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Power Three Insurance Group, Inc.

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Power Three Insurance Group, Inc.

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Power Three Insurance Group, Inc., Insurance broker, 505 Grand Avenue, Lombard, IL.

06/02/2026

💡 Tip Tuesday: That Delivery Driver at Your Door Could Create a Claim You Never Expected

Food delivery, grocery apps, Amazon packages, contractors, dog walkers, and service providers are constantly coming and going from homes today.

Most homeowners never think twice about it… until someone slips, falls, or gets injured on their property.

🏡 Personal liability claims can happen fast from things like:

• cracked or uneven walkways
• loose handrails or steps
• poor lighting
• icy sidewalks or driveways
• aggressive pets
• unsafe decks or entryways

With more third-party deliveries and services than ever before, homeowners are seeing increased exposure to unexpected liability claims.

💪 Power Tip:
Walk your property like a visitor would. Small maintenance issues that seem harmless can quickly become expensive claims if someone gets injured.

It’s not just about protecting your home — it’s about protecting yourself from the liability that comes with owning it.

At Power Three Insurance Group, we help homeowners understand the risks they may not even realize they have.

05/29/2026

🚤⚓ Friday Coverage Spotlight

Chicago summers are made for the water — from relaxing at the Playpen to running full charter operations on Lake Michigan.

But whether you own a personal boat or operate a charter business, having the right insurance coverage is critical.

At Power Three Insurance Group, we can help protect:

• Personal boats & yachts
• Fishing boats & pontoons
• Jet skis & watercraft
• Charter operations
• Captains & crews
• Passenger liability exposures
• Marina and docking risks

Many boat owners are surprised to learn their homeowners policy may offer little to no protection once they leave the dock. Charter operations face even greater risks and specialized insurance requirements.

From weekend boaters to commercial charter businesses, we help build coverage designed to keep you protected all season long — so you can focus on enjoying the water, not worrying about what could go wrong.

Let’s make sure your coverage is ready before your next day on the lake 🌊

05/26/2026

💡 Tip Tuesday: Wind Can Turn Patio Furniture Into a Serious Liability

Outdoor patios create a great guest experience—but they also create exposures that many business owners overlook.

Recently, a tragic incident highlighted how quickly high winds can turn a patio umbrella into a dangerous projectile. While severe weather may seem unpredictable, property owners still have a responsibility to secure outdoor furnishings and maintain a safe environment for guests and pedestrians.

Common patio hazards include:

• unsecured umbrellas and canopies
• tables, chairs, and signage becoming airborne during storms
• slips and falls from wet surfaces
• overcrowded walkways and exits
• inadequate barrier protection near sidewalks and streets
• damage to neighboring property

🌬️ Chicago weather can change in minutes. A calm afternoon can quickly become a high-wind event capable of causing significant injury or property damage.

💪 Power Tip:
Establish a written weather response plan for your patio operations. Train staff on when umbrellas should be closed, secured, or removed entirely, and inspect anchoring systems regularly throughout the season.

A great patio should attract customers—not claims.

At Power Three Insurance Group, we help hospitality businesses identify hidden exposures before they become costly losses.

05/25/2026

Today, we honor and remember the courageous service members who gave their lives in service to our country.

Their sacrifice and dedication will never be forgotten.

As we spend time with family and friends this holiday, we pause to reflect on the freedoms we enjoy because of those who served with extraordinary courage.

From all of us at Power Three Insurance Group, thank you to all who have served and to the families who continue to carry their legacy forward.

Wishing everyone a safe and meaningful holiday.

05/22/2026

In observance of Memorial Day, our office will be closed on Monday as we take time to honor and remember the brave men and women who made the ultimate sacrifice for our country.

Our team will reopen during normal business hours on Tuesday.

From all of us at Power Three Insurance Group, we wish you and your family a safe and meaningful holiday weekend.

05/21/2026

Huge thank you to our incredible partners at Illinois Casualty Company for joining us at the 2026 National Restaurant Convention this week!

A special thank you to Annie Stontz for attending the show alongside our own Chris Fisher and continuing to strengthen the partnership between our companies.

At Power Three Insurance Group, we are passionate about the hospitality industry and committed to protecting the restaurants, bars, and hospitality businesses that keep our communities thriving.

