Farmers Insurance - Robert Clark Agency

10/31/2025

“Big thanks to Noemi M. for the kind words! Helping families get back on track with affordable, well-rounded coverage is what we do best. 🏡 ”

09/25/2025

🏘️ Condo & Townhome Owners: Don’t Overlook Loss Assessment Coverage

A recent news story out of Colorado Springs showed residents facing massive HOA assessments after their association’s insurance claim triggered sky-high deductibles. With association wind/hail deductibles in Colorado now reaching 5-10% of a building’s value, HOAs are increasingly forced to pass those costs directly to homeowners.

Here’s the problem: most condo HO-6 policies do not include loss assessment coverage by default. When it is added, we often only see limits of $5,000-$10,000. That may sound like a lot, but when an HOA deductible is $250,000–$500,000 (or more), each homeowner’s share can easily reach $10,000+.

💡 Loss Assessment Coverage steps in to protect you from these unexpected bills. It applies when your HOA issues an assessment tied to an insurance deductible, uncovered claim costs, or even liability claims passed down to unit owners.

Without enough coverage, you could be on the hook for thousands or worse, risk your home.

📲Don’t wait until your HOA announces an assessment. Contact the Robert Clark Agency today for a quick policy review or estimate to make sure your HO-6 condo policy has the right amount of loss assessment protection. Call/text us at 720-926-2643.

News article here 👉 https://krdo.com/news/top-stories/2025/09/22/residents-could-lose-their-homes-after-hefty-hoa-assessment-hoa-says-out-of-control-insurance-prices-are-to-blame/?fbclid=IwZnRzaANCP6NleHRuA2FlbQIxMQABHqpmvwlaCmqPq6yfdIn3jGatw59PFgsjuyxWhQ-qBVcZol0ERvIbMGdXEnxp_aem_pr8hM4ZQfxgviGWh1VB1TQ

COLORADO SPRINGS, Colo. (KRDO) - KRDO13 Investigates was contacted by several residents at the Soaring Eagles townhomes who said they were in danger of

06/26/2025

Another 5-star experience with our team! We’re proud to offer competitive policies and make the process smooth, efficient, and stress-free.

06/25/2025

Grateful for the kind words from Julie M.! Whether it’s personal or commercial coverage like Garage Keepers insurance, we’re here to help with expertise, kindness, and efficiency.

06/20/2025

Appreciate the kind words, Nate’s Imports! It’s always our goal to provide knowledgeable, reliable service you can count on. Thank you for trusting us—and for the referrals! 🙌

06/18/2025

Appreciate the shoutout, Antonio! Our team takes pride in being your trusted, knowledgeable resource right here in Colorado. 🙌

06/14/2025

Clear communication. Consistent updates. Coverage you can count on.
Thanks to Maudie for the thoughtful review — it’s always our goal to make the process simple and supportive from start to finish.

06/12/2025

Thank you Ashley for the kind words! We’re grateful for the chance to serve and always here to help with friendly, personalized insurance support. 💙

06/10/2025

Big thanks to Sara for the kind words!
We’re proud to be a trusted resource for all your insurance needs — that’s what our team is here for 💼💬

06/06/2025

🏆 What an unforgettable night! We’re incredibly proud to share that our agency was once again recognized at this year’s district 2025 Awards Party — and this year, we leveled up even further!

Thanks to the hard work, passion, and commitment of our amazing team, we brought home some of the district’s top honors:

🏆 Commercial Lines Agency of the Year
🏆 Personal Lines Agency of the Year
🏆 Specialty Lines Agency of the Year
🏆 Agency of the Year 🥇

From late nights to last-minute quotes, from first-time buyers to complex commercial accounts — none of this would be possible without the dedication, hustle, and heart of our amazing crew.

To our clients: THANK YOU for trusting us.
To our team: YOU are the magic behind it all.
To the future: Let’s keep crushing it 📈

06/05/2025

Helping clients feel confident and supported — that’s what we’re here for.
Thanks to Donald for the kind words and for trusting the Robert Clark Agency with your insurance needs!