Gibbel Insurance Agency, Inc

10/02/2026

Question:
Is there coverage on a personal auto policy if you get paid to haul junk or debris?

Answer:
• No coverage! Personal policies explicitly exclude carrying property for a fee.
• Claim denial: Insurers will deny claims entirely if an accident happens during business use.
• Personal liability: You are responsible for all repair and medical costs out of pocket in the event of an accident.

The good news: Gibbel Insurance can write a policy that does cover you for this exposure! Give us a call!

Gibbel Insurance Agency is a full service, independent agency located in downtown Lititz, PA.

08/10/2026

Employee Spotlight: Dylan Ginter

Dylan Ginter joined our agency just two short months ago, and he’s already making a meaningful impact - helping prospects and clients save money on their policies while ensuring they have the coverage they truly need.

Dylan has a calm, quiet presence that puts people at ease. He takes the time to clearly explain coverage and recommendations, giving our clients confidence that they’re in good hands. His thoughtful approach and commitment to helping others make him a wonderful addition to our team!

07/06/2026

Our hearts go out to all those affected by the weekend storms! They were horrific for some people and we are busy helping our clients navigate the claims process.
A common question today has been, "Is it worth it to file a claim?
Here is the short answer:
While homeowners (or business property) insurance is there to protect you from unexpected losses, claims can sometimes affect future premiums or policy renewal. Every insurance company evaluates claims differently, so we can't always predict exactly how a claim will impact your rate or renewal eligibility.
If the repair cost is only slightly above your deductible, it is best to consider whether filing a claim makes sense. It's worth comparing the estimated repair cost to your deductible. If the damage is only slightly above your deductible, the insurance payment may be relatively small, while your premium could increase for several years.

07/02/2026

📬 Did your business get an insurance audit request? Don't set it aside!

If your insurance carrier has asked you to complete an audit, it's important to respond as soon as you can. These audits help make sure your policy accurately reflects your business based on things like payroll, sales, or the work you actually performed during the policy period.

Ignoring the request can be expensive. If you don't complete the audit, the insurance carrier may issue a non-compliance penalty or calculate your premium using an estimate—often resulting in a much higher premium 💰than what you may actually owe. In some cases, it can even affect your ability to renew coverage.

The good news? If you're not sure what information is needed, we are here to help.

Don't let a simple audit turn into an unnecessary expense. Take a few minutes to complete it, and if you have questions, give us a call—we're happy to help!

06/01/2026

We're thrilled to mark 40 incredible years of partnership with Progressive Insurance. Thank you to our amazing customers and team for making this journey possible. Here's to many more years of success and service! 🚗

05/30/2026

We had a wonderful staff outing this week, starting with breakfast at Brickerville House and then a tour of Speedwell Forge Wolf Sanctuary.  We all enjoyed learning about these beautiful majestic animals.

05/27/2026

05/06/2026

🗳️ We’re honored to be listed in the Readers’ Choice voting under Professional → Insurance Agency!

If you’ve ever had a great experience with us, we’d truly appreciate your support. Every vote helps highlight the importance of agencies that put people first.

👉 Be sure to check out the link below and find us in the Professional → Insurance Agency!
https://lnpmediagroup.voterfly.com/

So, what makes a great insurance agency?

✔️ Personalized service — taking the time to understand your unique needs, not just selling a policy
✔️ Trust & transparency — clear guidance so you always know what you’re getting
✔️ Responsiveness — being there when it matters most
✔️ Expertise — helping you navigate options and protect what matters to you
✔️ Community focus — caring about the people and businesses we serve

Thank you for being part of our journey—and for your continued support! 💙

Celebrate Lancaster County's best local businesses!

04/01/2026

A little Easter Egg fun this morning at the office! We may not have found them all so if you stop in and find one, it’s yours! 😀🐣

03/30/2026

Our office will be closed this Friday, April 3rd.