It was a great opportunity to connect with industry leaders, learn about emerging trends, and continue finding innovative ways to better serve and protect our hospitality clients.

We appreciate the continued partnership and look forward to growing together for many years to come.

05/19/2026

💡 Tip Tuesday: Are Your Kids Covered When They Start Driving?

Summer is right around the corner, which means many teens are getting permits, licenses, and more time behind the wheel.

One of the biggest mistakes families make is waiting too long to notify their insurance company about a new youthful driver in the household.

Even if your child:
• only drives occasionally
• has their own car
• is away at college
• or “never really drives your vehicles”

…they may still need to be properly listed on your policy.

🚗 Failing to disclose household drivers can create serious issues during a claim investigation — including coverage complications or denied claims with some carriers.

⚡ Power Tip:
Before your teen starts driving regularly this summer, review your policy structure, driver listings, vehicle usage, and available discounts like good student programs or driver monitoring apps.

At Power Three Insurance Group, we help families navigate these changes before they become expensive surprises.

05/12/2026

🍽️ Tip Tuesday: ADA Compliance Is More Than Just Your Front Door

A growing wave of lawsuits across the Chicagoland hospitality industry is targeting businesses over ADA accessibility concerns — and many owners don’t realize their website can create the same exposure as their physical location.

Restaurants, bars, cafés, and entertainment venues are increasingly being challenged for:

• websites that are not ADA accessible
• missing accessibility features for visually impaired users
• online ordering or reservation systems that cannot be navigated properly
• physical accessibility concerns within the establishment

What makes this especially important is that some insurance policies may not respond to ADA-related claims or lawsuits, leaving businesses exposed to legal costs and settlements.

💡 Power Tip:
ADA compliance should be reviewed both digitally and physically. Your website, online ordering systems, reservation platforms, entrances, seating areas, restrooms, and walkways should all be part of your risk management review.

At Power Three Insurance Group, we work closely with our hospitality clients to help identify exposures before they become costly problems.

05/05/2026

🏡 Tip Tuesday: Upgrades Can Increase Value… and Risk

Home renovations and vehicle upgrades are exciting—but they can quietly create coverage gaps if your insurance isn’t updated to match.

Many claims issues don’t come from a lack of coverage…
they come from outdated information.

Here are a few common upgrades that can impact your policy:

🏠 Home Updates

Kitchen or bathroom renovations
Finished basements or added square footage
New roofs, solar panels, or high-end materials
Detached structures (garages, sheds, outdoor kitchens)

🚗 Auto Modifications

Custom wheels, lifts, or performance upgrades
Aftermarket electronics or sound systems
Business use (rideshare, delivery, etc.)
Newly added drivers or vehicles in the household

If these changes aren’t disclosed, it can lead to:

Undervalued coverage at the time of a loss
Partial claim payments
In some cases, claim denials

💡 Power Tip:
If you’ve upgraded it, changed it, or added it—your policy should reflect it. A quick review now can prevent a major surprise later.

At Power Three Insurance Group, we proactively review these changes with our clients to make sure coverage keeps up with real life—not just what’s on paper.

04/28/2026

🍽️ Tip Tuesday: Outdoor Seating Expands More Than Just Capacity

Sidewalk cafés and patio service areas are a great way to increase visibility and revenue—especially during peak spring and summer months—but they also expand your liability footprint beyond your four walls.

When service moves outdoors, exposure often increases in ways many operators don’t immediately consider, including:

• slip-and-fall incidents from uneven pavement, cords, or weather conditions
• barrier placement and table layout affecting pedestrian traffic flow
• interactions with non-customers walking through service areas
• compliance with municipal permits and sidewalk café requirements
• additional insured requirements from landlords or municipalities

Even small layout changes can alter how a claim is evaluated if an incident occurs outside your primary premises.

Making sure your policy reflects your **actual seating footprint—not just your interior square footage—**is one of the most overlooked protections during patio season.

💡 Power Tip:
If your seating extends beyond your main interior space, confirm your liability coverage extends with it—and that any permit-related insurance requirements are properly documented.

Address

505 Grand Avenue
Lombard, IL
60126

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://powerthreeinc.com/

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