GBK Insurance

05/20/2026

Cyber threats don't take a break--even small businesses in Michigan are targets for ransomware and data breaches.
If your business handles customer information, emails, or online payments, cyber insurance can help cover the costs of recovery and protection.
The Commercial Team at GBK Insurance is ready to explain how it works in everyday terms and check if it makes sense for your operation. Reach out to us today -- we answer the phone!

Livonia, MI
313-255-9350

05/15/2026

May is National Electrical Safety Month!

Electrical home safety is no joke. Hastings wants to help you stay safe, even around the most common household facets.

Many, if not all, of us use extension cords and power strips. However, these can lead to home fires and extensive damages. Check out some extension cord safety tips below:

Extension Cord Safety Tips
• Do not use extension cords for permanent power.
• Never plug space heaters into extension cords or power strips.
• Do not plug extension cords into each other.
• Keep cords out of walls, doorways, and under rugs or carpets.
• Use cords rated for the device and for indoor or outdoor use.
• Check cords regularly for damage.

For more safety tips, make sure you visit https://hastingsinsurance.com/safety-tips

05/15/2026

Sunshine is finally here-- and that means motorcycle season is back on the roads of Michigan!
At GBK Insurance in Livonia, our team knows how important it is for riders to have the right coverage in place before hitting the open road. Motorcycle insurance can include liability, comprehensive, collision, and helpful add-ons like roadside assistance, trip interruption, custom equipment coverage, gear coverage, and more.
Whether you're a daily commuter or a weekend cruiser, we'll help you find competitive rates and strong protection that fits your bike and your riding style. The full team at GBK Insurance is ready to review your options and answer any questions -- no pressure, just straightforward advice. Give us a call -- we answer the phone!
313-255-9350

05/05/2026

We're grateful for every family and business that trusts our team at GBK Insurance with their protection needs. Thank you for letting us be a part of your community for over 57 years!
Our whole team is committed to making insurance simple and stress-free. Have a great May!

04/29/2026

Summer road trips Up North and vacations are just around the corner! Make sure your auto and travel-related coverage is up to date. At GBK Insurance, we help with insuring your road trip toys—RVs, campers, motorcycles, off-road vehicles, and more! Call us today for quotes.
313-255-9350 www.gbkinsurance.com

04/23/2026

Our commercial lines sales team is at the 2026 Michigan School Business Officials Conference!

At GBK Insurance, we believe in building strong partnerships with local organizations and providing straightforward, competitive insurance options that help protect what matters most to Michigan’s schools and communities.

Thank you to everyone who stopped by our booth, we have enjoyed the conversations! If you have questions about commercial insurance for educational institutions or any other business coverage needs, our team is ready to help.

Give us a call — we answer the phone! ☎️

📍 GBK Insurance – Livonia, MI
📞 313-255-9350

04/22/2026

Happy Earth Day from all of us at GBK Insurance in Livonia!
Small changes can add up to a big difference for our planet. That's why we make it easy to go paperless with your insurance billing.

Switch to electronic statements and you'll:
♻️ Help reduce paper waste
♻️ Keep your documents safe and easy to access anytime
♻️ Cut down on mailbox clutter

It's one simple step that's good for the Earth -- and convenient for you.

💲 Bonus: some of our carriers offer a discount for paperless billing!

Call us if you are interested in making the switch.

📍 GBK Insurance - Livonia, MI
📞 313-255-9350

02/27/2026

One of the first questions we ask when quoting a new auto policy: What are your current bodily injury liability limits?

Shockingly, many people have no idea what their limits are!

In Michigan, the default bodily injury liability coverage is $250,000 per person / $500,000 per accident. But here’s the reality: if you’re at fault in a serious crash and the other driver’s medical costs exceed their own PIP limits, they could sue you for the difference—potentially hundreds of thousands or even millions in bills, pain and suffering, and lost wages. Low limits can leave you personally on the hook, risking your savings, home, or wages.

Good coverage isn’t just smart—it’s essential protection for your future and peace of mind. The extra cost for higher limits (like $500k/$1M) is often surprisingly affordable.

As an independent agency, we represent multiple top rated carriers to find you the best competitive rates without skimping on the coverage you truly need.

Don’t guess—let’s review your current policy and get you properly protected. Call our office at 313-255-9350 for a no-obligation review and free quote today! 🚗💼

01/22/2026

Take a look at what’s happening behind the scenes at GBK Today! Our Team had Picture Day with Livonia Today Magazine, watch for our feature in the next Issue. 😊

01/22/2026

Kelly Calmeyn, Insurance Agent thank you for putting together this message for our customers! Please read for a Space Heater Safety, to refresh your memory. We want our customers to be safe during this winter ❄️ storm that is on the way!
According to the National Fire Protection Association (NFPA), space heaters are responsible for 40% of home heating fires and 80% of heating-related fatalities. Proper use of electric space heaters can significantly reduce the risk of property damage and injury.

𝗛𝗼𝘄 𝘁𝗼 𝗱𝗲𝗰𝗿𝗲𝗮𝘀𝗲 𝗿𝗶𝘀𝗸𝘀:

• 𝐅𝐨𝐥𝐥𝐨𝐰 𝐦𝐚𝐧𝐮𝐟𝐚𝐜𝐭𝐮𝐫𝐞𝐫 𝐢𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧𝐬. Always adhere to guidelines provided by the manufacturer.

• 𝐄𝐧𝐬𝐮𝐫𝐞 𝐬𝐞𝐜𝐮𝐫𝐞 𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭. Position space heaters at least six feet away from flammable materials. Place the heater on the floor or a stable surface to prevent tipping.

