Janet S Costa, NMLS #445842

05/27/2026

Our branch participated in Littleton Community Cleanup Day picking up 15 bags of trash on North Littleton Road. Bank

05/21/2026

I love finding the best financing options for my customers!

Janet Costa's customer Hannah recently closed on her first home in New Hampshire.

Janet worked with Hannah to get a Housing our Workforce (HOW) grant through the Federal Home Loan Bank of Boston. Hannah had saved a significant down payment, but the grant allowed her to find a home that better fit her needs in the area she wanted to live—the greater Keene region.

Janet shared, "It was a pleasure working with Hannah and being part of her homebuying journey. I was glad to be able to recommend Affordable Housing, Education and Development (AHEAD) inc. as a community partner who could offer her required homebuyer counseling. AHEAD is so accommodating and understanding of the timelines that are part of the homebuying process, plus they offer quality education and many options that can fit customers' needs and schedules."

Grants sometimes make the difference when someone is buying a home and Mascoma Bank mortgage lenders are here to help match homebuyers with resources like these, knowing how much of a difference it can make to own a home.

There are qualifications to meet for grants like these, but our mortgage lenders are ready to help you navigate them. Reach out to a Mascoma Bank lender to learn more: https://mascoma.bank/personal-banking/loans/mortgages/mortgage-loan-officers/.

Janet Costa, NMLS #445842

Equal Housing Lender. Member FDIC.

05/05/2026

I’m proud to be part of this team finding the best financing options for our customers.

The Mascoma Bank mortgage lending team is always looking for ways to expand its offerings of grant opportunities for people in northern New England looking to purchase a home.

"If you can't afford to live in the area you work, what does that say about our communities? We are constantly on the hunt for any type of program we can partner with. And the list continues to grow," says Cathy Murray, Mortgage Loan Officer, who oversees the sales team.

In 2025, they again partnered with Federal Home Loan Bank (FHLB) to offer two grants—the Equity Builder Program and the HOW (Housing Our Workforce) grant. About $300,000 in funds was secured from FHLB to help homebuyers in the Mascoma Bank service area.

Each locality is different—that’s why being a community bank is critical. Some of the local groups Mascoma Bank lenders work with include Affordable Housing, Education and Development (AHEAD) inc., Twin Pines Housing, Local Deeds of Woodstock Community Trust, and Champlain Housing Trust.

"In total, we had just under a million dollars in grant funds in 2025," says Cathy. "Finding grant funding to supplement a buyer's downpayment is more work for the team, but we owe it to our borrowers to make sure they're getting the best possible options to buy their home. That's who Mascoma Bank is."

Learn more about how Mascoma Bank makes homeownership possible: https://mascomaimpact.com/community-impact/.

Cathy Murray, NMLS #430080

Equal Housing Lender. Member FDIC.

12/04/2025

We were happy to support our North Country neighbors and the North Country Board of Realtors with our food drive.

11/06/2025

We are happy to support our North Country neighbors at the Littleton Mascoma Bank branch. Donations can be made through November.

09/05/2025

Congratulations Shawn and Shari🎉. I love it when my buyers take advantage of the grants available. This closing was special as I worked with Shawn’s grandmother at the bank for many years until she retired. She would be very proud!

08/24/2025

This is a great opportunity for qualified homebuyers!

✨ Dreaming of owning a home in Grafton County? ✨

AHEAD can help make it possible! Qualified homebuyers may be eligible for up to $20,000 in down payment assistance through our programs. 🏡🔑

Don’t let the down payment hold you back—let us help you take the next step toward homeownership.

📞 Call us today at 603-444-1377 or 📧 email [email protected] for details.

08/13/2025

Happy to make a few more families homeowners taking advantage of multiple grant opportunities.

06/30/2025

This is my favorite time of year where so many financing options are available. I was happy to assist these new homeowners! Affordable Housing, Education and Development (AHEAD) inc. Mascoma Bank.

04/14/2025

This was to good not to share!