Trailstone Insurance Group

06/16/2026

💰 Are you missing auto insurance discounts without even knowing it?

Here's something most people don't realize: the exact same driver, with the same car and the same coverage, can pay very different premiums simply because of how one carrier applies discounts versus another.

In our latest Auto Insurance Basics episode, we break down the discounts that can have the biggest impact on your rate—and why shopping carriers isn't always comparing apples to apples.

🎥 Watch the full video here: https://hubs.ly/Q04lFkkN0

If I told you that the exact same driver, with the same car and the...

06/16/2026

☂️ What happens if you cause a serious accident and your auto insurance isn't enough to cover the damages?

Most people assume their policy will fully protect them. The reality may surprise you.

In our latest Auto Insurance Basics video, we explain what an umbrella policy is, how it works, and why it may be one of the best values in personal insurance.

🎥 Watch the full video here: https://hubs.la/Q04lwDSG0

If you carry $300,000 in liability coverage on your auto policy and...

06/11/2026

🚗 Stranded on the side of the road?

Most drivers don't realize that using the roadside assistance included with their auto insurance policy for a tow, jump start, or lockout may be recorded on their insurance history.

And that's not the only surprise.

In our latest Auto Insurance Basics episode, we explain:
✅ What rental reimbursement actually covers
✅ When it pays for a rental car
✅ Why roadside assistance through your insurance company may not be your best option
✅ The alternative we recommend to clients

Watch the full video here 👉 https://hubs.la/Q04l00Gn0

Many drivers focus on the big coverages like liability, collision, ...

06/09/2026

Most drivers assume it means they're protected from everything, but many policies are missing important coverages that only become obvious after an accident.

In our latest Auto Insurance Basics video, we explain what "full coverage" really means, what's often missing, and how to identify potential gaps before they become expensive surprises.

Watch the full video here 👉 https://hubs.la/Q04kPVH60

It is one of the most common phrases in auto insurance and one of t...

06/08/2026

🔥 If your home suffered a fire tonight, could you list everything you own tomorrow?

Most people think they could.

Studies suggest most homeowners can only remember about 20% to 30% of their belongings after a major loss.

The items hidden in drawers, closets, cabinets, garages, and storage rooms are often the first things forgotten—and those forgotten items can add up to thousands of dollars on an insurance claim.

In our latest video, we break down why a home inventory may be one of the most valuable things you can do before a claim happens, plus the free tools that make creating one easier than ever.

🎥 Watch the full video here: https://hubs.la/Q04kwz1v0

Could you list everything you own from memory? Most people can only...

06/04/2026

You slide on ice and hit a guardrail. Someone runs a stop sign and hits your car. You back into a pole in a parking lot.

What do all three situations have in common?

They are all collision claims.

In this episode of our Auto Insurance Basics Series, we break down what collision coverage actually pays for, how deductibles work, and the question many drivers ask: "Should I keep collision on an older vehicle?"

Watch now 👉 https://hubs.la/Q04k976W0

What happens if you slide on ice, hit a guardrail, or back into a l...

06/02/2026

State Farm is facing a formal investigation after regulators alleged hundreds of violations tied to wildfire claim handling.

But the bigger question is this:

What would happen if a major disaster hit your neighborhood tomorrow? Would your insurance company be there when you need them most?

In our latest video, we break down the investigation, explain what regulators found, and discuss why every homeowner should pay attention—regardless of which carrier they use.

Watch now 👉 https://hubs.la/Q04jQdy80

The California Department of Insurance has launched a formal enforc...

06/01/2026

Would your auto insurance cover hail damage, a stolen vehicle, or a tree falling on your car?

Many drivers carry comprehensive coverage but have no idea what it actually covers—or how their deductible works when it's time to file a claim.

In the latest episode of our Auto Insurance Basics Series, we break down:
✅ What comprehensive coverage protects against
✅ Common claims people don't expect are covered
✅ How deductibles affect your payout
✅ When dropping comprehensive may (or may not) make sense

Before you make changes to your policy, make sure you understand what you're giving up.

🎥 Watch the full video here: https://hubs.la/Q04jG72H0

What Is Comprehensive Coverage? (Auto Insurance Basics Series)If ...

05/27/2026

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If a fire destroyed everything inside your home tonight… could you afford to replace it?

Your furniture, clothes, electronics, appliances, kitchenware — all of it.

In this episode of our Homeowners Insurance Basics Series, we break down Coverage C, also known as personal property coverage, including what it protects, why replacement cost matters, and the hidden sub-limits many homeowners never realize exist for jewelry, watches, and other valuables.

Watch now 👉 https://hubs.la/Q04j3hrB0

If a fire destroyed everything inside your home tonight, could you ...

05/21/2026