The Roth Agency

06/20/2023

Sign up for our webinar next Tuesday morning. It will be very informative.

03/22/2023

I work closely with Justin. We can do the workshop for your company.

In Partnership with First Eagle Investments, we presented an educational Medicare Workshop for their employees. This video includes our full Educational Medi...

03/17/2023

The Bridgewater Professional Group is having a Real Estate informational webinar. Use the QR code to sign up

02/27/2023

At Cap Conference in DC

11/16/2022

November 15th starts the "Small Employer Open Enrollment Period" in NJ. This means that any small company (2-49 employees) can apply for group medical coverage without having to meet the eligibility requirements of 75% enrollment and 10% contribution.
Please feel free to call me with any questions.

11/04/2022

Looking for health insurance? Checking out Medicare options? Well it's open enrollment season again. Whether it's health insurance because you're out of work or your job doesn't offer it, or you've turned 65 and it's options you're looking out, now is the time. From November 1 (for general health insurance) or Oct 15 for Medicare, now is the time to sort out what you need and what you can afford. According to NJ's GetCoveredNJ.com, there are more options for people to get financial support for their insurance than ever before. With Medicare, the options just keep growing. From standard supplemental plans to all kinds of plans, there is an option that should get you what you need and want. Don't let this opportunity pass. If you need help deciding, get in touch with us. We can help hone your choices effectively. Your life only gets better if you have your health. And having is the best way to ensure you get to make the most out of the time you are given.

Looking for help with your insurance needs? Contact us today!   973.994.1944 [email protected] Count on The Roth Agency in Springfield, NJ for Employee Benefits, Commercial Insurance, Voluntary Benefits, Personal Insurance and more.  Employee Benefits Medical Insurance Dental Insurance Visi...

10/27/2022

When you decide to own a home in New Jersey, there is one thing you must always consider: high property taxes. New Jersey is famous for its high taxes, which gives us a bad name and contributes to the loss of retirees. When they can move to save money in retirement, they do. With that in mind, it's good to know that those over 65 and/or with disabilities who are sticking around are eligible for some relief. If you're a over 65, or disabled, have owned your own home for over 3 years, and are up-to-date on your taxes, you may qualify for some relief. The relief checks average about $1,000. That is certainly enough to make it worth looking into. It might not fix the high taxes but it gives you adequate back to take a vacation, pay another bill or two, who knows. There is a ceiling on your income but it's high as things go - $94,000 in 2021. If you're like most people and having an extra grand in your pocket sounds better than paying it to the state, check out how you can apply here.

The deadline is imminent for one New Jersey property-tax relief program. The deadline for another is not far behind.

10/21/2022

"An ounce of prevention is worth a pound of cure!" As quoted by Benjamin Franklin, this one sticks with us no matter what. And with today being National Mammography Day (yes, that is a thing!), there is no better day than today to remember it. Simply put, if you haven't done so, contact your primary care physician and get on the schedule for your . Though it's not fun, and often quite the opposite, staying ahead of means you get to continue living your life to the fullest. Given that cancer is one of the major causes of early death in the US, and that early detection of breast cancer can often result in complete remission, it makes sense to get it done. You and your family will be happy you did.

National Mammography Day is observed annually on third Friday of October, this day is a major part of the Breast Cancer Awareness Month

10/14/2022

Gun laws and gun violence remain high on people's minds throughout the US including in New Jersey. There isn't often a day goes by when we don't have to consider the impact of guns on our lives, even if we, ourselves, don't own or carry one. The state of New Jersey has some of the country's strictest gun laws, especially regarding what's termed " ." Well, the New Jersey legislature is about to add to that the burden of purchasing concealed carry insurance. In a bill that looks like it will pass, the state will require all persons carrying a concealed weapon to have liability insurance. There will be at least 25 board categories of locations where concealed carrying would be illegal. In addition, to that, the mandate would be a requirement. Additionally, the new bill would require individuals who want to carry a concealed weapon to go through stringent training requirements and would restrict people who carry guns from consuming either alcohol, pot, or other controlled substances.
Get more details here...

The bill would, among other things, require people wanting to carry guns in public to purchase liability insurance.

09/30/2022

What's homeowners' insurance for? You have to look no further than the devastation left by . Whether you think the ways the climate is evolving are the result of human activity or whether it's simply cyclical, it's easy to see how the increase in storm ferocity leaves behind a wake of severe damage. For all those whose lives have been uprooted by this terrible storm, we wish them a speedy recovery with their homes and their lives. And for the rest of us who haven't considered our homeowners' insurance in a while, now might be a good time to check that we have what we need. Ten years ago damaged New Jersey in ways no one thought possible. And here we are with overwhelming devastation across Florida and into the Carolinas. It's clear we don't know when a event will approach us again. With home values at an all-time high, it's a good time to take a few minutes and let us work with you to determine if you have what you need. These days, we never know when another storm will show up and wreak havoc on our lives and homes.

Images of the aftermath show a glimpse of the destruction caused by the powerful Category 4 hurricane: homes washed out, boats yanked from their moorings, and decimated neighborhoods.