Dave Campagna - Home Loans - NMLS # 238143

02/26/2026

Buying and renting may look similar on the surface. You make a monthly payment and have a place to call home, but the long-term impact is very different.
When you rent, you sign a lease for a set period of time, usually one year, with terms determined by the landlord.
When you buy, you’re purchasing property and making payments toward something you own. Over time, that property may appreciate in value, helping you build home equity. The equity in your home belongs to you and can be used as a financial tool as your needs and goals evolve.
Understanding the difference between renting and owning is an important first step in deciding what aligns with your current lifestyle and long-term plans.
https://myoc.io/SeeMyWebsite



NMLS # 286534

02/24/2026

Discover the journey of a California Association of Realtors director who balances industry leadership with a deep commitment to community service. Learn how involvement in local associations and service clubs makes a real difference.

Watch the whole pod cast on youTube: Here is the YouTube link https://youtu.be/19p55ZTKnW8

02/22/2026

Ripon almond blossom festival and parade

02/20/2026

Exciting news for first-time homebuyers! The California Dream for All program, version 3, is now available. Get up to 20% down payment, maxing out at $150,000. This can cover your down payment and closing costs. Don't miss this opportunity!

Watch the long version at https://youtu.be/r-989Tjvvc4

02/19/2026

Thinking about renting vs buying a home? Here’s the truth 👇

✔ Rent goes up
✔ Mortgages can be refinanced
✔ Homeownership builds equity over time

That’s why we say:
Ditch the rent. Date the rate. Marry your dream home.

Buying a home isn’t about timing the market — it’s about creating a long-term strategy that works for your finances.

Curious if buying is smarter than renting right now?
Drop a comment or send me a message, and let’s break it down.
https://myoc.io/SeeMyWebsite



NMLS # 286534

02/17/2026

Helping first-time buyers go from “Can we actually do this?” to “We own a home.” 🏡

Grateful for the trust and honored to guide you every step of the way. The right plan makes all the difference.

If you’re curious what it would take for you to become a homeowner, just reach out.

02/17/2026

Thinking about buying your first home? These three pitfalls can cost you time, stress, and money.Learn what to avoid and how to set yourself up for a smoother homebuying experience.
https://myoc.io/SeeMyWebsite



NMLS # 286534

02/14/2026

Love grows best in homes filled with happiness. 🏡💖 Wishing you a Happy Valentine’s Day!
https://myoc.io/SeeMyWebsite

NMLS # 286534

02/13/2026

Love not from Freddie Mac!

Roses are red, violets are blue — owning a home has perks that might be perfect for you. 💖🏡 Discover the benefits of homeownership and see if it's match worth committing to. https://bit.ly/4tFJQy0

02/13/2026

If you have clients buying or selling this year, these numbers will help you explain the market with confidence.

This video covers national trends, East Contra Costa County, and Stockton — plus what happens when spring demand hits.

Watch the full report:

The latest Existing Home Sales report from the National Association of Realtors just came out, and while home sales volume is down nationally, home prices ar...

02/13/2026

The Central Valley and Stockton area are faring better than the national average in housing. Prices are higher, but still lower than East Contra Costa. Homes are taking a little longer to sell. What does this mean for you?

02/12/2026

January 2026 existing home sales are out! Unit sales are down, but there's good news. The median home price squeaked out a 0.9% gain year over year, hitting $396,800. Inventory? A 3.7-month supply, still favoring sellers.

Still just doing home loans and I dont sell real estate. Need an agent.... ask me for a referral