Klosowski Festler Froelich Wealth Management

10/15/2026

I enjoyed reading this recent Kiplinger article featuring our Head of Wealth Management and Field Management, David Chubak. One point that stood out to me is how many families are balancing long-term goals with desire to support loved ones today.

It’s something that often comes up in conversations with clients, whether it’s helping adult children with housing expenses, student debt or other financial challenges. As David notes, "The reality is we live in an age of financial uncertainty and anxiety like no other." Having open conversations and a thoughtful plan can help families navigate those decisions with greater confidence.

Read the article here: https://bit.ly/3Urfe6s

What financial lesson or value do you hope to pass along to the next generation?

Passing down the wealth you've built over a lifetime, with wisdom and grace, is good. Passing on your values along with the money? Even better.

10/14/2026

Many of the conversations I'm having with clients right now start in the same way – with the news. Clients see market-driven headlines and ask: "How does this affect me and my life?"

In a recent Bloomberg interview, our Managing Partner Penny Pennington discusses how financial planning can help investors look beyond today's market noise and stay focused on their goals.

Watch the full conversation: https://bit.ly/4hMc1av

If the headlines have you wondering how all of this affects your financial strategy, let's talk.

10/13/2026

Higher interest rates have created new challenges for investors, but they may also be creating new opportunities. As bond yields reach levels not seen in decades, it may be time to take a fresh look at the role bonds can play in generating income, managing risk and supporting long-term goals.

Learn more in our October Monthly Portfolio Brief: https://bit.ly/4eau2wR

10/05/2026

With the 2026 midterm elections approaching, investors are once again asking what politics may mean for markets and whether the elections have the potential to disrupt this year's positive momentum. Here's what history says – and what's different this time:

With the 2026 midterm elections approaching, investors are once again asking what politics may mean for markets and whether the elections have the potential to disrupt this year's positive momentum. History suggests that elections often create short-term uncertainty, but they have rarely been the pr...

10/02/2026

October is Breast Cancer Awareness Month—a time to stand with survivors, honor those we’ve lost and support the millions of individuals and families affected by breast cancer. This month, we encourage conversations, screenings and shared strength—because no one should face breast cancer alone.

09/29/2026

I enjoyed reading this recent Kiplinger article featuring our Head of Wealth Management and Field Management, David Chubak.

One point that stood out to me is how many families are balancing long-term goals with desire to support loved ones today. It’s something that often comes up in conversations with clients, whether it’s helping adult children with housing expenses, student debt or other financial challenges.

As David notes, "The reality is we live in an age of financial uncertainty and anxiety like no other." Having open conversations and a thoughtful plan can help families navigate those decisions with greater confidence.

Read the article here: https://bit.ly/4hkgfpB

What financial lesson or value do you hope to pass along to the next generation?

Our exclusive national survey on inheritance reveals how adult children and parents are — and are not — working together to make the most of assets built over a lifetime.

09/25/2026

🍂 Thank You for Celebrating With Us! 🎃

A heartfelt thank you to all of our wonderful clients who joined us at our Edward Jones Client Appreciation Event! We were grateful that the weather cleared just in time for an evening filled with fall fun, warm coffee, delicious food, live music, pumpkin picking, and great company.

Spending time with so many of the amazing families we have the privilege of working with made the event truly special.

A special thank you to Triple S Pumpkin Patch for hosting us and AJ Spoff for providing the fantastic live music that made the evening even more memorable.

Until next year! 🍁

09/24/2026

Giving back to our community looks a little different for each of us, but the heart behind it is the same. ❤️

We're proud to see our advisors spending time on the sidelines, courts, and ice, coaching the next generation and investing in the kids who make our community so special.

⚽ Zachary
🏐 Samantha
⛸️ Jana

We believe being part of a community means more than working in it. It means showing up, sharing your time and talents, and helping our kids learn, grow and have fun along the way!

09/23/2026

We have been a proud sponsor of Morrison County United Way in support of Imagination Library as well as the many other wonderful programs they offer.

Fun fact: Jana Festler was on the MCUW board for many years. This year, Sam Froelich stepped into her spot and joined the board.

Give Like Dolly Day is September 25!

Dolly Parton believed in giving back and helping children dream bigger—and this week, we’re celebrating that spirit right here in Morrison County as we celebrate those that Give Like Dolly.

To our donors: Thank you, your support helps make it possible for children in our community to receive a free, high-quality book every month from birth to age 5.

We will start today with our United 365 Donors. These are small businesses and some individual donors that are United 365 days a week to keep our programs in Morrison County!

09/22/2026

As a financial advisor, I’ve seen how health challenges can affect not only individuals, but entire families.

That's why I’m proud to recognize the work of the Alzheimer’s Association and the impact our communities can make when we come together. Through Edward Jones' strategic alliance with the organization and our sponsorship of the Walk to End Alzheimer’s®️, we've helped raise more than $63 million to support critical research, education and support programs.

Our moment is now to continue driving progress and help create a future free from Alzheimer’s.

Learn more here: https://bit.ly/3UWONph