Kathy Nau, Mortgage Consultant

Kathy Nau, Mortgage Consultant You're picking more than a lender, you're choosing a marketplace expert, someone you trust and a Mortgage Advisor you WANT to work with.

Whether itโ€™s your first home, a vacation property, or a reverse mortgage in retirement, I guide you every step of the way, helping you build wealth through homeownership. You've come to the right place! There's nothing more rewarding than homeownership. It's especially satisfying knowing that your home is your very own. HOME is where we make memories, build our future and feel comfortable and sec

ure. Whether you're a first time buyer, a seasoned mover or real estate investor, Call NAU For a Mortgage! A licensed Mortgage Consultant since 1992, and a member of the Colorado Association of Mortgage Professionals, I provide home loan solutions for buyers and offer free credit counseling services. HOW I DO BUSINESS: Homeownership starts with a relationship. I'm prepared to ask and answer questions, uncover and understand your needs, explore financing options and guide you home! MY PROMISE TO YOU: I am committed to achieving and performing at my personal best. The mortgage environment today is demanding in technical expertise, understanding people's needs and communicating effectively and calmly during periods of stress. This requires an enduring commitment to personal and professional improvement and knowledge growth. This commitment is necessary to be recognized as the "BEST IN THE BUSINESS" and to help my clients quickly, efficiently and smoothly navigate the homebuying or refinancing process. Integrity, ethics and honesty are the foundation of my valued relationships with clients, referral partners as well as coworkers, family and our community at large. I promise to hold myself accountable to this standard of conduct. I promise to put your best interest first. To ensure I'm guiding you into a mortgage loan where you'll be a successful homeowner. I promise to advocate on your behalf when collaborating with underwriters and to be available, communicative, accountable and kind. Call NAU For a Mortgage!

Can I be honest with you for a second? ๐Ÿ˜ŠSo many buyers come to me focused only on the sale price and I completely get it...
09/04/2026

Can I be honest with you for a second? ๐Ÿ˜Š

So many buyers come to me focused only on the sale price and I completely get it. Thatโ€™s the big number, right?

But your monthly payment is what youโ€™ll actually live with. And itโ€™s made up of more than just what you borrowed.

Swipe to see what each one means and why it matters more than you might think. ๐Ÿ‘‰

Iโ€™m always here if you want to talk through your numbers. No pressure, just a real conversation. ๐Ÿฅฐ๐Ÿก

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ

Victoria & her fiancรฉ came to us under quick circumstances โ€” and we got to work. Patient conversations, honest answers, ...
08/29/2026

Victoria & her fiancรฉ came to us under quick circumstances โ€” and we got to work. Patient conversations, honest answers, and a commitment to finding them the best rate possible.

Thatโ€™s what every client deserves. Thatโ€™s the standard we hold ourselves to.

If youโ€™ve been wondering whether now is the right time, or whether someone will actually take the time to walk you through it โ€” thatโ€™s exactly what weโ€™re here for. ๐Ÿฅฐ๐Ÿก๐Ÿ”‘

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ โ 

Real talk for a Friday morning. โ˜€๏ธ๐ŸŒฟSome of my favorite client stories started with a simple conversation โ€” people who th...
08/28/2026

Real talk for a Friday morning. โ˜€๏ธ๐ŸŒฟ

Some of my favorite client stories started with a simple conversation โ€” people who thought homeownership was still years away, just exploring what was possible.

That's the part that stays with me. That quiet shift when someone goes from "someday, maybe" to "okay, let's talk." It's a small moment โ€” but it changes everything. I've seen it happen more times than I can count. ๐Ÿฅฐ๐Ÿกโœจ

If you've been sitting with questions, this Friday is a good day to just ask.

No pressure, no commitment โ€” just a real conversation with someone who genuinely wants to help you get there. โค๏ธ

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ

Fall homebuying season is just around the corner โ€” here's your August action checklist! ๐Ÿ‚โœ… Check your credit score and d...
08/26/2026

Fall homebuying season is just around the corner โ€” here's your August action checklist! ๐Ÿ‚

โœ… Check your credit score and dispute any errors
โœ… Start saving for closing costs โ€” budget 2 to 5% of your loan amount
โœ… Gather your documents: pay stubs, tax returns, bank statements
โœ… Get pre-approved so you can move FAST when you find the one
โœ… Call Nau ๐Ÿ˜Š โ€” seriously, that last one matters most.

