Trailstone Insurance Group

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Trailstone Insurance Group We are an Independent Insurance Agency that works with over 25 insurance companies to find the best rates for your auto, home, business and life insurance

We are an Independent Insurance Agency that works with over 25 insurance companies to find the best rates for your auto, home, business and life insurance needs. So what is an Independent Insurance Agent? There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents. There is a big difference! Captive Agents are committed to one insurance carrier, like AllState, Farmers, American Family, Country or State Farm, and are restricted to selling that one company’s product line. They cannot shop around for other opportunities that may better suit consumer needs. To a captive agent, the parent company comes first. On the other hand, Independent Insurance Agents are open to offering their customers multiple insurance carriers. This broader selection offers more resources to find coverage that best suits your personal situation. We shop for you. To an independent agent, the customer comes first. A shocking number of people overpay for car and home insurance without realizing it. An independent insurance professional works for you not the insurance company. We can search dozens of policies from many reputable companies. And best of all, it's absolutely free to use an independent insurance professional!

Adding a teen driver to your car insurance? Your premium could increase more than you expect!But what if the biggest sav...
10/16/2026

Adding a teen driver to your car insurance? Your premium could increase more than you expect!

But what if the biggest savings have nothing to do with discounts?

From how insurance companies rate teen drivers to overlooked savings opportunities, a few smart decisions could make a major difference in what your family pays.

Watch our latest YouTube video to learn how to save on teen driver insurance without sacrificing important coverage: https://hubs.la/Q04BsFC30

How much does adding a teen driver to your car insurance actually c...

Where does insurance fit into Dave Ramsey's 7 Baby Steps?Paying off debt and building wealth are important, but could cu...
10/14/2026

Where does insurance fit into Dave Ramsey's 7 Baby Steps?

Paying off debt and building wealth are important, but could cutting the wrong insurance coverage put all your financial progress at risk?

From eliminating debt to growing your savings, your insurance needs change as you move through the Baby Steps.

Watch our latest YouTube video to learn when to keep, adjust, or add insurance coverage throughout your financial journey: https://hubs.la/Q04BcXyt0

Where does insurance fit into Dave Ramsey's 7 Baby Steps? While ins...

What should you do if an employee files a workers' compensation claim that seems suspicious?Your first reaction could pu...
10/09/2026

What should you do if an employee files a workers' compensation claim that seems suspicious?

Your first reaction could put your business at greater risk than the claim itself. Handling a potentially fraudulent workers' comp claim incorrectly can lead to serious legal and financial consequences.

Watch our latest YouTube video to learn what business owners should do, what mistakes to avoid, and how to protect their business: https://hubs.la/Q04zP-yD0

What should you do if you suspect an employee is filing a fraudulen...

What are the cheapest cars to insure in 2026?We compared five major insurance rate studies, and the results might surpri...
10/09/2026

What are the cheapest cars to insure in 2026?

We compared five major insurance rate studies, and the results might surprise you. Some of last year's most affordable vehicles did not make the list, and SUVs dominate the rankings.

Watch our latest YouTube video to discover the top 10 cheapest cars to insure in 2026 and what makes them affordable: https://hubs.la/Q04zPWmr0

What is the cheapest car to insure in 2026? We compared national av...

Should you actually buy the insurance offered at the rental car counter?The answer has changed. Relying on your personal...
09/30/2026

Should you actually buy the insurance offered at the rental car counter?

The answer has changed. Relying on your personal auto policy can mean putting a rental car accident on your claims history, while some counter coverage may help keep that claim off your record.

Watch our latest video to learn which rental car coverages may be worth buying, which ones you may already have, and what to check before your next trip: https://hubs.la/Q04yQPcC0

Should you buy rental car insurance at the counter or rely on the c...

What happens when a serious accident costs more than your insurance policy will pay?That is where umbrella insurance can...
09/23/2026

What happens when a serious accident costs more than your insurance policy will pay?

That is where umbrella insurance can come into the picture. But what does it actually cover, and does your household really need it?

Watch our latest video for a simple breakdown of umbrella insurance and the liability gaps it is designed to cover: https://hubs.la/Q04y8B6N0

What does umbrella insurance actually cover, and do you really need...

If an arsonist burns down your home, will homeowners insurance cover it?The answer may surprise you, but there is an eve...
09/22/2026

If an arsonist burns down your home, will homeowners insurance cover it?

The answer may surprise you, but there is an even bigger concern homeowners often overlook: whether their policy has enough coverage to actually rebuild after a major fire.

Watch our latest video to learn how homeowners insurance handles arson, wildfire losses, and rebuilding costs: https://hubs.la/Q04y2jvV0

Does homeowners insurance cover arson if someone else intentionally...

What happens if an employee gets hurt and your business does not have workers' compensation insurance?The consequences c...
09/15/2026

What happens if an employee gets hurt and your business does not have workers' compensation insurance?

The consequences can go far beyond paying for the injury. State penalties, medical costs, lost wages, and potential lawsuits can quickly change what a workplace accident costs your business.

Watch our latest video to learn what business owners should know about operating without workers' comp: https://hubs.la/Q04xCt-F0

What actually happens if an employee gets hurt and your business do...

Something happened to your home or car. Should you call your insurance company and file a claim right away?Not necessari...
09/11/2026

Something happened to your home or car. Should you call your insurance company and file a claim right away?

Not necessarily. What you do in those first few minutes can affect your claims history and potentially what you pay for insurance in the future.

Watch our latest video to learn who to call first, when filing makes sense, and why some small claims may cost more than they pay back: https://hubs.la/Q04xhYlY0

Should you file a small insurance claim, or could filing end up cos...

Should your 18-year-old have their own car insurance policy?A separate policy might sound like the cheaper option, but t...
09/09/2026

Should your 18-year-old have their own car insurance policy?

A separate policy might sound like the cheaper option, but the difference in cost and coverage could surprise you. In some situations, the wrong setup can even create gaps in the protection your family already has.

Watch our latest video before deciding how to insure your young driver: https://hubs.la/Q04x53BT0

Wondering whether your 18-year-old should have their own car insura...

Address

8361 N Rampart Range Road, Ste B210
Littleton, CO
80125

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13037922355

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