Retka Insurance Center LLC

12/23/2025

Yes, we help our clients send money from the government to the insurance companies just so the client has some assurance that they will not be spent into oblivion. Here is and example that comes to mind. Let’s say we have a client age 62. He has an income of $60,000. He/she then wants the least costly plan, an HSA with an $8,500 deductible with Blue Cross. He/she will receive $667.00 in tax credits which will bring his net premium down to $354.23 and the government will pay the balance. But, if that income is $80,000, he/she will have to pay the full premium of $1,024.23 or $12,290.76 per year. Add that with the $8,500.00 deductible and the client will have to pay $20,790.76 before he/she can collect a penny from the insurance company! AFFORDABLE?
Why must democrats title their bills to be exactly the opposite of the results of their legislation? The “Inflation Reduction Act” passed back in 2021 or so caused the opposite and inflation went up t 9%! In summary, if we expected the government to provide new tires for our cars, we would be all driving around on flats!

12/09/2025

12/09/2025

IT'S A SCAM! A DAY IN THE LIFE! How Many Medicare Scam Calls Can I Get In One Day... HA!Like & Subscribe to the Channel for DAILY Scam Videos, DAILY Shorts a...

12/09/2025

Scam calls are putting Medicare beneficiaries at serious risk — and in this video, you’ll learn exactly how to protect yourself.We break down real stories of...

09/07/2024

🚨 NEW Compass Annuity Suite is here! 🚨

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03/28/2022

that season is coming...

As the weather changes, the chance of severe storms and hail becomes greater. Here are some tips that could help mitigate the damage they can cause.

02/04/2022

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Did you know that KSKJ Life offers multiple types of annuities? One of these is a tax deferred annuity. A deferred annuity will delay payments until you choose to receive them, which would typically be once you actually retire. Discover which type of annuity is right for you at https://hubs.ly/Q01342b_0

11/22/2021

From AARP
Medicare's Part B monthly premium for 2022 will increase by $21.60, the largest dollar increase in the health insurance program's history, the Centers for Medicare & Medicaid Services (CMS) announced on Nov. 12. Standard monthly premiums for Part B will cost $170.10 in 2022, up from $148.50 in 2021. (The article goes on to say that this increase is due to the monumental expenses incurred fighting COVID 19.)
CMS officials stressed that while the 14.5 percent Part B premium increase is a stiff one, the Social Security cost-of-living adjustment (COLA) — at 5.9 percent, the largest in 30 years - is estimated to average $71.40 per recipient. So even after the increase in the Medicare Part B premium, most Social Security recipients, whose Part B premiums are typically deducted from their Social Security benefits, will still see a net increase in their monthly check. The COLA goes into effect in January.

04/10/2020

Humana is doing it's part during this unsettled times. And this is above and beyond all the good benefits built into their Medicare plans!