Ask Carlos

Ask Carlos Financial up to date information regarding Real Estate and Mortgage matters, to include Tax information.

05/25/2024
Happy 44th  . A remembrance of when you were 18. 🎂
03/22/2024

Happy 44th . A remembrance of when you were 18. 🎂

Should you use a buydown to lower your mortgage rate? Here's more information on when they might be worth it.
05/03/2023

Should you use a buydown to lower your mortgage rate? Here's more information on when they might be worth it.

As interest rates continue to cut into housing affordability, industry experts say mortgage buydowns have become more common.

Home inspections aren't quite a matter of pass or fail, but there are a few things to be aware of.
04/30/2023

Home inspections aren't quite a matter of pass or fail, but there are a few things to be aware of.

Are there certain things that can fail a home inspection? Not exactly.

Here's a quick rundown on points and lender credits, how they work and more.
04/27/2023

Here's a quick rundown on points and lender credits, how they work and more.

Learn what they do and when they could be most helpful.

The newsletter is sent out twice a month and provides useful tips and news related to mortgages, homebuying, homeownersh...
04/24/2023

The newsletter is sent out twice a month and provides useful tips and news related to mortgages, homebuying, homeownership and more.

Sign up and stay tuned for this week's posts.

Approximately 25% of American homes rely on septic systems. If you own a home with a septic system or are thinking of bu...
04/22/2023

Approximately 25% of American homes rely on septic systems. If you own a home with a septic system or are thinking of buying one, this guide uncovers the cost and importance of regular inspections.

Regular inspections are an important part of septic system maintenance. It’s common for septic inspection cost to range between $200 and $900, with a national average cost of $550.

Real estate trends across the country are taking some inspiration from the sun -- home prices are rising in many Eastern...
04/19/2023

Real estate trends across the country are taking some inspiration from the sun -- home prices are rising in many Eastern states and falling in the West.

Home values in Seattle fell 7.5% last month but rose 8.3% in Buffalo, New York, a new report shows.

As of last month, these changes to mortgage insurance costs could make getting an FHA mortgage cheaper for many American...
04/16/2023

As of last month, these changes to mortgage insurance costs could make getting an FHA mortgage cheaper for many Americans.

The reduction could save 850,000 homebuyers and homeowners who have Federal Housing Administration loans an average of $800 this year.

If you're looking into your home loan or refinancing options, you might want to look at how conventional mortgage fees w...
04/13/2023

If you're looking into your home loan or refinancing options, you might want to look at how conventional mortgage fees will change starting next month.

Get in touch if you have any questions or would like to discuss your best options.

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