• 𝐊𝐞𝐞𝐩 𝐟𝐢𝐫𝐞 𝐞𝐱𝐭𝐢𝐧𝐠𝐮𝐢𝐬𝐡𝐞𝐫𝐬 𝐡𝐚𝐧𝐝𝐲. Ensure a fire extinguisher is located near each space heater.

• 𝐂𝐨𝐧𝐝𝐮𝐜𝐭 𝐚 𝐩𝐫𝐞-𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐢𝐧𝐬𝐩𝐞𝐜𝐭𝐢𝐨𝐧. Before use, check for any damage to parts, k***s, coils or legs. If any damage is found, stop using the heater immediately and have it repaired by a professional.

• 𝐔𝐬𝐞 𝐩𝐫𝐨𝐩𝐞𝐫 𝐨𝐮𝐭𝐥𝐞𝐭𝐬. Plug the heater into properly grounded outlets and avoid using extension cords. If an extension cord is necessary, it should have a power rating equal to or higher than the heater.

• 𝐔𝐧𝐩𝐥𝐮𝐠 𝐚𝐟𝐭𝐞𝐫 𝐮𝐬𝐞. Always unplug the heater when it’s not in use and ensure it cools down before leaving the room.

• 𝐓𝐞𝐦𝐩𝐨𝐫𝐚𝐫𝐲 𝐮𝐬𝐞 𝐨𝐧𝐥𝐲: Use space heaters as a temporary heating solution, not as a permanent source.

𝐁𝐲 𝐟𝐨𝐥𝐥𝐨𝐰𝐢𝐧𝐠 𝐭𝐡𝐞𝐬𝐞 𝐬𝐚𝐟𝐞𝐭𝐲 𝐭𝐢𝐩𝐬, 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐞𝐧𝐣𝐨𝐲 𝐭𝐡𝐞 𝐰𝐚𝐫𝐦𝐭𝐡 𝐨𝐟 𝐞𝐥𝐞𝐜𝐭𝐫𝐢𝐜 𝐬𝐩𝐚𝐜𝐞 𝐡𝐞𝐚𝐭𝐞𝐫𝐬 𝐰𝐡𝐢𝐥𝐞 𝐦𝐢𝐧𝐢𝐦𝐢𝐳𝐢𝐧𝐠 𝐫𝐢𝐬𝐤𝐬 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐚𝐧𝐝 𝐟𝐚𝐦𝐢𝐥𝐲.

According to the National Fire Protection Association (NFPA), space heaters are responsible for 40% of home heating fires and 80% of heating-related fatalities. Proper use of electric space heaters can significantly reduce the risk of property damage and injury.

𝗛𝗼𝘄 𝘁𝗼 𝗱𝗲𝗰𝗿𝗲𝗮𝘀𝗲 𝗿𝗶𝘀𝗸𝘀:

• 𝐅𝐨𝐥𝐥𝐨𝐰 𝐦𝐚𝐧𝐮𝐟𝐚𝐜𝐭𝐮𝐫𝐞𝐫 𝐢𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧𝐬. Always adhere to guidelines provided by the manufacturer.

• 𝐄𝐧𝐬𝐮𝐫𝐞 𝐬𝐞𝐜𝐮𝐫𝐞 𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭. Position space heaters at least six feet away from flammable materials. Place the heater on the floor or a stable surface to prevent tipping.

• 𝐊𝐞𝐞𝐩 𝐟𝐢𝐫𝐞 𝐞𝐱𝐭𝐢𝐧𝐠𝐮𝐢𝐬𝐡𝐞𝐫𝐬 𝐡𝐚𝐧𝐝𝐲. Ensure a fire extinguisher is located near each space heater.

• 𝐂𝐨𝐧𝐝𝐮𝐜𝐭 𝐚 𝐩𝐫𝐞-𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐢𝐧𝐬𝐩𝐞𝐜𝐭𝐢𝐨𝐧. Before use, check for any damage to parts, k***s, coils or legs. If any damage is found, stop using the heater immediately and have it repaired by a professional.

• 𝐔𝐬𝐞 𝐩𝐫𝐨𝐩𝐞𝐫 𝐨𝐮𝐭𝐥𝐞𝐭𝐬. Plug the heater into properly grounded outlets and avoid using extension cords. If an extension cord is necessary, it should have a power rating equal to or higher than the heater.

• 𝐔𝐧𝐩𝐥𝐮𝐠 𝐚𝐟𝐭𝐞𝐫 𝐮𝐬𝐞. Always unplug the heater when it’s not in use and ensure it cools down before leaving the room.

• 𝐓𝐞𝐦𝐩𝐨𝐫𝐚𝐫𝐲 𝐮𝐬𝐞 𝐨𝐧𝐥𝐲: Use space heaters as a temporary heating solution, not as a permanent source.

𝐁𝐲 𝐟𝐨𝐥𝐥𝐨𝐰𝐢𝐧𝐠 𝐭𝐡𝐞𝐬𝐞 𝐬𝐚𝐟𝐞𝐭𝐲 𝐭𝐢𝐩𝐬, 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐞𝐧𝐣𝐨𝐲 𝐭𝐡𝐞 𝐰𝐚𝐫𝐦𝐭𝐡 𝐨𝐟 𝐞𝐥𝐞𝐜𝐭𝐫𝐢𝐜 𝐬𝐩𝐚𝐜𝐞 𝐡𝐞𝐚𝐭𝐞𝐫𝐬 𝐰𝐡𝐢𝐥𝐞 𝐦𝐢𝐧𝐢𝐦𝐢𝐳𝐢𝐧𝐠 𝐫𝐢𝐬𝐤𝐬 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐚𝐧𝐝 𝐟𝐚𝐦𝐢𝐥𝐲.