Special Risk Services

Call Directions Website

Special Risk Services We are licensed in all 50 states and with over 40 companies to serve our clients

At Special Risk Services, we are committed to providing industry leading life insurance products, service and support through exceptional people. We stay current with today’s changing products, trends and regulations, providing the latest insurance information through our highly trained experts, available to support and assist you with services to build your business. Our life insurance products include impaired risk life insurance, annuities, LTC, disability insurance and other insurance-based solutions.

This Discovery Week, we celebrate the spirit of exploration! 🗺️ Whether it’s starting a new business venture, expanding ...
10/15/2026

This Discovery Week, we celebrate the spirit of exploration! 🗺️ Whether it’s starting a new business venture, expanding your reach, or traveling to new places, every new adventure requires security. 🛡️ Safe discovery is about exploring the unknown while ensuring your foundation is protected. 🚀✨ Tap the link in our bio to learn how we secure new horizons, from disability insurance to business coverage. Discover more, worry less. #

How does the floor in an indexed universal life policy work? Credited interest can't go below the floor in a down year, ...
10/13/2026

How does the floor in an indexed universal life policy work? Credited interest can't go below the floor in a down year, in exchange for a cap on the upside. Policy charges still apply. Our explainer, with a hypothetical example: https://srsinc.com/indexed-universal-life-floor-market-drop-before-retirement/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Questions about your situation? Call 303-309-3471 or start at https://srsinc.com/get-a-quote/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Happy National Savings Day! 📈 While a traditional savings account is a great start, building long-term generational weal...
10/12/2026

Happy National Savings Day! 📈 While a traditional savings account is a great start, building long-term generational wealth requires a broader strategy. Have you considered the power of an Indexed Universal Life (IUL) policy? An IUL not only provides a crucial death benefit for your family, but it also offers cash-value accumulation tied to a market index—giving you the potential for growth with built-in protection against market downturns. It’s a smarter way to save and protect. Send us a direct message to see if an IUL fits your financial goals!

Tomorrow is World Mental Health Day. ✨ True wellness is comprehensive, and often, peace of mind starts with a secure fou...
10/09/2026

Tomorrow is World Mental Health Day. ✨ True wellness is comprehensive, and often, peace of mind starts with a secure foundation. Financial anxiety is a leading stressor. This week, we connect financial wellness and mental wellbeing. Comprehensive insurance coverage isn't just a policy; it’s a security blanket for your mind, reducing the 'what ifs.' Prioritize your mental health by securing your future stability. Reach out for a consultation. 🧘‍♂️💙

Maxed out the 401(k) and phased out of a Roth IRA? A well-funded indexed universal life policy has no IRS income limit, ...
10/06/2026

Maxed out the 401(k) and phased out of a Roth IRA? A well-funded indexed universal life policy has no IRS income limit, grows tax-deferred and can provide access through policy loans when designed and kept in force correctly. How high earners use it: https://srsinc.com/high-earners-maxed-out-401k-indexed-universal-life/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Questions about your situation? Call 303-309-3471 or start at https://srsinc.com/get-a-quote/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

For 2026, Medicare IRMAA surcharges begin above $109,000 of income for individuals and $218,000 for couples. Loans from ...
10/05/2026

For 2026, Medicare IRMAA surcharges begin above $109,000 of income for individuals and $218,000 for couples. Loans from a properly designed life insurance policy generally don't count toward that number, or toward the income used to tax Social Security. Here's how it works, and the catches: https://srsinc.com/policy-loans-irmaa-social-security-taxes/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Questions about your situation? Call 303-309-3471 or start at https://srsinc.com/get-a-quote/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Happy International Teacher's Day! 🍎 Educators are the architects of our future, pouring knowledge and stability into th...
10/05/2026

Happy International Teacher's Day! 🍎 Educators are the architects of our future, pouring knowledge and stability into the next generation. We believe those who build the future deserve a secure one themselves. This week, we’re highlighting disability income and legacy planning designed to protect educators. Ensure your ability to teach and provide is shielded against life's uncertainties. Let's discuss a plan as strong as your dedication. 🛡️📚

Saving for college, but not sure your child will go? A 529 plan is built for education. Cash value life insurance can be...
10/02/2026

Saving for college, but not sure your child will go? A 529 plan is built for education. Cash value life insurance can be used for any path, and it's generally not reported as an asset on the FAFSA. Our side-by-side comparison, including the trade-offs: https://srsinc.com/life-insurance-vs-529-plan-college-savings/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Questions about your situation? Call 303-309-3471 or start at https://srsinc.com/get-a-quote/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Many grandparents want to leave something that outlasts them, without handing an 18-year-old a check. A permanent life i...
10/01/2026

Many grandparents want to leave something that outlasts them, without handing an 18-year-old a check. A permanent life insurance policy owned by the grandparent can lock in a grandchild's lifelong coverage, give cash value decades to grow and pass to the grandchild at a milestone. Our new article covers how it works and the limits to know: https://srsinc.com/why-grandparents-buy-life-insurance-for-grandchildren/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Questions about your situation? Call 303-309-3471 or start at https://srsinc.com/get-a-quote/?utm_source=facebook&utm_medium=social&utm_campaign=why-clients-buy&utm_content=company

Address

6901 S Pierce Street, Ste 300
Littleton, CO
80128

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

(303) 309-3471

Website

Alerts

Be the first to know and let us send you an email when Special Risk Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category