Michael Wallace - Cross Country Mortgage

Michael Wallace - Cross Country Mortgage NMLS # 1251718
Cross Country Mortgage NMLS # 3029
Equal Housing Opportunity

If homeownership has been somewhere on your mind lately, let this be your sign to take one small step this week. Send me...
06/09/2026

If homeownership has been somewhere on your mind lately, let this be your sign to take one small step this week.

Send me a message and let’s talk about where you are and where you want to be.

ccm.com/michael-wallace

The mortgage process can feel intimidating when everything sounds unfamiliar, and sometimes the question you almost didn...
06/05/2026

The mortgage process can feel intimidating when everything sounds unfamiliar, and sometimes the question you almost didn’t ask becomes the one that gives you clarity, confidence, and direction.

I’d rather clients ask me 100 questions than sit in confusion for months thinking homeownership is out of reach.

So if there’s something you’ve been wondering about, ask it. That conversation might change your entire timeline.

ccm.com/michael-wallace

One thing I never want my clients to feel is forgotten. Buying a home already comes with enough emotions, questions, and...
06/04/2026

One thing I never want my clients to feel is forgotten.

Buying a home already comes with enough emotions, questions, and uncertainty. The last thing a buyer should experience is waiting days for an update or wondering what’s happening behind the scenes.

Whether it’s a quick question, a late-night concern, or a last-minute update, I always try to show up for my clients the way I’d want someone to show up for me.

If you want a lender who stays present and keeps you informed from start to finish, let’s connect.

ccm.com/michael-wallace

Traditional mortgage underwriting was built for W-2 employees with two years of steady income. But that's not how most p...
06/03/2026

Traditional mortgage underwriting was built for W-2 employees with two years of steady income. But that's not how most people work anymore.

Non-QM loans are designed for real-life financial situations — bank statement loans, asset-based loans, DSCR loans for investors.

If you've been told your income is 'complicated,' let me take a look.

DM me 'NON-QM' and let's see what kind of loan actually fits your situation.

ccm.com/michael-wallace

I talk to renters every week who are shocked at how close they are to homeownership. Credit scores, income, savings — th...
06/02/2026

I talk to renters every week who are shocked at how close they are to homeownership. Credit scores, income, savings — these things can be worked with. What matters is having a plan.

If you're ready to stop paying someone else's mortgage, I'm ready to help you build your own.

Drop a 🏡 in the comments if you're a first-time buyer — I want to hear where you are in the journey.

ccm.com/michael-wallace

06/02/2026

Proud to be part of America’s #1 Retail Mortgage Lender for 3 years in a row. 🏆

This recognition reflects the vision, leadership, systems, and people behind everything we do — and we’re honored that the Midwest Team gets to be part of it.

Thank you to our clients, referral partners, and community for continuing to trust us through every step of the home financing journey.

When a realtor refers me to their client, I take that seriously. I know that your reputation is on the line with every r...
06/01/2026

When a realtor refers me to their client, I take that seriously. I know that your reputation is on the line with every recommendation you make. So I communicate fast, I stay transparent, and I close cleanly. My goal is to be the reason your clients come back to you for their next home.

Let's build something together. DM me if you're looking for a lender who's a true partner.

ccm.com/michael-wallace

06/01/2026

Buyers and partners, big news! We just added 3 NEW buydown options!

You now have 7 ways to beat high rates with a temporary rate buydown.

Our 3 newest options:
✅ 0.5-0 (6-month) — save 0.5% for 6 months (not permitted for VA)
✅ 0.5-0 — save 0.5% for a full year
✅ 1-0 (6-month) — save 1% for 6 months (not permitted for VA)

Whether you want short-term relief or a multi-year savings plan, there's a buydown for you.

Drop a comment or send me a DM to find out which option fits your situation best!

Sometimes a quick conversation can help you understand your numbers, your timeline, and what steps could move you closer...
05/29/2026

Sometimes a quick conversation can help you understand your numbers, your timeline, and what steps could move you closer to your goals. No pressure. No obligation. Just information and a game plan.

If homeownership has been sitting in the back of your mind, take this as your sign to start the conversation today.

ccm.com/michael-wallace

Being ‘Mortgage-ready’ is a series of small decisions made consistently over time. Improving credit habits. Managing deb...
05/28/2026

Being ‘Mortgage-ready’ is a series of small decisions made consistently over time. Improving credit habits. Managing debt wisely. Building savings. Learning your options. Creating a plan.

You do not need perfect finances to start preparing for homeownership. You just need direction and a strategy that makes sense for your goals.

If you want to know what being mortgage-ready could look like for you personally, send me a message and I’d be happy to help.

ccm.com/michael-wallace

Address

12814 Cantrell Road
Little Rock, AR
72223

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

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