Michael Torres Medicare Insurance

Michael Torres Medicare Insurance Fully Trained and Certified Health Insurance Agent -- Medicare for Seniors, Disabled, and Diabetics.

At Medicare Michael, we specialize in helping individuals turning 65 and people with disabilities navigate their Medicare Advantage options with confidence. Serving Long Beach, Wilmington, Gardena, Torrance, Rancho Palos Verdes, Carson, and Lakewood, we offer free consultations, 24/7 support, and personalized guidance from a local expert who understands Medicare inside and out. Whether you’re expl

oring your coverage during Open Enrollment, preparing for retirement, or managing health conditions like diabetes or dialysis, our mission is to provide clear answers and simple solutions. Let’s make Medicare easy—so you can focus on what matters most.

I've been helping a newly relocated client submit paperwork through Social Security, Medicare, and Medi-Cal to get his h...
06/03/2026

I've been helping a newly relocated client submit paperwork through Social Security, Medicare, and Medi-Cal to get his health coverage started and changed to the area. The process shouldn't be this involved, but when dealing with large government offices during downsizing, lockouts, and furloughs - it can be EXTREMELY SLOW & FRUSTRATING!! 😡 But, I'm happy to say today the offices of Medicare, Medi-Cal, and Social Security finally processed all of my paperwork and online submissions CORRECTLTY!!! My client can now start a new chapter of top-level healthcare without having to drive over an hour to see their doctor in their old city!

Today was one of my favorite moments in being a Medicare agent. Someone had just received her Medicare coverage and was...
06/01/2026

Today was one of my favorite moments in being a Medicare agent. Someone had just received her Medicare coverage and was COMPLETELY READY to retire and say goodbye to office work forever!! I found her doctors, her specialists, her medications, and told her she can just enjoy her life at her own pace. I've taken care of setting up her care and support team. . . plus reduced the pesky deductions she was paying for her employer group health coverage. Enjoy life! You deserve it!

I have continuously tried to broaden my ability to help people in need that are not yet 65 years old. . .but require sig...
05/31/2026

I have continuously tried to broaden my ability to help people in need that are not yet 65 years old. . .but require significant help. I'm extremely happy to say that I am now contracted with two PACE (Program of All-Inclusive Care for the Elderly) plans.
These plans offer:
* Primary Care and Specialty Care
* Vision, Dental and Hearing Care
* Warm Meals and Social Activities
* Prescription Drugs and Medication Management
* Qualified In-Home Care
* Hospitalization and Emergency Care
* Behavioral Health Services
* No Cost Transportation
* Physical and Occupational Therapy
If you are Medicare & Medi-Cal eligible - EVEN IF YOU HAVE A SHARE OF COST - and have chronic needs. . .I can help you! Contact me.

Late in the afternoon, I received a call for help from one of my new clients. She needed help understanding her new pla...
05/27/2026

Late in the afternoon, I received a call for help from one of my new clients. She needed help understanding her new plan documentation and making arrangements for a medical procedure. With traffic, Google maps estimated an hour drive to get to her house. Oh well. . .someone needs help. . .I'll be there! ❤

Stopped by my cousin Danny's house to answer questions and explain the new and unfamiliar process of starting Medicare c...
05/26/2026

Stopped by my cousin Danny's house to answer questions and explain the new and unfamiliar process of starting Medicare coverage to both him and his friend that are planning on retiring within 6 months. I mentioned that they should consider me their personal "Tour Guide" in the usually intimidating trek of navigating the potentially confusing road to complete + cost-saving Medicare coverage. See less

It's Saturday on Memorial Day weekend and I received a call asking for help in understanding the confusing Medicare elig...
05/24/2026

It's Saturday on Memorial Day weekend and I received a call asking for help in understanding the confusing Medicare eligibility timeframes. The person asked if we should wait until next weekend since this is a holiday weekend. I denied that and said we need to address this ASAP before the end of the month. Plus, I work ALL THE TIME and national holidays don't stop me from being available to help people.

I am excited to share that I have recently partnered with InnovAge California PACE, a renowned organization offering com...
05/22/2026

I am excited to share that I have recently partnered with InnovAge California PACE, a renowned organization offering comprehensive adult day care and medical services. Based in San Bernardino, they provide support to seniors (55+) in San Bernardino and Riverside counties, enabling them to live independently. Their services are delivered through a center-based, all-inclusive program funded by Medicare/Medicaid and include: Medical Care: A team of 11 care professionals providing primary care, dentistry, vision, hearing, and specialized care. Day Center Activities: Social gatherings, activities, and an outdoor patio for activities like Tai Chi and karaoke. Support Services: Transportation to and from the center, social services, and prescription delivery. Their transportation services cover a 30-mile radius, with a fleet of 15 shuttles providing convenient access to their facilities.

I was asked to coordinate benefit eligibility information between the three main offices for people with limited income ...
05/14/2026

I was asked to coordinate benefit eligibility information between the three main offices for people with limited income who are leaving the workforce due to health issues. We need these offices to be on the same page, but they don’t seem to share information! One office tells you to fill out a # #- # # form, while another says that form hasn’t been used in seven years. When I requested the address for the local office to speak with someone in person, I arrived to find an abandoned building being TORN DOWN. How is this system supposed to help seniors and the disabled community get their health care started? 😞

Today, I spoke with someone who was looking for ways to improve her Medicare coverage. I had spent a lot of time reachin...
05/13/2026

Today, I spoke with someone who was looking for ways to improve her Medicare coverage. I had spent a lot of time reaching out to her physician’s office to find out which medical group and hospital they were contracted with, but after multiple attempts, I couldn’t get any answers.
Finally, I received confirmation that her doctor only accepts original Medicare, not private insurance. At that point, I knew what to do.
Regardless of the hours of research, investigative phone calls made, and the usual dedication I place into putting together the best health plan consisting of the top health team rated on effectiveness, patient care, technology advancements, & much more - I explained that it wouldn’t be right to enroll her into a health plan her doctor wouldn’t accept, and that she should stick with her current situation by keeping her long-time doctor & her healthcare which is adequate enough to address her health needs sufficiently.
Although I spent weeks working diligently to provide the most comprehensive care package she would have ever experienced. . . I knew it was the right answer to just leave her in her current coverage plan since changing it could cause complications with her care. That’s not my goal. I made a pledge to improve a person’s life by providing them the best healthcare for their situation. If EVERYTHING doesn’t show an improvement - it’s not an option I can endorse.

I was out running personal errands when I got a call from the Facilities Manager at one of the largest senior centers in...
05/09/2026

I was out running personal errands when I got a call from the Facilities Manager at one of the largest senior centers in Southern California. “Michael, I need you to present a plan of action on how you can be this facility’s personal Medicare consultant. The top two officers of the company want you here presenting in three hours!”

WOW! Instant change of plans! My afternoon suddenly looked like this: rush home to change into business attire, grab a quick bite, jump on the freeway, rehearse my presentation while driving through traffic, and answer every question with confidence and a smile 😊. In the end, it all went great! I'm happy to say you're friends with the chosen Medicare Specialist for the largest senior facility in Southern California!

Address

Long Beach, CA
90815

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+15624756472

Website

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