Richard 'Rus' Orban

Richard 'Rus' Orban Insurance Solutions - Medicare / Life / Long Term Care Richard 'Rus' Orban is nationally accredited in all forms of Medicare health insurance.

He has also earned the C.L.T.C. designation giving him the right to market the National Partnership program for Extend Senior Health Care. He specializes in the Senior Market, focusing on Medicare, Life Insurance and Long Term Care. Rus is caring and conscientious, treating his clients needs as if they were his own. Rus does not work for an insurance company; he work for you. We work on your side when you have a claim or just need help and will see that you are treated fairly.

12/07/2020

Today is Pearl Harbor day
A bit of quiet time for the nearly three thousand killed that day
Ironically about the same number killed on 911
Freedom is not free and always one generation away from extinction

The sincere friends of this world are as ship lights in the stormiest of nights. Giotto di Bondone
04/24/2020

The sincere friends of this world are as ship lights in the stormiest of nights. Giotto di Bondone

Good News for COVID-19 Testing Companies: Medicare Nearly Doubles Reimbursement
04/23/2020

Good News for COVID-19 Testing Companies: Medicare Nearly Doubles Reimbursement

Diagnostic laboratories, rather than the test manufacturers, may be the biggest beneficiaries.

What is Medicaid? A joint federal and state program that helps with medical costs for some people with limited income an...
04/22/2020

What is Medicaid? A joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid programs vary from state to state, but most health care costs are covered if you qualify for both Medicare and Medicaid.

Home Care Agencies And Workers Are The Next Ground Zero For COVID-19
04/21/2020

Home Care Agencies And Workers Are The Next Ground Zero For COVID-19

COVID-19 is upending home care, putting care workers, agencies, and older adults at risk.

What is Medicare prescription drug coverage (Part D)? Optional benefits for prescription drugs available to all people w...
04/20/2020

What is Medicare prescription drug coverage (Part D)? Optional benefits for prescription drugs available to all people with Medicare for an additional charge. This coverage is offered by insurance companies and other private companies approved by Medicare.

The only source of knowledge is experience. Albert Einstein
04/17/2020

The only source of knowledge is experience. Albert Einstein

Medicare Beneficiaries Without Supplemental Coverage Are at Risk for Out-of-Pocket Costs Relating to COVID-19 Treatment
04/16/2020

Medicare Beneficiaries Without Supplemental Coverage Are at Risk for Out-of-Pocket Costs Relating to COVID-19 Treatment

Most Medicare Advantage enrollees are in plans that have waived cost sharing for COVID-19 treatment, and many other beneficiaries in traditional Medicare have their cost sharing covered by suppleme…

‘No Strings Attached’: CMS Sending $30 Billion to Home Health Agencies, Other Medicare Providers
04/15/2020

‘No Strings Attached’: CMS Sending $30 Billion to Home Health Agencies, Other Medicare Providers

If home health and hospice providers discover an unexpected Medicare payment from the Centers for Medicare & Medicaid Services (CMS) later this week, they shouldn’t be too alarmed — it’s not a billing error. The surprise deposit isn’t a mistake, but rather a no-strings-attached bump to help ...

Understanding the Basics: What is a Medicare-approved amount?In Original Medicare, this is the amount a doctor or suppli...
04/14/2020

Understanding the Basics: What is a Medicare-approved amount?
In Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid. It may be less than the actual amount a doctor or supplier charges. Medicare pays part of this amount and you’re responsible for the difference.

Life is 10% what happens to you and 90% how you react to it. Charles R. Swindoll
04/10/2020

Life is 10% what happens to you and 90% how you react to it. Charles R. Swindoll

Medicare Flexes And Changes To Meet The COVID-19 Challenges
04/09/2020

Medicare Flexes And Changes To Meet The COVID-19 Challenges

Medicare has made some rapid and important modifications to both regular Medicare and Medicare Advantage programs in response to the COVID-19 crisis. Here is what you need to know.

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