The Farm Credit System is the largest single lender to American agriculture with billions of dollars in loans outstanding to its cooperative member-owners. AgHeritage Farm Credit Services lends money in 24 Arkansas counties. As a Farm Credit borrower you become a member of a cooperative - that is, a business owned and controlled by the people using its services. Your Farm Credit association is a c
redit cooperative. It extends loans and offers financially-related services to its members. When you obtain a Farm Credit loan, you become a member of your local Farm Credit cooperative, also called an Agricultural Credit Association (ACA). You may recognize the names PCA and Federal Land Bank, these are names that were used early-on in the history of Farm Credit Services.