Fabio Gulla Mortgage Banker NMLS# 69827

10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

10/26/2026

5.0 star review received on Experience.com for Fabio Gulla by Lee C - Fabio and his team were all incedibly knowledagble and attentive, and really went above and beyond to get us a perfectly smooth process!

Click to see all 454 reviews of Fabio Gulla, Mortgage Loan Originator | NMLS # 69827

10/23/2026

4.8 star review received on Experience.com for Fabio Gulla by Jannah Y A - Fabio and the processors were very communicative and we're pleasant to work with.

Click to see all 453 reviews of Fabio Gulla, Mortgage Loan Originator | NMLS # 69827

10/22/2026

If your Zillow saves are getting a little out of hand, I have a suggestion: let's talk before you find "the one."

I can help you understand your budget, walk through your mortgage options, and figure out what makes sense for your situation. And you definitely don't need to have a house picked out to get started.

Keep sending yourself listings. I'll help you get a plan together.

10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

10/18/2026

5.0 star review received on Experience.com for Fabio Gulla by Deepak N - Fabio is wonderful person, he is highly professional and great with his work. I like the way he keep things very transparent and honest. I will recommend Fabio to anyone who need help with Lending.

Click to see all 452 reviews of Fabio Gulla, Mortgage Loan Originator | NMLS # 69827

10/15/2026

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your full monthly cash flow before the holiday spending begins.

Take a few minutes to map out your mortgage payment, recurring bills, savings goals, and seasonal expenses. Knowing what needs to be covered first can make it easier to see what you have available for the fun stuff.

10/13/2026

Lowering the price isn’t the only way to make a home more appealing to buyers.

In today’s market, seller concessions can help cover eligible closing costs or contribute toward a mortgage rate buydown. That may give buyers more flexibility with their upfront costs or monthly payment, while helping sellers keep the conversation focused on the overall value of the home.

A temporary buydown, for example, can lower a buyer’s initial mortgage payment for a set period. It’s one option that may help make the numbers feel more comfortable without changing the home’s purchase price.

A mortgage rate buydown can make early monthly payments more manageable. A temporary buydown reduces the buyer’s effective interest rate for a limited time.

10/09/2026

5.0 star review received on Experience.com for Fabio Gulla by Bridget T - Fabio is one of the most down to earth and a sharp shooter, he broke down the nitty gritty and we saw the truth of it all. We are happy with everything that could be done and he did it.

Click to see all 449 reviews of Fabio Gulla, Mortgage Loan Originator | NMLS # 69827