Brady Banks, Mortgage Loan Officer

01/30/2023

12/12/2022

What is a not-so-jolly issue that people face more and more around the holiday season?

Gift card scams.

Scammers will impersonate the IRS or pretend to be their target’s employer. They will request that the target either purchase gift cards for co-workers or list them as the best way to pay off some non-existent tax bill. While many people will quickly see this as suspicious, a fair amount have fallen for this trap, opening themselves up to major financial issues, or even repercussions in their job.

The actual IRS has put together an article outlining more details for how these scams usually unfold, and more importantly, how to tell when it’s a scam. Don’t let yourself—or anyone else—be caught unaware!

Tax Tip 2022-181, November 28, 2022 — During the holiday season, taxpayers should be aware of gift card scams thieves commonly use this time of year. Con artists will target taxpayers by asking them to pay a fake tax bill with gift cards.

11/24/2022

Have a wonderful and safe holiday, with lots of delicious food!

11/03/2022

US home prices are decelerating by a large margin. If you're wondering how to best navigate of the current market, please get in touch! We can brainstorm the best plan for your situation to help you achieve your homeownership goals.

Case-Shiller home price index continues to contract as demand recoils rapidly

10/14/2022

New loan limits announced!

09/22/2022

Rates may be rising, but that doesn't mean dreams of homeownership must be dashed! Be sure to get in touch, we are here to help you find the best ways to navigate this volatile market!

Find out how much rates have climbed by

08/30/2022

Join us for a dog day in the sun!

08/29/2022

Affordability conditions improved modestly in July, giving homebuyers a reprieve from high mortgage rates and home prices—if you are looking to finally take the step towards home ownership, be sure to get in touch so we can determine the best plan for YOU!

New mortgages take up smaller share of borrower's income

07/22/2022

The mortgage industry is certainly seeing a lot going on, but if buying a home is still on your list of wants, there are always things you can be doing on your end to prepare. There are a lot of decisions you can make now that will put you in the best position for whenever you're ready to buy, so be sure to reach out to our team and we can work together to set you up for your future success!

With soaring inflation and the possibility of further rate increases, would-be homebuyers may be looking for ways to lower their rates.

07/11/2022

Today's housing market is certainly not the easiest one to navigate, but there are tools available to help give you the edge you need to successfully achieve the dream of homeownership. Please be sure to get in touch if you want to learn more about our wide selection of mortgage programs—our team is here to answer your questions and guide you through every step of the process!

06/22/2022

The housing market is certainly in flux, but that doesn't mean you can't prepare for the future! If you're still dreaming of homeownership, please be sure to reach out. Our team is here to help you navigate things and be poised for greatness when the opportunity comes!

MBA shares results of weekly mortgage applications survey