Lautenbach Insurance Agency

10/15/2026

Autumn brings more than just cozy blankets and warm drinks—it also brings a few sneaky risks we don't always think about.

Here are three seasonal hazards to keep on your radar:

Frozen Pipes - Sudden cold snaps can catch plumbing off guard. Stay a step ahead by blowing out your sprinklers, checking hose connections, and insulating sensitive areas.

Black Ice - Practically invisible, but you'll feel it. Never assume a clear-looking road is ice-free after winter weather hits.

Space Heater Safety - Extra warmth is great, but make sure portable heaters are kept well away from curtains, furniture, and bedding to prevent fire hazards.

Cold weather doesn’t have to catch you off guard! Have questions about your coverage or protecting your property this season? Our team is always here to help!

09/23/2026

https://www.lautenbachinsurance.com/blog/roofing-discounts-in-colorado

Looking to replace or upgrade your roof this year? A handful of our carriers generally offer discounts when you install Class 4 impact-resistant shingles.Chubb, Liberty Mutual, and Auto-Owners (through its partners) generally offer...

09/02/2026

To the builders, creators, and doers across our nation: Thank you! We recognize your hard work and dedication to your craft. Happy Labor Day!

Please note, we will be closed Monday, September 7th in observance of the holiday. Our office will reopen on Tuesday, September 8th.

08/12/2026

Umbrella insurance has an unusual name, but it's a simple concept—it's an extra liability policy for added protection during a claim. Most commonly, this type of coverage is something you get in addition to either an auto insurance or home insurance policy, as well as watercraft insurance.

This type of coverage is specifically about liability, which is the cost you might have to pay to somebody else for an unfortunate event where you are held responsible. It doesn't usually include losses you bear yourself, such as if your property is damaged or your possessions are stolen.

Contact us today to learn more.

07/20/2026

https://www.lautenbachinsurance.com/blog/auto-insurance-discount-programs-in-colorado

There are many ways to save money on your Auto Insurance premium. Depending on which insurance carrier you have coverage with, there are many different driver tracking discount programs to be apart of.

07/01/2026

Please note that our office will be closed on Friday, July 3rd, in observance of Independence Day! We will reopen on Monday, July 6th, at 8 a.m.

06/10/2026

Road trips are a time-honored American pastime. Whether you’re cruising out to a nearby National Park or trekking all the way across the country, there is a certain kind of thrill that comes with exploring the open road in your car or RV.

At Lautenbach Insurance Agency, we want to make sure your focus stays on the scenery, not on "what-ifs." You might not realize it, but your insurance policy can be your best travel companion. Here are a few ways your Auto & RV coverage works for you while you're heading out on your next adventure.

Roadside Assistance:
Flat tire in the middle of nowhere? Many policies offer this as an easy optional add-on to get you back on track.

Rental Reimbursement:
If a breakdown puts your vehicle in the shop, this option helps cover the cost of a rental so the trip doesn't have to end.

Liability:
This is your essential protection, covering you if you happen to cause an accident.

Comprehensive & Collision:
From fender benders to unexpected wildlife encounters—protecting your investment against anything unexpected.

Before you hitch up the trailer or load the trunk, let’s make sure your next adventure is fully protected.

05/21/2026

We are thankful for the sacrifice of the men and women in uniform that gave their life in service to our country. Happy Memorial Day.

05/14/2026

At Lautenbach Insurance, we know that "Service is the Difference" starts with looking out for your family’s safety. With fire season approaching, is your family’s Emergency Go-Bag ready?

Beyond the basics, don’t forget to include:
-Important Documents: Hard copies of IDs and your insurance policy.
-Tech Essentials: Extra chargers and backup power banks.
-Pet Supplies: Food, water, and leashes for your four-legged family members.

The "Walk-Through" Hack:
While you’re checking your kit, take five minutes to do a video inventory of your home. Simply walk through each room with your phone camera running. Open drawers, pan across your electronics, and peek into closets. If the unthinkable happens, having a digital record of your belongings makes the recovery process so much smoother. (Cloud-tip: Upload that video to a secure drive or email it to yourself so it’s accessible from anywhere!)

Taking 20 minutes this weekend to prepare gives you peace of mind all season long.

05/01/2026

Safeco Customers: As you may or may not have heard, Safeco will soon be changing their name to Liberty Mutual. Here is the back story - Safeco Insurance was acquired by Liberty Mutual Insurance in 2008 and retained the Safeco brand name for auto and property insurance. Beginning in May 2026, they will retire the Safeco brand and will be changing their name to Liberty Mutual moving forward.

Rest assured:
• We’re still here to serve you! Your independent agent will not change and can answer any questions you might have.
• Your current policy, coverages, discounts and benefits will remain the same. Future changes to premiums or coverages will follow the standard renewal process.
• You don’t need a new ID card now. You’ll receive a Liberty Mutual branded ID card when your policy renews.
• Future renewals and communications will show the Liberty Mutual name, and the billing and payment info will transfer automatically.
• RightTrack users: Keep using the Safeco app until you’re notified. You’ll get an in-app prompt when it’s time to switch; driving history, scores and Accident Assistance will transfer.

Still have questions? Give us a call, we are here to walk you through the changes.