Hahn Family Insurance

05/01/2026

Increases in healthcare is still outpacing compensation. Insurers warning benefit cuts may be necessary to advantages plans for 2027. But nothing has been decided yet, so temper expectations. Make sure to understand your ANOCs (Annual Notice of Change) that get mailed out in Sept. That will be your first notice if changes will occur to your current plan and of course it's important to always review plan options every year as changes occur such as plans entering or exiting your area.

Americans enrolled in Medicare Advantage health plans should expect to see fewer extra benefits like gym memberships and vision and dental coverage next ​year, investors and industry experts say.

04/28/2026

Here's a good article discussing some of the big reasons the marketplace plans are pricey and why there's no solution to lower the premiums without taxpayers continuing to take on the burden.

There is no one size fits all solution to healthcare and that's why Hahn Family Insurance offers marketplace plans, non-marketplace plans, and supplemental plans to help with catastrophic cases.

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11/18/2025

Hard to believe we have less than 3 weeks left of Annual Enrollment Period (AEP). Remember if you have questions about your Medicare for next year December 7th is the end of AEP.

10/15/2025

Annual Enrollment Period is here. For 2026, there has been another decrease in prescription plan choices and many plans increased their premiums. Drug formularies have changed again and some of your medications that were covered may not be next year. Some new rules around GLP-1 drugs are taking effect as well.
Contact today to schedule an appointment to learn how these changes effect you.
Appointments can be in person or over the phone.

10/03/2025

Be aware of the changes coming to Medicare for 2026. One of the big notes is changes to prescription copays for those on Extra Help (Low Income Subsidy), many copays have gone up slightly and many who had $0 copays may now see a small copays.

Don't be unprepared contact me today to find out what impact the changes will have on you.

09/23/2025

I will be hosting a Medicare Education event at the Rock Church Sanctuary (1305 27th St Parkersburg WV) on September 28th starting at 6pm.
Whether you're new to Medicare and need to learn the basics or already have Medicare and want to learn what has changed for 2026 come and learn.

09/09/2025

As many of you may have seen on the news and websites, in regards to Health insurance premiums seeing increases, some saying massive increases this isn't totally out of the realm of reality.
First these articles are talking about the premiums for the Marketplace Plans (Obamacare/Affordable Care Act/ACA Plans). In 2020, when COVID hit, Congress acted by approving the enhanced premium tax credits (ePTCs) that helped lowering the cost individual see for their premiums. This is what has helped the government tout such high enrollment numbers and claims of many people seeing premiums $15/mo or less.
Now as we reach the end of 2025 these ePTCs are set to expire leaving the original premium tax credits in play. As of now congress has yet to approve extending the ePTCs but have not been ruled out.

Long story short, as of now if you have your health insurance through the marketplace you can expect to see your share of the health insurance premiums go up. By how much is not an easy question, it will vary from state by state and county by county.

Remember Open Enrollment Period starts Nov 1st and runs through Jan 15th for most states. If you have questions don't hesitate to reach out for assistance this OEP.

11/23/2024

We're in the final weeks of AEP! If you haven't reviewed your Medicare plan yet don't hesitate to reach out and schedule your review.
This is an important year not to skip it. The prescription coverage has seen a large overhaul. There are many plans leaving areas, plans cutting back benefits, BUT also a fee new plans with increased benefits.
Remember with new plans you aren't automatically enrolled, you have to actively enroll.
Learn what's changing with your benefits and make sure you're in the best possible position for 2025!
So don't wait! Call, text, message or email me today to get on the schedule before December 7th!

Send a message to learn more

11/15/2024

The health insurance marketplace (aka, the ACA [affordable care act], Obamacare) open enrollment period is here! So far I'm seeing a trend of increased savings for 2025!
If you're already on an marketplace plan you'll want reach out and get your plan and tax savings reviewed and see how much more savings you can see.
You could go from a bronze plan to a gold plan without an increase in premiums.
Reach out today to schedule your free review.

10/16/2024

Part D changes for 2025 have many ramifications, even if you have elected to put off getting Part D because of having credible coverage through your employer. The new changes may make your employers coverage not creditable anymore. So how do you know:

The government requires employers to tell all Medicare-eligible individuals who are covered under the entity’s prescription drug plan if their prescription drug coverage is "creditable." This means the coverage is expected to pay as much as the standard Medicare prescription drug coverage.

What do I need to know?

1) Penalty for lack of creditable coverage: People 65 or older who don't have creditable coverage may face a lifetime penalty on their Medicare premiums.
2) How the penalty is calculated: The penalty is based on how many months the member was without Part D or creditable coverage.
3) Employer's responsibility: Employers aren't required to offer creditable coverage, but many do. They must notify employees and dependents about their plan’s creditable coverage status at least once a year by October 15th
4) Changes in 2025: The Medicare Prescription Drug (Part D) Coverage is changing in 2025, which may affect the creditable coverage status of many employer-sponsored plans.
5) Member's choice: Employees and dependents need to know if their coverage is creditable so they can decide whether to enroll in a Medicare Part D plan or risk a penalty.

Learn your options:
1) Do nothing: Employees/dependents can choose to stay with the current plan and incur the penalty, switch to another plan, or enroll in Medicare Part D
2) Make changes: The client can adjust their plan to meet the creditable coverage requirements. Check out our standard plan designs linked below
3) Many companies can offer an employer group waiver plan (EGWP) to retirees

Contact Hahn Family Insurance to help navigate this new maze today.

Send a message to learn more