Nickerson Insurance Services, Inc.

10/15/2026

🚨 YOUR BUSINESS STOPS. WHAT WILL YOU DO?

What if a cyberattack shut down your business for five days? No orders, no invoices, no access to critical systems. But payroll, rent, and other expenses? They keep coming.

And this isn't just happening to big corporations. Real small businesses have faced devastating financial losses following ransomware attacks.

💻 In our latest blog, we explore:

✅ Real-life cyberattacks affecting small businesses
✅ The hidden financial costs of unexpected downtime
✅ How Cyber Business Interruption Insurance may help
✅ Three questions every business owner should ask

Don't wait until your business is offline to think about protecting your income.

👉 Read our latest article: https://www.nickersonins.com/what-if-a-cyberattack-shut-down-your-small-business-tomorrow/

📞 310-326-6333 Have questions about your current coverage? Contact Nickerson Insurance Services to discuss your options.

10/01/2026

🏡 Is your homeowners insurance still keeping up with your home?

Before the year ends, it is a good time to review your coverage, personal property limits, deductibles, liability protection, and important documents.

Our latest blog shares 5 simple things California homeowners should check before heading into the new year.

👉 Read the full article and take a few minutes to review your coverage. https://www.nickersonins.com/california-home-insurance-revision/

Have questions about your policy? Contact Nickerson Insurance Services, Inc. and let our team help you review your options.

09/17/2026

🏡 Your home’s value may be rising - but is your insurance coverage keeping up?

Many homeowners assume their home’s market value and rebuilding cost are the same. They’re not, and that difference could leave you underinsured after a major loss.

In our latest blog post, we explain:
• Replacement cost vs. market value
• How rising construction costs affect coverage
• Common causes of underinsurance
• When it may be time to review your policy

👉 Read the full article and make sure your coverage still reflects what it would actually cost to rebuild your home today. https://www.nickersonins.com/replacement-cost-vs-market-value/

Have questions about your current homeowners insurance? Contact Nickerson Insurance Services, Inc. at 310-326-6333 to review your coverage.

09/09/2026

🎉 Birthday Celebration at Nickerson Insurance! 🎉

Come on down and help us celebrate a very special milestone as we honor Sarah Kelly's 85th Birthday! 🥳🎂

We're sharing treats, smiles, and birthday wishes for someone who means so much to our Nickerson family. Stop by, say hello, and join us in celebrating Sarah's special day!

💐 Happy 85th Birthday, Sarah! 💐

09/08/2026

🚚 Is your fleet changing this fall? Your insurance coverage may need to change with it.

New routes, seasonal drivers, additional vehicles, or temporary rentals can create unexpected gaps in your commercial auto coverage if your policy is not kept up to date.

Our latest blog explains why a commercial auto insurance fleet review before the busy season can help protect your business and keep your coverage aligned with your day-to-day operations.

👉 Read the new blog and make sure your fleet is ready for fall:
https://www.nickersonins.com/commercial-auto-insurance-fleet-review/

Have questions about your current coverage? Contact Nickerson Insurance Services, Inc. to schedule a policy review.
+1 310-326-6333

08/24/2026

**Summer may be ending, but your seasonal staffing responsibilities aren’t.**

As seasonal employees head home, California employers need to make sure payroll records, worker classifications, final pay, and workers’ compensation coverage are all in order.

A few missed details now can lead to unexpected audit premiums, misclassification issues, or unnecessary liability later.

Our latest blog breaks down the key end-of-season items every California business owner should review.

👉 Read the full article and make sure your business is ready for the season ahead. https://www.nickersonins.com/seasonal-employees-heading-home-what-california-employers-must-review-before-summer-ends/

Need help reviewing your current coverage? Contact **Nickerson Insurance Services, Inc. at 📞310-326-6333**.

08/06/2026

🎓 Sending your child to college? Health insurance is only one piece of the protection they may need.

A stolen laptop, an apartment accident, a change in where their car is kept, or an unexpected semester withdrawal can create financial risks many families don’t think about until something happens.

Our newest blog explains the key types of insurance parents should review before their student heads to college - including renters, auto, personal liability, tuition, travel, and umbrella coverage.

👉 Read the full article to learn where common coverage gaps can appear and what to review before the semester begins.
https://www.nickersonins.com/the-parents-guide-to-college-insurance-protecting-your-student-beyond-health-coverage/

Have questions about your family’s current protection? Contact Nickerson Insurance Services at 310-326-6333 for a personalized coverage review.

07/16/2026

A damaged shipment can cost your business more than the value of the products inside. 📦💸

Many business owners assume the carrier will cover the full loss. However, carrier liability may be limited by contract terms, shipment weight, declared value, or the cause of damage. ⚠️

Our latest blog post explains the differences between carrier liability, cargo insurance, ocean marine insurance, and transit coverage—and which businesses may need additional protection. 📘🚢

Read the full article here: https://www.nickersonins.com/cargo-insurance-who-pays-when-products-are-damaged-in-transit/

and contact Nickerson Insurance to review the risks connected to your shipments. 📞 310-326-6333

07/02/2026

Before the fireworks start 🎆, make sure your coverage is ready ✅.

The 4th of July 🇺🇸 is full of fun 🎉, but it can also bring unexpected risks — from fireworks 🎇 and BBQs 🍔 to guests 👨‍👩‍👧‍👦, road trips 🚗, boats 🚤, and liability concerns ⚠️.

We just published a new blog post 📝 with a simple 4th of July insurance checklist ✅ to help you prepare before the holiday weekend. read the full article here: https://www.nickersonins.com/4th-of-july-insurance-checklist-fireworks-bbqs-guests-travel-liability/

Nickerson Insurance Services, Inc. 📞 if you’d like help reviewing your coverage before you celebrate 🎊.
310-326-6333

07/01/2026