Legacy Division Luminate Bank

06/16/2026

The little purchases add up, but that doesn't mean you have to cut out everything you enjoy.

Sometimes the biggest financial wins come from getting intentional about where your money goes and making sure it aligns with what matters most to you.

Whether you're building an emergency fund, planning your next adventure, or working toward a bigger goal, creating simple habits and dedicated savings buckets can help turn small changes into meaningful progress over time.

With tools like Radiant Savings and Brighter Checking, we're here to help you spend, save, and grow with confidence.

06/11/2026

Your side hustle isn't so "side" anymore.
As your business grows, the financial tools you rely on matter more than ever. From managing cash flow to separating personal and business finances, having the right banking setup can help you stay focused on what comes next.
Growth is exciting. Your banking should be ready for it.

As income increases, financial organization becomes more important, and the banking tools you use should be empowering your business, not subtracting from it.

06/10/2026

Come behind the scenes at Luminate Bank as Eric Lovins, President of Mortgage Lending, and Taryn Reuter, President and Chief Revenue Officer, join our team members to share how we’re redefining culture, strengthening community, and building a people-first approach to banking and lending.

06/09/2026

06/09/2026

Buying a home isn't just about getting the keys. It's about having the flexibility to handle what comes next.

With our Piggyback HELOC, there's another path forward.

Put as little as 10% down.
Avoid PMI.
Preserve more cash.
Keep a line of credit available after closing.

Because you deserve home financing designed around real life, real goals, and real opportunities.

06/08/2026

Luminate Bank® is honored to be recognized as a 2026 Top 30 Mortgage Lender by Scotsman Guide.

Since 2013, Scotsman Guide has provided an industry benchmark for excellence in residential lending, serving as the most comprehensive measure of performance in the mortgage space.

This recognition is about more than a ranking. It is a reflection of the countless conversations, partnerships, and moments where our team members went the extra mile.

To the community that contributed to this achievement, thank you. Your dedication is the reason we're celebrating today.

06/04/2026

Your first home doesn’t have to be your forever home to be the right next step.

For many first-time buyers, the pressure to find the “perfect” home can make homeownership feel out of reach. But real financial progress often starts with a home that fits your life right now.

Whether it’s a condo, townhouse, or smaller starter home, buying strategically today can help create stability, equity, and flexibility for tomorrow.

Your first home doesn’t have to check every box for the next 30 years. It just needs to support you while still helping you build momentum for what comes next.

06/03/2026

Today we're celebrating something that means a lot to us.

Luminate Bank® has been named a 2026 Financial Services Top Workplaces award recipient, an honor that is based entirely on direct employee feedback.

Each day, our team opens doors for our customers, our partners, and one another; and this recognition is a reflection of our shared purpose.

We are so proud of the culture we've created, shared, and sustained together.

To our community, this one's for you.

06/03/2026

As students prepare for college life, parents are preparing for something too: helping protect what matters most.
From insurance coverage to healthcare planning, there are a few important conversations families should have before students head to campus.

Once your child turns 18, a lot changes. Insurance coverage, healthcare access, and liability can suddenly become more complicated than many families expect.

05/28/2026

When your income doesn’t fit inside a traditional W-2 box, financing conversations can look a little different — but that doesn’t mean homeownership is out of reach.

From self-employment and freelance work to multiple income streams, understanding how to document income and explore lending options like Non-QM loans can make the process feel a lot more manageable.

If you’re building something of your own while planning for your future, this is an important conversation to have early.

Whether you are building a side hustle or navigating self-employment for the first time, understanding your options can help you make decisions with greater clarity.