Barrett Mortgage Team - NMLS #957467

09/17/2024

01/22/2024

We will guarantee the sale of buyers exit property allowing us to remove mortgage from debt to income ratios for new home. Buyer can use equity for downpayment; pay off any other debts, use for property upgrades and moving expenses then pocket remaining equity when property sells.

10/19/2023

The Fed and Spreads

With 10-yr treasury yields at 4.86%, the 30-year mortgage rate should be around 7% (instead of almost 8% today). But thanks to Fed-induced uncertainty and a sharply inverted yield curve, the "spread" between 30-yr mortgage rates and 10-year treasury yields is today 1% wider than it was in 2007.

10/10/2023

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10/08/2023

CANVAS CREDIT UNION Insured by NCUA | Equal Housing Opportunity | NMLS #410592 Some mortgage lenders are known for how they show up for their clients. Others are known for how they show up for their referral partners. With over two decades of combined mortgage expertise—on top of being ranked in t...

10/05/2023

Effective November 18th buyers are now able to purchase 2-4 unit properties with 5% down payment!

06/07/2023

The Faces of Homeownership Financing

CANVAS CREDIT UNION

Insured by NCUA | Equal Housing Opportunity | NMLS #410592

Some mortgage lenders are known for how they show up for their clients. Others are known for how they show up for their referral partners. With over two decades of combined mortgage expertise—on top of being ranked in the top 1% of the industry—Andy Watson, Shelby Parkhill, and Todd Barrett have made it their mission to do both.

As a part of the Canvas Credit Union mortgage team, Andy, Shelby, and Todd are redefining ‘banking hours,’ offering clients a higher level of service and access to more financial resources than ever before.

Here’s what makes the Canvas team a top choice for Colorado homebuyers.

A commitment to giving back to the community in a big way
Unique loan options that fit your individual needs
Extremely competitive rates and fees
Available nights and weekends
100% on-time closing rate on all pre-approved purchase loans
In-house servicing and underwriting for a seamless transaction
Local, fast and reliable appraisals
Weekly update calls and milestone status emails to clients and partners
Contract loan date monitoring so you don’t have to
Cutting edge mortgage technology to make the application process seamless
As a client, in-house servicing means you can spend less time on the phone and more time picking out the perfect area rug. Competitive rates mean the dream of homeownership is closer than you think. Working with a community-focused lender means the great neighborhood you found can get even better. The list of what gets this team out of bed each morning is endless.

Clients get the very best value and service, and their referral partners do too. Real estate agents and industry professionals who work hard to help clients close on their home are prioritized and treated with the respect and authority they deserve.

Connect with Andy, Shelby, and Todd to learn more.