04/24/2024
🛑Off-track Motorsports Insurance🛑
We can protect the following vehicles:
Race cars
To qualify for our program, race cars must meet the following, in addition to our normal guidelines:
Minimum value is $3,500
Applicant and drivers must have 10 years driving experience
Dragsters
To qualify for our program, dragsters must meet the following:
Minimum value is $3,500
Vehicle must be in very good or better condition
Applicant and drivers must have 10 years driving experience
No professional racing teams
Pro-street
Pro-street cars are generally from the 1960s or ‘70s and have been modified primarily for straight-line speed. Common modifications include roll cages, tubbed rear wheel-wells to accommodate wide racing-type tires, five-point racing harnesses, lightened interiors with racing seats, wheelie casters, parachutes and power adding features to engine. Hagerty considers a vehicle to be pro-street when it is tubbed AND caged. To qualify for our program, pro-street cars must meet the following:
Vehicle must be street legal in order to provide full coverage
Minimum value is $15,000
Vehicle must be in very good or better condition, unless under active restoration
Applicant and drivers must have 10 years' driving experience
Named Driver Exclusions or a Youthful Non-Operator Warranty will be applied to any youthful household members licensed less than 10 years
Vehicles with more than 900 horsepower may qualify for comprehensive/limited trailer and paddock coverage only
Raced motorcycles
Any year motorcycle may be considered with Comprehensive/Limited Trailer and Paddock Coverage only
Motorcycles can be stock or modified
No professional race teams
Applicants and/or operators must have at least 10 years’ driving experience
Minimum value is $2,000. Collections of 3 or more motorcycles—minimum value is $1,000 per bike.
Dirt track and motocross bikes are acceptable.
Motorcycle must be street legal in order to consider full coverage. Follow non-raced Motorcycle guidelines as well if pursuing full coverage.
Requests for full coverage on a street legal, raced motorcycle is an exception and must be supported with a strong profile.
