Howard Financial Solutions

11/11/2019

“I have coverage through my work.” While this may be a common thought process to purchasing Income Protection, many people don't know the amount of time they have to wait before their benefits kick in, called the elimination period.

10/15/2019

Having a healthy retirement plan is great! However, with increasing medical costs, often not covered by Medicare, that plan could spend down quicker than you planned. Do you really want to transfer that cost to your family or spend your assets down to qualify for Medicaid? Be sure to protect your savings with a long-term care insurance plan.
https://www.bankerslife.com/health-and-retirement-study/a-growing-urgency-retirement-care-realities-for-middle-income-boomers/

For the first time in a Bankers Life Center for a Secure Retirement study, more middle-income Boomers now consider themselves retired than not retired.

10/01/2019

People today understand the need for life insurance as a tool to use to protect their families, but they are concerned about taking on premium payments that will reduce their ability to save for retirement. They have multiple goals, but limited dollars.

09/26/2019

There are different types of life insurance for your different needs. Do you have the right type of family protection? With September being Life Insurance Awareness Month, now is a good time to have that check up and make sure that all your family's needs are properly protected.

Life insurance is totally customizable. We can find a plan to fit you and your needs.

09/24/2019

There are definitely many strong reasons for people who are single to consider life insurance. I purchased policies on my now-adult kids when they were in elementary school to ensure their future insurability because .

You’re single, with no one depending on you, at least yet. So why would you need life insurance? Here are 6 solid reasons to consider it.

09/19/2019

The money from the Pages' life insurance policies allowed their son to pursue his special dream. Watch to find out how.

09/19/2019

It's Life Insurance Awareness Month. There are so many life benefits that life insurance gives you. This video shows how it helped these parent's physically-challenged son achieve his dreams. Remember: It's not for you. It's for Them!

The money from the Pages' life insurance policies allowed their son to pursue his special dream. Watch to find out how.

09/05/2019

It is Life insurance awareness month. One of the best ways to show your love is to make sure that you have life insurance. Please feel free to message me if you would like a FREE quote or a policy review. Remember: It's not for you. It's for them!

Love reveals itself in all different kinds of ways. Protect it...with life insurance.

09/03/2019

It's September, so that means it is . There are many myths when it comes to life insurance. Check out this great article to see if you have thought that these myths were truths.

If you recently went through a life change such as a new birth, marriage, divorce, inheritance, empty-nester, etc, and would like to review your coverage and policy details, please feel free to message me.

08/29/2019

Life Insurance Awareness Month starts in September. Remember: It's not for you; it's for them (your family). Check it out. It is less expensive than you think. Small price to pay for peace of mind that your family is protected.

It’s not for you. It’s for them. Protect your loved ones with life insurance today.

06/26/2019

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Gifting can be an important tool in many people's financial plan. Questions you may be asking are, “How can gifting help me achieve my goals?” Because you have the opportunity to realize significant financial and emotional value in making gifts, you will want to be knowledgeable about how giftin...