The earlier we talk, the more options you have.
Let's make this fall YOUR season. ๐Ÿก

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ

๐…๐ซ๐จ๐ฆ "๐–๐ž ๐๐จ๐ง'๐ญ ๐ญ๐ก๐ข๐ง๐ค ๐ฐ๐ž ๐ช๐ฎ๐š๐ฅ๐ข๐Ÿ๐ฒ" ๐ญ๐จ '๐–๐„ ๐†๐Ž๐“ ๐“๐‡๐„ ๐Š๐„๐˜๐’!' ๐Ÿ”‘๐ŸกOne of my favorite moments in this job? The call that changes e...
08/19/2026

๐…๐ซ๐จ๐ฆ "๐–๐ž ๐๐จ๐ง'๐ญ ๐ญ๐ก๐ข๐ง๐ค ๐ฐ๐ž ๐ช๐ฎ๐š๐ฅ๐ข๐Ÿ๐ฒ" ๐ญ๐จ '๐–๐„ ๐†๐Ž๐“ ๐“๐‡๐„ ๐Š๐„๐˜๐’!' ๐Ÿ”‘๐Ÿก

One of my favorite moments in this job? The call that changes everything. ๐Ÿฅฐ

I had a couple come to me convinced they'd never qualify. Between their credit history, their savings situation, and the market feeling overwhelming โ€” they were ready to give up before they even started. We sat down, looked at their real numbers (not the scary ones in their heads), and found a path forward. A few months later? Keys in hand. Their own home. ๐Ÿฅฐ

If you've been telling yourself the same story โ€” that it's too hard, too expensive, or just not possible โ€” I want to gently challenge that. Let's have a real conversation. No pressure. Just real answers.

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ

Here's a fall secret most buyers don't know: August is one of the BEST times to start your homebuying process. ๐Ÿ‚Why?โœ… Le...
08/12/2026

Here's a fall secret most buyers don't know: August is one of the BEST times to start your homebuying process. ๐Ÿ‚

Why?
โœ… Less competition than spring and summer
โœ… More motivated sellers ready to negotiate
โœ… You'll be fully pre-approved and ready when your dream home hits in September or October

Don't wait for fall to start thinking about fall. The buyers who WIN in fall are the ones who started in August. ๐Ÿก #๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ โ€” let's get you ready before everyone else does!

Your weekly rate check-in is here! ๐Ÿ“Š๐Ÿ  30-Year Fixed: 6.66% โ†‘๐Ÿ  15-Year Fixed: 6.04% โ†‘Rates moved up slightly last week โ€” ...
08/10/2026

Your weekly rate check-in is here! ๐Ÿ“Š
๐Ÿ  30-Year Fixed: 6.66% โ†‘
๐Ÿ  15-Year Fixed: 6.04% โ†‘
Rates moved up slightly last week โ€” but still lower than a year ago. ๐Ÿ’™

Hereโ€™s my honest take: the buyers who win in fall are the ones who start preparing in August. Pre-approval doesnโ€™t cost you anything. Waiting might.

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ โ€” letโ€™s talk about what these numbers mean for you! ๐Ÿก

Happy Monslay! This one is for the retirees and near-retirees reading this on a Monday morning. Homeownership options do...
08/10/2026

Happy Monslay! This one is for the retirees and near-retirees reading this on a Monday morning. Homeownership options don't disappear after you stop working. Reverse mortgages, downsizing strategies, and relocation loans are all tools that can open real doors in this next chapter of life.

I work with retirees and near-retirees across Colorado to find financing solutions that make sense for their new reality. If this speaks to you or someone you love, let's have a real conversation. No pressure โ€” just answers. ๐Ÿก

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ or visit www.kathynau.com

This time last year, my clients thought homeownership was years away. Then we found a way.And that's the part nobody tal...
08/07/2026

This time last year, my clients thought homeownership was years away. Then we found a way.

And that's the part nobody talks about โ€” the shift.

That quiet moment when someone stops saying "someday" and starts saying "okay, let's do this."

I've seen it happen over and over. The couple who thought their credit was too low. The single mom who assumed she couldn't afford it alone. The renter who'd been waiting for the "right time" for three years.

They all had one thing in common: they almost didn't call.

The biggest obstacle in homebuying isn't money, credit, or the market. It's believing it's actually possible for YOU.

I want that moment for you. ๐Ÿกโœจ

Tag someone who needs to hear this today. ๐Ÿ‘‡

And if that someone is you โ€” DM me the word 'READY' and let's find your way forward together. ๐Ÿฅฐ

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ

Nobody talks about the costs AFTER the down payment. ๐Ÿ‘€Here's what I make sure every buyer knows before we close:๐Ÿ“‹ Closin...
08/04/2026

Nobody talks about the costs AFTER the down payment. ๐Ÿ‘€

Here's what I make sure every buyer knows before we close:

๐Ÿ“‹ Closing costs โ€” 2 to 5% of your loan amount
๐Ÿ” Home inspection โ€” $300 to $600
๐Ÿ“Š Appraisal โ€” $400 to $700 in Colorado
๐Ÿ  Homeowners insurance โ€” 12 months prepaid at closing

Surprised? Most buyers are โ€” until they work with me. ๐Ÿ˜Š

I walk every single client through a full cost breakdown from day one. No guesswork. No last-minute panic at the closing table. Just a clear, honest picture of what to expect โ€” so you can plan with confidence. ๐Ÿก

Save this post for later and DM me when you're ready to get the full picture. ๐Ÿ’™

#๐‚๐š๐ฅ๐ฅ๐๐€๐” 303.668.2100 โ˜Ž๏ธ

Address

Littleton, CO

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