and discounting things like late medical payments (which are often caused by a dispute with an insurer.)

Millions of Americans unable to obtain credit cards, mortgages and auto loans from banks will receive a boost with the launch of a new credit score aimed at consumers regarded as too risky by lenders.

Looks like something unique to do in Long Beach. Walking on the runway of the Long Beach Airport?  How cool is that?
03/24/2015

Looks like something unique to do in Long Beach. Walking on the runway of the Long Beach Airport? How cool is that?

I've been investigating solar for my home and have been concerned about this issue.  Have you leased solar or signed up ...
03/22/2015

I've been investigating solar for my home and have been concerned about this issue. Have you leased solar or signed up for a solar PPA?

Can going green by leasing solar panels for your roof cost you money — or give you headaches — when you go to sell the house?

Great advice for home buyers.  I've often said: find someone you trust and go with them.  If you believe they have your ...
03/05/2015

Great advice for home buyers. I've often said: find someone you trust and go with them. If you believe they have your best interest in mind, then let them work for and advise you.

Studies show that only majorly depressing life events -- think death of a family member, losing a job or getting a divorce -- outweigh the stressful demands of moving. Since an estimated 43 million Americans relocate each year, we’ve partner...

"Won't you be my neighbor?" Really nice and well maintained 3bd/2b house coming to the market right across the street fr...
02/11/2015

"Won't you be my neighbor?" Really nice and well maintained 3bd/2b house coming to the market right across the street from me!

01/08/2015

Seriously people. Mortgage interest rates are ridiculously low. And even FHA loans are about to get much less expensive. Refinance now! Call your broker. Oh forget that. Call me.

Oh interest rates where are you headed?
12/25/2014

Oh interest rates where are you headed?

While consumers are busy preparing for the holidays and end-of-year celebrations, we've been hard at work analyzing interest rate trends from 2014 and making predictions for what 2015 will bring. Let's take a look at what rates have been doing over the last year, where they are expected to land in 2…

Hey Millennials...if you know who you are...odds are pretty good you want to buy a house in the next five years.
12/12/2014

Hey Millennials...if you know who you are...odds are pretty good you want to buy a house in the next five years.

Zillow’s 2015 forecast says that the coming year will be big, and a major change is going to be millennials diving into the homebuying market amid rising rents.

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